Why choose Bajaj Finserv Doctor Loan this Independence Day
As India celebrates its Independence Day, it is the perfect time to reflect on the freedom to pursue dreams and aspirations. For medical professionals, financial independence is a key aspect of achieving their career goals, whether it is setting up a clinic, upgrading medical equipment, or expanding their practice. Bajaj Finserv Doctor Loan is designed to empower doctors with the financial flexibility they need to achieve their professional milestones. Offering a seamless borrowing experience, competitive interest rates, and tailored features, this loan is an ideal financial solution for doctors this Independence Day.
Check your doctor loan eligibility to see if you qualify and take your first step towards financial independence this festive season.
Let us explore why Bajaj Finserv Doctor Loan stands out and how it can help you achieve your professional aspirations.
Key features of Bajaj Finserv Doctor Loan
Bajaj Finserv Doctor Loan is crafted to meet the unique financial requirements of medical professionals. Here are its standout features:
- High loan amount: Borrow up to Rs. 80 lakh to fund your professional and personal needs without any collateral.
- Flexible repayment tenure: Enjoy the convenience of a repayment tenure ranging from 12 to 96 months, allowing you to manage your finances effectively.
- Quick disbursal: With a fast and efficient loan approval process, funds are disbursed within 48 hours of approval, ensuring that you can access the money when you need it the most.
- No collateral required: The loan is unsecured, which means you do not need to pledge any property or assets.
- Minimal documentation: The loan application process is hassle-free, with minimal paperwork required.
Check your pre-approved doctor loan offer if you're an existing Bajaj Finserv customer to enjoy faster processing and instant funds.
Eligibility and documentation required
To apply for Bajaj Finserv Doctor Loan, it is important to meet certain eligibility criteria and submit the necessary documents.
Eligibility criteria:
- Nationality: Indian
- Age: 22 years to 80 years*
- CIBIL Score: 685 or higher
- Medical registration: Degree to be registered with the medical council
*Higher age limit is applicable at the time of loan maturity.
For detailed information on doctor loan eligibility, visit this page.
Required documents:
- KYC documents - Aadhaar/passport/voter’s ID/driving license/letter from NPR/NREGA job card
- PAN card
- Medical registration certificate
Interest rate and charges on doctor loan
Understanding the interest rate and associated charges is crucial for making an informed borrowing decision. Bajaj Finance offers competitive interest rates and ensures transparency in all charges.
| Particulars | Details |
|---|---|
| Interest rate | Starts from 11% p.a. |
| Processing fee | Up to 2.95% of the loan amount |
| Bounce charges | Rs. 1,500 per bounce. |
For more details on the doctor loan interest rate, visit this page.
How to apply for doctor loan during Independence Day
- Applying for Bajaj Finserv Doctor Loan is a simple and straightforward process. Follow these steps to apply during this Independence Day:
- Click on the 'Check Eligibility' button on this page.
- Enter your 10-digit mobile number and verify it using the OTP.
- Fill in the application form with your basic personal and professional details.
- Click 'CONTINUE' after completing the form.
- Provide your banking details and complete the KYC process.
- Submit your application for processing.
Conclusion
Bajaj Finserv Doctor Loan is a financial solution designed to empower medical professionals with the funds they need to achieve their goals. With its high loan amount, flexible repayment options, and quick disbursal, this loan offers the perfect balance of convenience and financial freedom. Whether you are planning to set up a clinic, purchase advanced medical equipment, or manage personal expenses, Bajaj Finserv Doctor Loan ensures that you have the financial support you need.
This Independence Day, take a step towards professional and financial independence with Bajaj Finserv Doctor Loan. Apply today and unlock the freedom to achieve your dreams.
