Rs. 5,000 - Rs. 2 crore
To find the nearest gold loan branch,
Enter phone and OTP | Check amount you can get | Apply for quick funds
Understanding how to convert gold price from grams to INR
Ever wondered how much your gold is actually worth in Indian Rupees? Converting gold prices from grams to INR is simpler than it sounds. You just need two things: the current gold rate per gram and the weight of gold you own. Gold prices change daily based on market trends, global factors, and currency movements, so checking the latest rate is important. For instance, if the current rate of gold is INR 4,800 per gram and you have 10 grams of gold, the total value would be 10 grams x INR 4,800 = INR 48,000. Once you know the price per gram, you simply multiply it by the number of grams you have. This quick calculation helps you understand the real value of your gold, whether you are planning to buy, sell, invest, or even pledge it for a gold loan.
How much is 1 gram of gold worth in INR?
When you ask how much 1 gram of gold is worth in Indian Rupees, the answer depends on the current market gold rate. Gold prices change daily and are influenced by global trends, currency movements, inflation, and demand within India. That is why the value you see today may be different tomorrow. