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What is e-Aadhaar card
An e-Aadhaar card is the digital version of the Aadhaar card issued by the Unique Identification Authority of India. It contains the same information as the physical Aadhaar card, including your Aadhaar number, demographic details, photograph, and other identification information.
The e-Aadhaar is a password-protected and digitally signed document that can be downloaded online and stored securely on your mobile phone, computer, or other digital devices. It is legally valid and accepted as proof of identity and address for various government, banking, and financial services across India.
Since it is available in digital format, an e-Aadhaar card allows you to access your Aadhaar details anytime without carrying the physical card. It is commonly used for KYC verification, government services, banking transactions, and applications for financial products such as personal loans.
How to download e-Aadhaar card using mobile number otp
You can complete e Aadhaar card download online using OTP verification through these steps:
- Visit the UIDAI “Get Aadhaar” page
- Choose Aadhaar number or Enrolment ID option
- Enter Aadhaar number or EID, name, and PIN code (if required)
- Request OTP on registered mobile number
- Verify OTP or use TOTP
- Download e-Aadhaar PDF
The downloaded file is digitally signed and password protected. It can be used as valid proof for banking, government services, and personal loan verification.
How to download e-Aadhaar card using virtual id
You can also complete e Aadhaar card download online using your Virtual ID.
- Visit UIDAI myAadhaar page
- Click on “Download Aadhaar”
- Select Virtual ID option
- Enter Virtual ID and captcha
- Request OTP
- Verify OTP
- Download e-Aadhaar
This method helps you access Aadhaar quickly when you do not use your Aadhaar number directly.
Download e-Aadhaar card via mAadhaar app
You can download e Aadhaar card using the mAadhaar app in a few steps:
- Install the mAadhaar app from Play Store or App Store
- Register using mobile number
- Verify OTP
- Go to “My Aadhaar” section
- Select download Aadhaar option
- Complete OTP verification
- Download PDF file
This method is useful for quick access during banking, travel, or when applying for a personal loan that requires instant identity verification.
Download e Aadhaar card using Umang app
You can also use the UMANG app for e Aadhaar card download online.
- Download UMANG app
- Log in using mobile number
- Go to Aadhaar services
- Select DigiLocker option
- Sign in or register on DigiLocker
- Access and download e-Aadhaar
The document is stored securely and can be used anytime for verification purposes.
How to download e-Aadhaar card from Digilocker
You can download e Aadhaar card through DigiLocker in simple steps:
- Open DigiLocker app or website
- Select UIDAI under “Issued Documents”
- Enter Aadhaar number
- Verify OTP
- Access and download Aadhaar
This digital copy is legally valid and widely accepted for identity verification, including financial processes like a personal loan application.
How to print your e-Aadhaar pdf
After completing e Aadhaar card download online, you can print it easily:
- Open PDF file
- Enter password (first 4 letters of name in uppercase + birth year)
- Click print option
- Select number of copies
The printed copy is valid for official use when required.
Benefits of e-Aadhaar card download online pdf
Choosing e Aadhaar card download online PDF offers multiple benefits:
- Easy access anytime on mobile or laptop
- Secure password-protected file
- Legally valid identity proof
- Accepted for banking and government services
- Helps faster KYC for services like a personal loan
- Reduces need for physical documents
- Eco-friendly digital process
It also ensures quicker verification during financial applications and reduces delays in approval processes.
Where we use e-Aadhaar card
e-Aadhaar is widely used across different sectors:
- Government schemes and subsidies
- Banking and financial services
- Telecom SIM verification
- Passport and travel services
- Education and job verification
- DigiLocker document storage
It also helps speed up KYC checks for financial services, including personal loan applications, where quick verification is required. You can check your offer in just 2 steps and apply online for a simple digital process when needed.
With instant digital access to your Aadhaar, you can complete verification steps faster and move ahead with financial applications without repeated documentation.
Conclusion
You can complete e Aadhaar card download online easily using UIDAI services, mobile apps, or DigiLocker. The process is simple, secure, and widely accepted for identity verification.
Keeping your e-Aadhaar downloaded helps you complete banking, government, and financial tasks without delay. It also supports faster verification during processes like a personal loan application, making documentation quick and smooth.
Also check
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
|
Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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