Bajaj Finance offers two financing options at over 1.5 lakh partner stores across 4,000 cities in India. Here is how they compare:
| Option | Limit | Key features |
| Bajaj Finance Insta EMI Card | Card loan offer up to Rs. 6 lakh | 3 to 60 months tenure; works at 1.5 lakh partner stores; 1 million eligible products |
| Bajaj Finance Easy EMI Loan | Loan offer up to Rs. 5 lakh | Quick loan approval; 3 to 60 months tenure; basic KYC documents needed; ideal for higher-value purchases |
How to choose? Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value purchase in a single transaction.
Also explore the latest offers. You may find a great deal on a model that matches your needs.
Buyer scenario:
Consider Arjun, a college student in Lucknow who needs a 5G smartphone for online classes, messaging, and video streaming. He chooses the vivo Y11 5G under the Dussehra offer.
- Product price: Rs. 14,999
- Starting EMI: Rs. 833 per month
- Repayment tenure: 18 months
- Total repayment: Rs. 14,994
- Down payment: Rs. 0
Arjun can spread the purchase cost across 18 monthly instalments instead of paying the full amount upfront, helping him manage his college expenses.
The price and EMI are estimated examples. Actual prices, repayment terms, applicable charges, and EMIs will differ in-store.