Why choose Bajaj Finserv Doctor Loan this Raksha Bandhan
Raksha Bandhan is a celebration of the cherished bond between siblings, symbolising protection, care, and mutual support. This festive season, as you honour the spirit of giving, why not invest in your professional growth and financial stability? For medical professionals, Bajaj Finserv Doctor Loan offers a customised financial solution to meet your career aspirations and personal needs.
Whether you are planning to expand your clinic, upgrade medical equipment, or manage unforeseen expenses, Bajaj Finserv Doctor Loan provides the perfect financial support. With competitive interest rates, flexible repayment options, and minimal documentation, this loan ensures that you can focus on your practice without worrying about finances. Check your pre-approved doctor loan offer to get started with quick and seamless access to funds.
Key features of Bajaj Finserv Doctor Loan
Bajaj Finserv Doctor Loan is designed to cater to the unique financial needs of medical professionals. Here are some of its standout features:
- High loan amount: Medical professionals can avail of unsecured loans of up to Rs. 80 lakh, depending on their requirements.
- Flexible repayment tenure: Choose a repayment tenure ranging from 12 to 96 months, allowing you to repay the loan comfortably without straining your finances.
- No collateral required: Enjoy the convenience of availing of a high-value loan without pledging any assets as security.
- Quick approval and disbursal: The loan is processed swiftly, with funds disbursed within 48 hours of approval, ensuring timely access to finances.
- Minimal documentation: The loan application process is simple and hassle-free, requiring only basic documents.
Eligibility and documentation required
To ensure a seamless loan application process, it is essential to meet the doctor loan eligibility criteria and provide the necessary documents. Check your doctor loan eligibility to confirm if you meet the basic requirements before applying.
Eligibility criteria:
- Nationality: Indian
- Age: 22 years to 80 years*
- CIBIL Score: 685 or higher
- Medical registration: Degree to be registered with the medical council
*Higher age limit is applicable at the time of loan maturity.
Documentation required:
- KYC documents - Aadhaar/passport/voter’s ID/driving license/letter from NPR/NREGA job card
- PAN card
- Medical registration certificate
By ensuring you meet the eligibility criteria and have the necessary documents ready, you can expedite your loan approval process.
Interest rate and charges on doctor loan
Bajaj Finserv offers competitive doctor loan interest rate options, making it an attractive choice for medical professionals. Below is a detailed breakdown of the interest rates and charges associated with the loan:
| Type of Charge | Details |
|---|---|
| Interest rate | Starting from 14% per annum |
| Processing fee | Up to 2.95% of the loan amount |
| EMI bounce charges | Rs. 1,500 per bounce |
These transparent charges ensure that you are fully aware of the cost of borrowing, enabling you to make informed financial decisions.
How to apply for doctor loan during Raksha Bandhan
Applying for a Bajaj Finserv Doctor Loan is a simple and straightforward process. Follow these steps to apply for doctor loan this festive season:
- Click on the 'Check Eligibility' button on this page.
- Enter your 10-digit mobile number and verify it using the OTP.
- Fill in the application form with your basic personal and professional details.
- Click 'CONTINUE' after completing the form.
- Provide your banking details and complete the KYC process.
- Submit your application for processing.
Conclusion
Raksha Bandhan is a time to celebrate the bonds that protect and nurture us. As a medical professional, investing in your career and personal growth is a step towards securing your future. Bajaj Finserv Doctor Loan offers a tailored financial solution with competitive interest rates, flexible terms, and a hassle-free application process, enabling you to achieve your aspirations without financial stress.
Whether you wish to expand your practice, purchase state-of-the-art medical equipment, or address personal financial needs, Bajaj Finserv Doctor Loan is the ideal choice this festive season.
Seize the opportunity to make this Raksha Bandhan truly special by securing your future with Bajaj Finserv Doctor Loan. Apply now and experience the joy of financial freedom!
