Critical Illness Insurance

Critical Illness is never good news. A heart attack, organ transplant, stroke, cancer, or anything which can be life-threatening, need extra care and attention. Thus, a Critical Illness Insurance is recommended to cover the huge financial expenses during such stressful times.’s Critical Illness Insurance plan, get a lump sum amount of up to Rs.50 lakh for the medical treatment of critical illnesses.
 

Features & Benefits

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  Cover up to Rs.50 lakh

  Get a sum assured of up to Rs.50 lakh, and get the best treatment for the critical illness.

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  Lump Sum Payment

  Get a lump sum payment if diagnosed with a critical illness or injury, stated in the policy.

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  Comprehensive usage

  Use the policy cover for extensive medical treatment, expert medical advice, or to pay for the medicines.

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  Covers major illnesses

  Our critical Illness Insurance covers major illnesses, such as heart attack, stroke, cancer, kidney failure, organ transplantation, paralysis, etc.

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  Tax rebate

  Get income tax benefit of up to Rs.60,000 under section 80D of Income Tax Act.

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  Hassle-Free Claim

  Settle your claims in a hassle-free manner without involving any third parties.

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  Competitive premium rates

  Our critical Illness Annual Insurance policy comes with competitive premium rates.

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  Tailor-made policy

  Expenses which are not usually covered under regular health insurance policy, like donor expenses in a transplant surgery,can be managed by this benefit.

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  Benefit amount in 30 days

  Get the benefit amount within 30 days of diagnosis, meeting specific criteria like the insured should survive 30 days post-diagnosis.

If you are a loan customer and looking for a critical illness health insurance, you are at the right place. To avail this policy, you should be:

• Between the age of 18 to 65 years.
 

Exclusions

The Critical Illness Policy has the following major exclusions:

• Critical illness arising from a pre-existing medical condition is excluded.
• Self-inflicted injury or use of intoxicants like, drugs, alcohol, or wrong medication, even sexually transmitted diseases are not included.
• Disease occurred as a result of war or participation in Naval, Military, or Air Force operations
• Any natural calamity or nuclear contamination.
• Illness due to consequential stress and financial losses of any kind.
• Critical illness diagnosed within the first 90 days of the policy.
• If the insured person dies within 30 days of diagnosis.
 

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”