Loan for Chartered Accountants

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Hello there! Get quick access to funds designed for eligible chartered accountants.

  • Access a chartered accountant loan of up to Rs. 80 lakh
  • Complete the online application in just a few minutes
  • Flexible repayment options to suit your financial requirements
  • No collateral required for eligible applicants
  • Use the funds for office expansion, technology upgrades, working capital, hiring staff, or other professional expenses

Apply now and take the next step in growing your professional practice!

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Get a chartered accountant loan offer amount of up to Rs. 80 lakh

Apni CA Services Ko Digitize Karein — Dedicated Loan Support Ke Saath 00:33

Apni CA Services Ko Digitize Karein — Dedicated Loan Support Ke Saath

CA Loan Ki Features aur Benefits — Aapki Practice Ke Liye Complete Support 00:32

CA Loan Ki Features aur Benefits — Aapki Practice Ke Liye Complete Support

Apni CA Professional Growth Ko Smart Financing Se Aage Badhayein 00:31

Apni CA Professional Growth Ko Smart Financing Se Aage Badhayein

CA Loan Ke Teen Variants Apni Practice Ke Liye Sahi Option Chunein 00:40

CA Loan Ke Teen Variants Apni Practice Ke Liye Sahi Option Chunein

CA Loan Ke Use Cases — Jaaniye Aap Iska Kaise Kar Sakte Hain Upyog 00:46

CA Loan Ke Use Cases — Jaaniye Aap Iska Kaise Kar Sakte Hain Upyog

Check eligibility How to apply Features and benefits Fees and charges
AI Overview

How to apply

Step-by-step guide to applying for a CA Loan:

  • Click 'CHECK LOAN OFFER' to open the online application form.
  • Enter basic details — full name, PAN, Date of Birth, PIN code, and other professional details.
  • Click 'CONTINUE' to proceed to banking verification.
  • Complete KYC and submit the application.
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Features and benefits

  • 3 unique variants
    Pick the loan that suits you best – Term Loan, Flexi Term (Dropline) Loan, Flexi hybrid Term Loan. 
  • No part-prepayment charge on Flexi variants
    You can prepay a portion of your loan at no extra charges with our Flexi Term (Dropline) Loan and Flexi hybrid Term Loan.
  • Loan of up to Rs. 80 lakh
    From Rs. 2 lakh to Rs. 80 lakh through an end-to-end online application process to manage your small/ large expenses.
  • Convenient tenures of up to 8 years
    Get the added flexibility to pay back your loan with repayment options ranging from 12 months to 96.
  • No hidden charges
    All fees and charges are mentioned upfront on this page and in the loan document. We advise you to read these in detail.
  • End-to-end online application process
    You can apply for our CA loan from the comfort of your home or from wherever you are.
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AI-powered responses may not always be accurate.

Assess the information carefully before relying on it. Product offerings are subject to applicable terms and conditions.

AI Overview Listen

Fees and charges

  • Rate of interest: 11% - 17% per annum
  • Processing fee: Up to 2.95% of the loan amount (Inclusive of applicable taxes)
  • Flexi facility charges:
    Term Loan: Not applicable
    Flexi Loan: Up to Rs. 999 to Rs. 16,999 (Inclusive of applicable taxes) will be deducted upfront from loan amount.
  • Stamp Duty (as per respective state): Payable as per state laws and deducted upfront from loan amount
  • Annual maintenance charges:
    Term Loan:     Not Applicable
    Flexi Dropline Loan: Up to 0.472% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
    Flexi Hybrid Loan: Up to 0.59% (Inclusive of applicable taxes) of the Dropline limit during Initial loan tenor. Up to 0.472% (Inclusive of applicable taxes) of Dropline limit during Subsequent loan tenor.
  • Prepayment charges:
    Full prepayment
    Term Loan:     Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment
    Flexi Dropline Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as per the repayment schedule, as on the date of full prepayment.
    Flexi Hybrid Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount.as per the repayment schedule, as on the date of full prepayment.
    Part Pre-payment
    Term Loan:     Up to 4.72% (Inclusive of applicable taxes) of principal loan amount prepaid on the date of such part pre-payment.
    Not Applicable for Flexi Dropline Loan and Flexi Hybrid Loan
  • Bounce charges: Rs. 1,500 per bounce.
    “Bounce charges” shall mean charges for (i) dishonour of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate or any other reason.
  • Penal Charge: Delay in payment of instalment(s) shall attract Penal Charge at the rate of 36% per annum per instalment from the respective due date until the date of receipt of the full
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AI-powered responses may not always be accurate.

