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Critical Illness Insurance

Critical Illness

Critical Illness is never good news. A heart attack, organ transplant, stroke, cancer, or anything which can be life-threatening, need extra care and attention. Thus, a Critical Illness Insurance is recommended to cover the huge financial expenses during such stressful times. With Bajaj Finserv’s Critical Illness Insurance plan, get a lump sum amount of up to Rs.50 lakh for the medical treatment of critical illnesses.

Features & Benefits

  • Cover up to Rs.50 lakh

    Get a sum assured of up to Rs.50 lakh, and get the best treatment for the critical illness.

  • Lump Sum Payment

    Get a lump sum payment if diagnosed with a critical illness or injury, stated in the policy.

  • Comprehensive usage

    Use the policy cover for extensive medical treatment, expert medical advice, or to pay for the medicines.

  • Covers major illnesses

    Our critical Illness Insurance covers major illnesses, such as heart attack, stroke, cancer, kidney failure, organ transplantation, paralysis, etc.

  • Tax rebate

    Get income tax benefit of up to Rs.60,000 under section 80D of Income Tax Act.

  • Hassle-Free Claim

    Settle your claims in a hassle-free manner without involving any third parties.

  • Competitive premium rates

    Our critical Illness Annual Insurance policy comes with competitive premium rates.

  • Tailor-made policy

    Expenses which are not usually covered under regular health insurance policy, like donor expenses in a transplant surgery, are covered under this policy.

  • Benefit amount in 30 days

    Get the benefit amount within 30 days of diagnosis, meeting specific criteria like the insured should survive 30 days post-diagnosis.

Eligibility for Critical Illness

If you are a Bajaj Finserv’s loan customer and looking for a critical illness health insurance, you are at the right place. To avail this policy, you should be:

  • Between the age of 18 to 65 years.


The Critical Illness Policy has the following major exclusions:

  • Critical illness arising from a pre-existing medical condition is excluded.

  • Self-inflicted injury or use of intoxicants like, drugs, alcohol, or wrong medication, even sexually transmitted diseases are not included.

  • Disease occurred as a result of war or participation in Naval, Military, or Air Force operations

  • Any natural calamity or nuclear contamination.

  • Illness due to consequential stress and financial losses of any kind.

  • Critical illness diagnosed within the first 90 days of the policy.

  • If the insured person dies within 30 days of diagnosis.

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