Property Card in Gujarat: Documents, Benefits and Application Process

Delve into the importance, application procedure, and advantages of obtaining a property card in Gujarat.
Loan Against Property
APPLY
3 min
27 April 2024

If you own a property in Gujarat, obtaining a property card in Gujarat is vital. This legal document provides critical details such as ownership information, property boundaries, and property tax history. It is not just a record of property rights but also a key requirement for various administrative and legal processes.

A property card in Gujarat is especially important for securing loans, such as a loan against property, as it serves as proof of ownership. This guide outlines the importance of this document, the application process, the necessary documents, and how it facilitates property-related financial transactions.

Owning a property in Gujarat isn’t just about pride; it is an asset that can work for you. With a property card, you can unlock financial opportunities like a loan against property. Whether for personal needs or business expansion, your property can provide the funds you need at competitive rates. With a Bajaj Finserv Loan Against Property, you can unlock high-value funding at competitive interest rates. Whether it is for medical emergencies, business growth, or personal goals, your property empowers you to access the resources you need with ease. Don’t wait—Get our loan against property of up to Rs. 10.50 crore and turn your asset into a solution!

Importance of property card in Gujarat

Obtaining a property card in Gujarat holds several key advantages:

  1. Legal validity: A property card is a legally recognized document, simplifying property-related legal procedures.
  2. Property tax records: It encompasses property tax payment details, crucial for adherence and avoiding legal complications.
  3. Ownership verification: Property cards serve as evidence of property ownership, facilitating owners in establishing their rights.
  4. Loan accessibility: Property cards are also important for various loans like a home loan or loan against property, easing the process of obtaining financing.
Did you know? A property card in Gujarat does more than validate ownership—it opens doors to easy financing options like loans against property. Imagine converting your property into a financial springboard to renovate your home, fund your child’s education, or consolidate debts. By using your property as collateral, you can unlock access to large funds of up to Rs. 10.50 crore—it is a smart way to manage your finances with ease! Get funds within 72 hours* of approval*. It is time to explore how your property can work for you!

How to obtain a property card in Gujarat

Acquiring a property card in Gujarat involves these steps:

  1. Visit the local municipal office in the property's jurisdiction.
  2. Complete the property card application form upon request.
  3. Submit the form along with the necessary documents for verification.
  4. Upon verification, the property card will be issued.

Documents required for property card

To obtain a property card in Gujarat, prepare the following documents:

  1. Copy of the property sale deed.

  2. Latest property tax payment receipt.

  3. Previous property cards (if available).

  4. Copy of the property survey sketch.

Planning something big? Your property in Gujarat can help make it happen. A property card is your key to hassle-free financing. From expanding your business to fulfilling personal dreams, a loan against property from Bajaj Finance offers you substantial funds without the stress. Leverage the power of your property to fulfil multiple financial needs. Get a loan against property with simple application process.

Documents required for property card

To obtain a property card in Gujarat, prepare the following documents:

  1. Copy of the property sale deed.
  2. Latest property tax payment receipt.
  3. Previous property cards (if available).
  4. Copy of the property survey sketch.

Benefits of having a property card

Enjoy several benefits with a property card, including:

  1. Legal documentation: Eases handling of legal matters with comprehensive property details.
  2. Ownership proof: Helps establish property ownership, aiding in legal disputes or transactions.
  3. Tax and maintenance records: Contains vital property tax and maintenance payment history, ensuring compliance.
  4. Loan collateral: Allows property owners to leverage their asset for securing loans.

Difference between property card and land title

Property Card

Land Title

A legal document issued by local authorities, providing details about the property, such as ownership, size, and tax history.

A conclusive document proving ownership and legal rights over a specific piece of land.

Primarily applicable to urban properties like buildings and plots.

Applicable to all types of land, including agricultural, rural, and urban.

Focuses on municipal records and property tax payments.

Establishes ownership boundaries and associated rights over the land.

Cannot always serve as final proof of ownership.

Serves as definitive and legal proof of ownership.

Required for administrative and taxation purposes.

Crucial for legal transactions, such as selling or mortgaging the land.


Property card's role in legal proceedings

Property cards play a crucial role in legal matters by providing necessary property information for resolving disputes and navigating legal processes efficiently. For example, during disputes, property cards help establish ownership and tax payment history, facilitating resolution.

Key information about property card in Gujarat

Essential points about property cards in Gujarat:

  1. Legal document containing property information.
  2. Includes ownership, tax details, and property description.
  3. Crucial for handling legal matters.
  4. Can be utilised for obtaining loans.

Checklist for obtaining a property card in Gujarat

Steps to obtain a property card in Gujarat:

  1. Gather required documents.
  2. Fill and submit the application form at the municipal office.
  3. Await verification and issuance of the property card.
  4. Ensure you have all documents ready, complete the application form accurately, and follow up on the verification process to obtain your property card in Gujarat successfully.

The property card in Gujarat serves as vital legal instrument, providing essential property particulars such as ownership, maintenance records, and tax payment history. Obtaining a property card is important for property owners to navigate legal procedures effectively and access financing options such as home loans or loan against property.

Seeking financial assistance? Utilise the potential of your residential or commercial property with a Bajaj Finserv Loan Against Property. Whether renovating your space, expanding business operations, or fulfilling personal aspirations, our hassle-free process and competitive loan against property interest rates ensure seamless access to funds. Let Bajaj Finance assist you in achieving your goals through your property. Apply now and seize the opportunity.

Your property card is not just a document; it is your gateway to financial freedom. From business investments to personal milestones, a loan against property lets you harness the value of your property. Start turning your ownership into an opportunity to grow, achieve, and succeed today! With Bajaj Finserv Loan Against Property, get up to Rs. 10.50 crore with the option of interest-only EMIs during the initial tenure.

*Terms and conditions apply.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Why is a property card important for landowners in Gujarat?

A property card in Gujarat provides legal proof of ownership, aids in property tax payments, and is essential for resolving disputes and availing financial services like loans.

What information does a Gujarat property card contain?

A Gujarat property card includes ownership details, property dimensions, tax history, assessment number, usage type, and encumbrance details, ensuring clarity and authenticity for property transactions.

How long does it take to receive a property card in Gujarat?

It typically takes 15 to 30 days to receive a property card in Gujarat, depending on the completion of the verification and application process.

Is a property card mandatory for property transactions in Gujarat?

Yes, a property card is mandatory for property transactions in Gujarat as it serves as proof of ownership and is required for legal and financial processes.

How can I get property card in Gujarat?
To obtain a property card in Gujarat, visit the local municipal office, fill the application form, and submit it with required documents. After verification, the property card will be issued.
What is use of property card in Gujarat?
A property card in Gujarat serves as legal proof of property ownership, tax payment records, and facilitates transactions and legal matters related to the property.
How can I check my property details online in Gujarat
To check property details online in Gujarat, visit the official website of the Revenue Department or the local municipal corporation and use the property search option by entering relevant details.
What is 7/12 and 8A in Gujarat?
In Gujarat, 7/12 and 8A are land records documents. The 7/12 extract contains details like land ownership, land area, and land type, while the 8A extract provides information about agricultural land's ownership and its use.
Show More Show Less

Related videos