Bajaj Finance offers two ways to convert your TV purchase into affordable monthly payments. Both options are available at 1.5 lakh partner stores across 4,000 cities in India.
| Option | Limit | Key features |
|---|
| Bajaj Finance Insta EMI Card | Pre-approved card limit up to Rs. 3 lakh | Zero annual fee; 3 months to 60 months tenure; works at 1.5 lakh partner outlets; 1 million+ eligible products |
| Bajaj Finance Easy EMI Loan | Loan limit up to Rs. 5 lakh | Quick loan approval; 3 months to 60 months tenure; basic KYC documents needed; ideal for higher-value purchases |
How to choose? Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value TV purchase in a single transaction.
How a real buyer could finance a 4K TV- An example
Here is an example to show how the financing works in practice. This is an illustration only — your actual EMI will depend on the model price, tenure, and applicable terms.
Anil, a 38-year-old teacher in Nagpur, is upgrading from an old Full HD TV to a 4K model for his living room. He chooses a 55-inch 4K Ultra HD Smart TV priced at Rs. 42,000 and opts for a 12-month Bajaj Finance Easy EMI Loan at Croma, Nagpur. He picks the Easy EMI Loan because it is a single higher-value purchase. His monthly EMI works out to approximately Rs. 3,500 over 12 months, before any down payment, interest, or fees.
Disclaimer: The EMI figure shown is an illustrative example based on a simple division of the product price across the tenure. Actual EMI payable may vary depending on the product price, down payment, repayment tenure, applicable interest rates, processing fees, and the terms of the Bajaj Finance Insta EMI Card or Bajaj Finance Easy EMI Loan.