Critical Illness Insurance Policy, Buy Critical Health Insurance Plan

Critical Illness

Critical Illness is never good news. A heart attack, organ transplant, stroke, cancer, or anything which can be life-threatening, need extra care and attention. Thus, a Critical Illness Insurance is recommended to cover the huge financial expenses during such stressful times. With Bajaj Finserv’s Critical Illness Insurance plan, get a lump sum amount of up to Rs.50 lakh for the medical treatment of critical illnesses.

Features & Benefits

Cover up to Rs.50 lakh

Get a sum assured of up to Rs.50 lakh, and get the best treatment for the critical illness.
Lump Sum Payment

Get a lump sum payment if diagnosed with a critical illness or injury, stated in the policy.
Comprehensive usage

Use the policy cover for extensive medical treatment, expert medical advice, or to pay for the medicines.
Covers major illnesses

Our critical Illness Insurance covers major illnesses, such as heart attack, stroke, cancer, kidney failure, organ transplantation, paralysis, etc.
Tax rebate

Get income tax benefit of up to Rs.60,000 under section 80D of Income Tax Act.
Hassle-Free Claim

Settle your claims in a hassle-free manner without involving any third parties.
Competitive premium rates

Our critical Illness Annual Insurance policy comes with competitive premium rates.
Tailor-made policy

Expenses which are not usually covered under regular health insurance policy, like donor expenses in a transplant surgery, are covered under this policy.
Benefit amount in 30 days

Get the benefit amount within 30 days of diagnosis, meeting specific criteria like the insured should survive 30 days post-diagnosis.

Eligibility for Critical Illness

If you are a Bajaj Finserv’s loan customer and looking for a critical illness health insurance, you are at the right place. To avail this policy, you should be:

Between the age of 18 to 65 years.

Exclusions

The Critical Illness Policy has the following major exclusions:

Critical illness arising from a pre-existing medical condition is excluded.
Self-inflicted injury or use of intoxicants like, drugs, alcohol, or wrong medication, even sexually transmitted diseases are not included.
Disease occurred as a result of war or participation in Naval, Military, or Air Force operations
Any natural calamity or nuclear contamination.
Illness due to consequential stress and financial losses of any kind.
Critical illness diagnosed within the first 90 days of the policy.
If the insured person dies within 30 days of diagnosis.