Assess the information carefully before relying on it. Product offerings are subject to applicable terms and conditions.

Get a chartered accountant loan offer amount of up to Rs. 80 lakh

Key features

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No collateral

You do not need any collateral or guarantor to get your loan.

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3 unique variants

Choose from our Flexi hybrid term loan, Flexi Term, and Term Loan variants.

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Minimal documentation

You only need 3 basic documents to get our CA loan: 1. KYC documents - Aadhar / passport / voter's ID / driving license / letter from NPR / NREGA job card 2. PAN card 3. Certificate Of Practice (COP) You may be asked for a few additional documents during the course of the application process*.

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Disbursal in 48 hours*

Your bank account will be credited with your loan amount within 48 hours, or in some cases, on the same day of approval. *The 48-hour disbursal timeframe is an estimate and may vary depending on verification processes, application timing, and additional documentation.

How to apply for a Loan for Chartered Accountants

CA Loan Ke Liye Kaise Apply Karein? — Sirf 5 Simple Steps Mein

CA Loan Ke Liye Kaise Apply Karein? — Sirf 5 Simple Steps Mein

Step-by-step guide to applying for a CA loan

  1. Click on the ‘CHECK LOAN OFFER’ button on this page.
  2. Fill in the application form with your basic personal and professional details.
  3. Click 'CONTINUE' after completing the form.
  4. Provide your banking details and complete the KYC process.
  5. Submit your application for processing.

Note: Keep your Certificate of Practice handy to finish the KYC process. Our representative will guide you on the next steps. The loan amount will be transferred to your bank account upon verification of your documents.

Loan for all your needs

Features and benefits of our CA loan

CA Loan — Fast, Affordable aur Aapki Practice Ke Liye Bilkul Sahi
 

CA Loan — Fast, Affordable aur Aapki Practice Ke Liye Bilkul Sahi

    • 3 unique variants
      Choose the loan type that suits you the best – Term Loan, Flexi Term Loan, Flexi hybrid Term Loan.
    • No part-prepayment charge on Flexi variants
      You can prepay a portion of your loan at no extra charges with our Flexi Term Loan and Flexi hybrid Term Loan...
    • Loan of up to Rs. 80 lakh
      from Rs. 2 lakh to Rs. 80 lakh through an end-to-end online application process to manage your small/ large expenses.
    • Convenient tenures of up to 8 years
      Get the added flexibility to pay back your loan with repayment options ranging from 12 months to 96.
    • No hidden charges
      All fees and charges are mentioned upfront on this page and in the loan document. We advise you to read these in detail.
    • No collateral required
      You do not need to provide any collateral such as gold ornaments or property, or guarantors when applying for the CA loan.
    • End-to-end online application process
      You can apply for our CA loan from the comfort of your home or from wherever you are.

Unlock your firm's potential with a CA loan. Whether it's renovating your office space to accommodate a growing clientele, expanding your business to capitalise on new opportunities, traveling for industry events, or setting up a new practice, this loan provides the financial support you need. From office upgrades to administrative expenses, employee salaries, and international client engagements, the CA loan empowers you to take your chartered accountant firm to new heights. Turn your aspirations into reality and invest in the success of your practice with flexible financing options tailored to your needs.


Additional documents required, if any, will be communicated during the application process.

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Eligibility and documents required for Chartered Accountant Loan

There are just a few simple criteria to be eligible for a CA loan. You will need some documents as well to finish your application.

CA Loan Eligibility aur Documents — Simple Criteria, Quick Approval
 

CA Loan Eligibility aur Documents — Simple Criteria, Quick Approval

  • Eligibility criteria:

    Nationality

    Indian

    Age

    21 years to 80 years*

    CIBIL Score

    650 or higher
    *Age should be 80 years or less at the end of your tenure.

  • Documents required

    • KYC documents - Aadhaar/ passport/ voter’s ID/ driving license/ letter from NPR/ NREGA job card
    • PAN card
    • Certificate of Practice

Additional documents required, if any, will be communicated during the application process.

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Interest rate, fees and charges

Types of fees

Charges Applicable

Rate of interest

11% - 17% per annum

 

Types of Fees

Charges Applicable

Processing Fees

Up to 2.95% of the loan amount (Inclusive of applicable taxes)

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loan – Up to Rs. 999 to Rs. 16,999 (Inclusive of applicable taxes)

will be deducted upfront from loan amount.

