Diwali, also known as the Festival of Lights, is one of the most widely celebrated festivals in India. It symbolises the victory of light over darkness and good over evil. Homes are adorned with oil lamps, candles, and colourful rangoli designs, while families gather to exchange gifts, enjoy festive meals, and set off fireworks. Rooted in deep cultural and spiritual traditions, Diwali also represents new beginnings and prosperity, making it a time of joy, reflection, and togetherness across the country.
Celebrate Diwali with Bajaj Finserv Doctor Loan: A smart financial choice
Diwali is the season of lights, joy, and new beginnings. For medical professionals, it is also an opportune time to invest in growth—whether it is upgrading clinic infrastructure, purchasing advanced medical equipment, or consolidating finances. Bajaj Finserv Doctor Loan emerges as a reliable financial solution tailored specifically for doctors, offering flexibility, competitive rates, and quick approvals.
To get started, you can check your doctor loan eligibility and explore the best options suited to your financial profile.
This article explores why Bajaj Finserv Doctor Loan is the ideal choice this festive season, highlighting its features, eligibility criteria, interest rates, and application process.
Why choose Bajaj Finserv Doctor Loan this Diwali
Diwali is synonymous with prosperity and progress. Doctors often require additional financial support to expand their practice, enhance patient care, or meet personal expenses during this festive season. Bajaj Finserv Doctor Loan is designed to address these needs with ease and efficiency. Here are some compelling reasons why this loan is perfect for doctors during Diwali:
| Reason | Benefit |
|---|---|
| High loan amount | Borrow up to Rs. 80 lakh to meet diverse financial requirements. |
| Quick approval process | Receive approval within 48 hours to address urgent needs. |
| No collateral required | Enjoy unsecured loans without risking your assets. |
| Flexible repayment tenure | Choose repayment periods ranging from 12 to 96 months. |
You can also check your pre-approved doctor loan offer to see if you're eligible for an instant loan with simplified processing.
Key features of Bajaj Finserv Doctor Loan
Bajaj Finserv Doctor Loan stands out for its unique features, making it a preferred choice for medical professionals. Here are the key highlights:
- High loan amount: Doctors can avail of loans up to Rs. 80 lakh to fund clinic expansion, purchase medical equipment, or meet personal expenses.
- No collateral required: This unsecured loan does not require you to pledge any assets, ensuring peace of mind.
- Flexible repayment options: With repayment tenures ranging from 12 to 96 months, you can customise the EMI schedule based on your financial convenience.
- Quick disbursal: The loan amount is disbursed within 48 hours, enabling you to address urgent financial needs promptly.
Eligibility and documentation required
To apply for Bajaj Finserv Doctor Loan, it is essential to meet certain eligibility criteria and provide the necessary documentation. The process is straightforward, ensuring minimal hassle for applicants.
Eligibility criteria:
- Nationality: Indian
- Age: 22 years to 80 years*
- CIBIL Score: 685 or higher
- Medical registration: Degree to be registered with the medical council
Documentation required:
- KYC documents - Aadhaar/passport/voter’s ID/driving license/letter from NPR/NREGA job card
- PAN card
- Medical registration certificate
Interest rate and charges on doctor loan
Understanding the interest rate and associated charges is crucial for effective financial planning. Bajaj Finance offers competitive rates and transparent charges to ensure affordability.
| Parameter | Details |
|---|---|
| Interest rate | 11% - 19% per annum. |
| Processing fee | Up to 2.95% of the loan amount. |
For more details, visit the doctor loan interest rate page.
How to apply for doctor loan during Diwali
Applying for Bajaj Finserv Doctor Loan is simple, quick, and hassle-free. Follow these steps to secure your loan during the festive season:
- Click on the 'Check Eligibility' button on this page.
- Enter your 10-digit mobile number and verify it using the OTP.
- Fill in the application form with your basic personal and professional details.
- Click 'CONTINUE' after completing the form.
- Provide your banking details and complete the KYC process.
- Submit your application for processing.
Conclusion
This Diwali, take a step towards financial progress with Bajaj Finserv Doctor Loan. Whether you want to expand your practice, invest in new technology, or meet personal expenses, this loan offers the flexibility, affordability, and convenience you need. With competitive interest rates, quick approvals, and festive offers, Bajaj Finserv Doctor Loan is the perfect financial partner for medical professionals.
