Critical Illness Insurance

Critical Illness is never good news. A heart attack, organ transplant, stroke, cancer, or anything which can be life-threatening, need extra care and attention. Thus, a Critical Illness Insurance is recommended to cover the huge financial expenses during such stressful times. With Bajaj Finserv’s Critical Illness Insurance plan, get a lump sum amount of up to Rs.50 lakh for the medical treatment of critical illnesses.

Features & Benefits

• 

  Cover up to Rs.50 lakh

  Get a sum assured of up to Rs.50 lakh, and get the best treatment for the critical illness.

• 

  Lump Sum Payment

  Get a lump sum payment if diagnosed with a critical illness or injury, stated in the policy.

• 

  Comprehensive usage

  Use the policy cover for extensive medical treatment, expert medical advice, or to pay for the medicines.

• 

  Covers major illnesses

  Our critical Illness Insurance covers major illnesses, such as heart attack, stroke, cancer, kidney failure, organ transplantation, paralysis, etc.

• 

  Tax rebate

  Get income tax benefit of up to Rs.60,000 under section 80D of Income Tax Act.

• 

  Hassle-Free Claim

  Settle your claims in a hassle-free manner without involving any third parties.

• 

  Competitive premium rates

  Our critical Illness Annual Insurance policy comes with competitive premium rates.

• 

  Tailor-made policy

  Expenses which are not usually covered under regular health insurance policy, like donor expenses in a transplant surgery, are covered under this policy.

• 

  Benefit amount in 30 days

  Get the benefit amount within 30 days of diagnosis, meeting specific criteria like the insured should survive 30 days post-diagnosis.

If you are a Bajaj Finserv’s loan customer and looking for a critical illness health insurance, you are at the right place. To avail this policy, you should be:

• Between the age of 18 to 65 years.

Exclusions

The Critical Illness Policy has the following major exclusions:

• Critical illness arising from a pre-existing medical condition is excluded.
• Self-inflicted injury or use of intoxicants like, drugs, alcohol, or wrong medication, even sexually transmitted diseases are not included.
• Disease occurred as a result of war or participation in Naval, Military, or Air Force operations
• Any natural calamity or nuclear contamination.
• Illness due to consequential stress and financial losses of any kind.
• Critical illness diagnosed within the first 90 days of the policy.
• If the insured person dies within 30 days of diagnosis.