Create DigiLocker Account

Are you looking for a safe and reliable way to store your government-issued documents like Aadhaar and PAN? DigiLocker offers a convenient solution for securely managing digital copies of essential documents. With its integration into various government and financial services, DigiLocker simplifies document management and verification processes, making it an indispensable tool in today’s digital age.

In this article, we will explore what DigiLocker is, how to create an account, its advantages and disadvantages, and answer frequently asked questions to help you make the most of this platform.

What is DigiLocker?

DigiLocker is a cloud-based platform launched by the Government of India to facilitate secure storage and retrieval of digital documents. It allows users to store, access, and share verified electronic copies of essential documents such as Aadhaar, PAN, driving licences, and educational certificates.

This platform is integrated with government databases and agencies, enabling seamless access to verified documents. DigiLocker is particularly useful for tasks like Know Your Customer (KYC) processes for loans, educational registrations, and other government services. By eliminating the need for physical paperwork, DigiLocker saves time and reduces the risk of document loss.

Why DigiLocker matters:

1. Secure storage: With DigiLocker, your documents are stored in a secure digital repository, reducing the risk of theft or damage.
2. Simplified verification: DigiLocker ensures faster verification of documents for financial services, loans, and educational purposes.
3. Paperless convenience: It eliminates the need for physical copies, making document management more efficient and eco-friendly. 

Creating a DigiLocker account is straightforward. Follow these steps to get started:

1. Visit the DigiLocker website or app

Go to www.digilocker.gov.in or download the DigiLocker app from the Google Play Store or Apple App Store.

2. Sign up

Click on the ‘Sign Up’ button. Enter your mobile number or Aadhaar ID to initiate the registration process.

3. Verify with OTP

You will receive a One-Time Password (OTP) on your registered mobile number. Enter the OTP to verify your identity.

4. Complete your profile

Provide your email ID and set a secure password for your account. Ensure your password is strong to protect your documents.

5. Link Aadhaar (optional)

For enhanced functionality, you can link your Aadhaar number to your DigiLocker account. This allows automatic retrieval of verified documents from government agencies.

6. Begin managing your documents

Once your account is set up, you can upload your documents or retrieve them from government-approved issuers. DigiLocker also allows you to share documents securely with service providers.

Pro tip: Start managing your documents securely today by signing up for DigiLocker now!

Advantages

• Secure cloud storage: DigiLocker provides a safe repository for your important documents, ensuring they are protected from physical damage or theft.
• Simplifies KYC processes: It expedites document verification for loans and other financial services, saving time and effort.
• Accessibility: You can access your documents anytime, anywhere via the mobile app or web portal.
• Paperless convenience: DigiLocker eliminates the need for physical copies, reducing clutter and promoting eco-friendly practices.

Disadvantages

• Limited offline functionality: DigiLocker requires an internet connection to access stored documents, which can be a limitation in areas with poor connectivity.
• Mandatory Aadhaar or mobile registration: Users without Aadhaar or a mobile number may face challenges in setting up an account.

Pro tip: Integrate your DigiLocker account with Bajaj Finserv services to streamline your financial document verification processes.