Today, a majority of people suffer from pre-existing medical conditions, which are usually not covered under most of the regular health insurance plans. To ensure you are adequately covered against all kinds of health conditions, Aditya Birla Health Insurance offers Group Activ Health Plan that covers chronic illnesses like asthma, blood pressure, cholesterol, and diabetes also known as ABCD conditions.
With the help of this policy, you can stay covered against expenses arising out of medical emergencies and hospital treatments for all the insured members.
Features | Specification |
---|---|
Network Hospitals | 5,734 |
Expenses Covers | Covered |
Tax Benefit | Covered |
Free Health Checkup | Covered |
Pre-existing Diseases | Covered |
Pre & Post Hospitalization | Covered |
OPD Cover | Covered |
Day Care Procedures | Covered |
|
The policyholder can avail of cashless claim settlement at any of the network hospitals across India.
Aditya Birla Group Activ Health Plan covers chronic illnesses like asthma, blood pressure, cholesterol, and diabetes, also called ABCD conditions.
This policy covers medical costs incurred due to an illness or injury 30 days before hospitalisation.
This policy covers medical costs for illness or injury for 60 days after hospitalisation.
This comprehensive plan covers a total of 527 listed day-care procedures as mentioned in the group policy wordings.
The policyholder can avail of a free annual health check-up under this policy.
Option to select a shared/single private room during a hospital stay.
The policy covers organ donor expenses to the extent of the maximum sum insured under this policy.
The plan covers emergency ambulance expenses up to Rs. 2,500 during the policy period.
Policyholders can avail of tax exemption under this policy per Section 80D of the Income Tax Act, 1961.
Here are the details of the policy:
Policy details | Group Activ Health (with co-pay) | Group Activ Health (without co-pay) |
---|---|---|
Policy type | Group (for customers of Bajaj Finance Ltd. only) | Group (for customers of Bajaj Finance Ltd. only) |
Entry age | Children: 18 years Adults: 60 years Adults – 60 years Dependent children: 0-25 years |
Children: 18 years Adults: 60 years Dependent children: 0-25 years |
Co-pay | 10%, limited to maximum of Rs. 10,000 on all claims | Not available |
Policy term | Annual plan | Annual plan |
Sum insured | Rs. 5 lakh | Rs. 5 lakh |
Starting premium (including taxes) | Rs. 8,198 | Rs. 8,781 |
Number of members covered | 6 members (2 adults + 4 children) | 6 members (2 adults + 4 children) |
Health insurance helps you stay stress-free during medical emergencies arising due to sickness and accidental injury. Premiums for Group Activ Health with co-pay is Rs. 8,198 and without co-pay is Rs. 8,781.
Here’s a quick look at the benefits covered under the Aditya Birla Group Activ Health Plan.
Features | Description |
---|---|
Chronic diseases | Asthma, blood pressure, cholesterol, and diabetes are covered. |
Daycare procedures | 527 daycare procedures covered. Check the list here. |
Pre-and post-hospitalisation | Medical expenses incurred from 30 days before hospitalisation and till 60 days after hospitalisation are covered. |
Emergency road ambulance cover | Get a compensation of Rs. 2,500 for booking an emergency ambulance to carry the patient to the hospital. |
Here are the steps to purchase the policy:
The following mandatory documents will be needed to purchase the policy:
Here are the steps to process your claim with the insurer:
With the Aditya Birla Group Activ Health Insurance Plan, you can benefit from cashless treatment at more than 6,000 network hospitals across the country. Here's the procedure to file a claim:
Here are some of the exclusions under the aditya birla capital health insurance policy:
Waiting periods
Here are the waiting periods under the policy:
◦ Initial waiting period: 30 daysNote: Refer to the policy brochure to know more about the exclusions.
BFL helpline number: 08698010101
Aditya Birla Health Insurance Co. Limited: 1-800-270-7000 / 1-800-22-7000
E-mail: wecare@bajajfinserv.in
Mailing address: Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.
Conditions apply. This product is offered under the Group Insurance scheme, wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner insurance company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as the age of the insured, lifestyle habits, health, etc. (if applicable). BFL does not hold any responsibility for the issuance, quality, serviceability, maintenance, and any claims post-sale. This product provides insurance coverage under the Aditya Birla Group Activ Health insurance plan, UIN: IRDAI/HLT/ABHI/P-H(G)/V.1/19/2016-17. Please refer insurer's website for policy wordings. Purchase of this product is purely voluntary. BFL does not compel any of its customers to mandatorily purchase any third-party products.
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