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Domestic Travel Insurance


Vacations are the best way to get away from the daily-life hassle and stay healthy, mentally and physically. But emergencies during a vacation may come uninvited. This may include losing your wallet, getting stranded midway without a hotel booking or having a car breakdown. Thus, travelling with domestic travel insurance will help you go about the country with a peaceful mind and enjoy a stress-free vacation.

It is also important to be equipped with the right insurance plan that covers your travel across the country. Ideal domestic travel insurance in India must provide coverage against personal accidents, trip cancellation, and loss of baggage among other benefits

Bajaj Finserv’s Domestic Holiday Cover by CPP is a tailor-made domestic travel insurance plan that keeps you secure during such sudden emergencies while travelling and helps you enjoy your moments stress-free.

Vacations are the best way to get away from the daily-life hassle and stay healthy, mentally and physically. Travelling is exciting and helps you explore places, be it solo or with your loved ones. And, all prefer hassle-free travel. To ensure that it is important to be equipped with the right insurance plan such as domestic travel insurance plans to deal with emergencies. A travel insurance plan covers you during various untoward situations like, getting stranded midway without a hotel booking losing your wallet, or having a car breakdown.

Bajaj Finserv’s Domestic Holiday Cover by CPP is a tailor-made plan that keeps you secure during such sudden emergencies while travelling and helps you enjoy your moments stress-free.

What’s covered in Domestic Travel Insurance

  • Emergency Travel Assistance

    In case you get stranded on your holiday, you can get emergency travel and hotel assistance up to Rs. 50,000 in India and Rs. 1,00,000 abroad to take care of your hotel bills, return journey, and other expenses easily.

  • Roadside Assistance

    Stuck with a car breakdown during your holiday? Get roadside assistance for vehicle repairs, at over 700 locations across India.

  • Complimentary Protection

    Get a complimentary protection cover against personal accidents, accidental hospitalisation, cancellation of trips, home burglary, and loss of baggage up to Rs. 3,00,000. This ensures that you are protected against every emergency when you are on a holiday.

  • 24/7 Card Blocking Service

    Losing your wallet during your holiday can be difficult to deal with. Get the facility to block all your debit and credit cards in case of loss, with a single phone call. You can also get free replacement of your PAN Card.

Travel Safe Membership - Domestic Travel Insurance

The Domestic Holiday Cover from CPP also includes a one-year Travel Safe membership which has the following benefits:

• You can block all debit and credit cards in case they are lost or stolen, in order to prevent their misuse.

• If you are in India at the time of loss, you receive financial assistance up to Rs. 50,000, to cover any emergency travel requirements. If you are abroad, the coverage amount is up to Rs. 1,00,000. This is an interest-free advance for a maximum of 28 days. You have to repay the amount within 28 days.

• This cover provides you with on-road assistance in case of your car breaks down.

• You can also avail the cost of 5 litres of fuel for a car and 2 litres for a two-wheeler.

• We cover the cost of replacing your PAN card if you have lost it along with the other cards and documents.

• You can also avail a complimentary personal accident protection cover up to Rs. 3 lakh that includes loss of baggage as well.


What’s not covered in Domestic Travel Insurance

• If you lose your valuables while you are intoxicated, the protection claim will not be considered.

• Damage to your vehicle because of any traffic rules violations on your part are not included.

Documents Required

• KYC documents

• Travel Safe Membership letter

How To Apply

You can easily apply for the Domestic Holiday Cover by following the below easy steps:

  1. Fill in the online application form with basic details such as name, date of birth, and mobile number.
  2. Authenticate your purchase by entering the OTP received on your registered phone number.
  3. Complete the purchase by paying the Membership Fees via mobile wallet, credit card/debit card, mobile wallet, or any other preferred mode of payment.

How to raise a claim for Domestic Holiday Cover?

To claim your benefits contact:
Call on 1800-419-4000 within 24 hours.
Or write an email to write an email to

Frequently asked questions about Domestic Travel Insurance Policy

What is a domestic travel policy?

Many tourism companies extend different insurance policies for their customers to avoid unwanted circumstances during travel. This is known as domestic travel insurance. When such insurance policies are provided for domestic purposes, it includes medical emergencies, flight delays, losing baggage, cancellation, damage, route issues, or other unpredicted situations that customers can experience. Therefore, it is one of the major advantages extended by leading insurance companies in unanticipated situations.

It is more like a safety net that extends reassurance and security for every unprepared situation when one is away from home. This insurance is available for individuals above 18 years. Moreover, availing of domestic travel insurance policy from leading financial institutions like Bajaj Finserv will allow substantial coverage of up to Rs. 50,000 and additional benefits, such as 24x7 card blocking service, roadside assistance, and more.

Do we need travel insurance for domestic travel?

The domestic travel insurance in India is exclusively designed to meet certain needs of travellers in case of unwanted situations. These insurance policies protect individuals from financial losses during a medical emergency, passport or baggage loss, death, or other unforeseen circumstances. Buying travel insurance is always effective when travelling abroad or within the country. This is because insurance companies offer assistance to insured individuals facing hardships during travel. Furthermore, all personal liabilities are covered under this policy in case of any theft or robbery.

Therefore, travel insurance must be considered for the following reasons:

  • If your flight is cancelled due to natural hazards, airline’s fault, etc., individuals will get a refund or reimbursement of a certain amount based on policy.

  • In case you have lost your credit/debit card while travelling, the concerned insurance company offers a 24x7 card blocking service with a single phone call. Moreover, if you lose your PAN card along with other cards and documents, the insurance company also covers such costs.

Does domestic travel insurance cover flight cancellation?

Yes, domestic travel insurance does cover flight cancellation, loss or theft. If your flight is cancelled due to any unwanted incident, the respective insurance policy will cover any prepaid expenses incurred during ticket and hotel bookings.

Various reputed insurance companies offer domestic travel insurance online for journeys within India and abroad. Most of these travel insurance policies cover different medical and other contingencies while the insured person is travelling. These insurance policies are holistically designed to manage the emergencies that one can face during his/her journey or stay.

How does domestic travel insurance work?

Individuals who buy domestic travel insurance policies get financial protection during unforeseen situations leading to substantial expenses. It covers any personal accident, accidental loss of baggage, passport, tickets, etc., based on the insurance provider and policy terms. If an individual plans to get a domestic travel insurance policy, he/she must ensure having the following benefits:

  • Loss or theft of baggage

  • Personal accident cover

  • Trip cancellation

  • Emergency cash and 24x7 assistance

  • Emergency medical assistance

However, there are certain exclusions related to the policy, which includes-

  • If an individual loses his/her valuables while intoxicated, the claim will not be considered.

  • Vehicle damage due to violation of traffic rules

  • Unlicensed vehicle operation, etc.

Contact Us

For queries related to the policy, please write to us on email at

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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