Stamp Duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount

Types of Fees

Charges Applicable

Annual maintenance charges

Term Loan: Not Applicable

Flexi Term (Dropline) Loan: Up to 0.472%(Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.

 

Flexi Hybrid Term Loan: Up to 0.59%  (Inclusive of applicable taxes) of the Dropline limit during Initial loan tenor. Up to 0.472%
 (Inclusive of applicable taxes) of Dropline limit during Subsequent loan tenor.

Types of Fees

Charges Applicable

Pre-payment charges

Full Pre-payment

 

Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

Flexi Term (Dropline)Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as per the repayment schedule, as on the date of full prepayment.

Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount.as per the repayment schedule, as on the date of full prepayment.

Part Pre-payment

Term Loan: Up to 4.72% (Inclusive of applicable taxes) of principal loan amount prepaid on the date of such part pre-payment

Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan

Bounce Charges

Rs. 1,500 per bounce.

 

“Bounce charges” shall mean charges for (i) dishonour of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonour of payment mandate or non-registration of the payment mandate or any other reason.

Penal Charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of 36%per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Frequently Asked Questions

Overview

Eligibility

Application process

What is the maximum amount of loan that I can get?

If you are a practising CA, you can avail of a loan of up to Rs. 80 lakh. Bajaj Finance offers hassle-free loans for chartered accountants. These loans help in financing their professional expenses.

What is the Flexi Term Loan facility?

Bajaj Finance offers loans for CAs with the Flexi variants. These variants allow you to withdraw money as per your requirement from the sanctioned loan amount. Under this facility, pay interest only on the withdrawn amount and not on the entire loan limit. With the Flexi hybrid Term Loan, you can also part-prepay when you have extra funds without paying any additional cost.

Do I need to provide any collateral to apply for a CA loan?

The Bajaj Finance CA Loan is a collateral-free loan. You do not need to provide any property or gold ornaments to apply for this loan.

What is the tenure range for a chartered accountant loan?

When you opt for a CA loan from Bajaj Finance, you can choose a repayment tenure from 12 months to 96 months.

What should be the credit score for a CA loan?

To avail a CA loan with Bajaj Finance, you should have a credit score of 650 or above.

What are the interest rates applicable for a CA loan?

The interest rates for a Bajaj Finance CA Loan range between 11% and 17% per annum.

Check applicable fees and charges.

How do I know my eligibility for a professional loan for chartered accountants?

If you are an Indian citizen between 21 years and 80 years with a CIBIL Score of 650 or higher, you are eligible for a CA loan.

How do I apply for a CA loan?

You can click on 'Apply’ to open the online application form. Once you share your basic and financial details, our representative will contact you with the loan offer. You have to submit the required documents to our representative at your doorstep. Once your loan gets approved, you will get money in your account in just 48 hours

Terms and conditions apply.

Where can I find the loan account statement for a chartered accountant loan?

Bajaj Finance offers easy online access to loan statements through their customer portal, My Account. With the help of this portal, you can view and manage your loan account from any corner of the world. You can also download the e-statements and certificates free of cost.

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What our customers say about us

35 million + Customers
Rating
5 million+ Total Reviews

AI-generated customer review summary

Bajaj Finance CA Loan has proven to be a reliable choice for many professionals, offering quick approvals and minimal paperwork that streamline the financing process. Customers appreciate the flexible repayment options and competitive interest rates, making it ideal for upgrading technology, expanding operations, and enhancing office setups with ease.

Generated using AI based on customer reviews.

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Jaish Khan

Reviewed on 19 Feb 2025

"Bajaj Finance CA Loan helped expand my practice easily. Quick approval and minimal paperwork made it hassle-free. The flexible repayment options suited my needs perfectly!"

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Hari Modi

Reviewed on 19 Feb 2025

"I upgraded my firm’s technology with Bajaj Finance CA Loan. The quick process and tailored repayment options made it convenient. Excellent service!"

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Rahul Mishra

Reviewed on 19 Feb 2025

“Bajaj Finance made financing my office setup easy. Instant approval, minimal paperwork, and flexible EMIs saved me time. A great option for CAs!"

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Manmohan Shukla

Reviewed on 22 Feb 2025

"With Bajaj Finance CA Loan, upgrading my office was smooth. Competitive interest rates and fast disbursal made it stress-free. Highly recommend for CAs looking to grow!"

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Ashu Shukla Shukla

Reviewed on 25 Feb 2025

"Hiring staff and expanding operations was stress-free with Bajaj Finance CA Loan. The transparent process and easy EMI options made repayment simple!"

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Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application.