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Aadhaar has become a central document for Know Your Customer (KYC) purposes in the country, playing a crucial role in accessing government subsidies and participating in various welfare programs. Beyond its primary function in government initiatives, Aadhaar is increasingly recognised as an essential proof of identity across various sectors. This recognition is due to the extensive information it contains, such as citizens' complete names, permanent addresses, and dates of birth, all intricately tied to a unique 12-digit number assigned by the Unique Identification Authority of India (UIDAI).
Take advantage of the availability of vital documents like the Aadhaar card to cater to urgent expenses. For instance, to access funds, you must have a copy of your Aadhaar Card to act as your KYC document for any funding options such as a personal loan.
✅ You can check if you have a pre-approved loan offer with just your phone number and OTP – no need to visit the branch.
What is Baal Aadhaar card?
Aadhaar cards are categorised into two segments, addressing the needs of diverse demographics. The initial category is customised for adults, featuring the conventional Aadhaar card. In contrast, the second category, known as 'Baal Aadhaar,' is explicitly crafted for children. This specialised version offers parents the convenience of applying for an Aadhaar card for their new-borns, streamlining the enrolment and documentation process from the early stages of a child's life.
What is the colour of the Baal Aadhaar card?
As per information available on the UIDAI website, a 'Baal Aadhaar,' is presented in blue font. Hence, it is also called as Blue Aadhaar card. It is now being issued by UIDAI to convey Aadhaar numbers to children below the age of five. The introduction of a distinct blue-coloured letter for children aims to facilitate widespread communication, making it easier for parents to ensure the timely biometric update of their children upon reaching the age of five.
Will biometrics be collected for Baal Aadhaar card?
'Baal Aadhaar' for children under 5 years old does not require the collection of biometric data. Instead, their UID will be generated based on demographic details and a facial photograph associated with their parents' UID. Biometric updates, including ten fingerprints, an iris scan, and a facial photograph, are required when these children reach the ages of 5 and 15. Information regarding this update requirement will be communicated in the initial Aadhaar letter.
How to apply for Baal Aadhaar card online?
- Go to the official website by visiting the Unique Identification Authority of India (UIDAI) website: https://uidai.gov.in/
- Navigate to the "My Aadhaar" section and click on "Book an Appointment."
- Choose "New Aadhaar" and provide your mobile number and the security code (captcha).
- Under "Relationship with Head of Family," select "Child (0-5 years)."
- Enter your child's details, such as name, date of birth, and address, carefully.
- Ensure you have the necessary documents, including your child's birth certificate and your Aadhaar card.
- Select a suitable date and time at a nearby Aadhaar Seva Kendra for your appointment.
- Confirm the booking, and you're good to go.
How to apply for Baal Aadhaar card offline?
Follow these steps to obtain your child's Aadhaar card (Blue Aadhaar) through offline means:
- Visit any Aadhaar seva kendra or permanent enrolment centre. Find one in your vicinity through the UIDAI website: https://uidai.gov.in/
- Inform the centre staff that you wish to enrol your child for a Baal Aadhaar card/ Blue Aadhaar card.
- Thoroughly fill out the Aadhaar enrolment form with your child's details.
- Ensure you have the necessary documents on hand:
- Your Aadhaar card: As proof of parentage.
- Child's birth certificate: As proof of birth and identity.
- Your address proof: Ration card, electricity bill, etc.
- Two passport-sized photos of your child: Optional, but useful in case the centre’s photo service is unavailable.
- That’s it, hand over the completed form and all the required documents to the officials.
In conclusion, the Aadhaar card has emerged as a transformative tool, reshaping the landscape of identity verification and social welfare in India. From its initial focus on providing a unique identification number to adults, Aadhaar has expanded its reach to cater to the specific needs of children through the Baal Aadhaar service. Its role in streamlining government programs, ensuring financial inclusion, and enhancing educational processes reflects the transformative power of a well-executed identity system.
Keeping documentation like the Aadhaar card within reach can come in handy when you need immediate funds. Moreover, as a supporting document, it can aid you while applying for a personal loan. Learn more about the documents required for a personal loan from Bajaj Finance.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30% p.a. |
Processing fees | Up to 3.93% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
|
Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
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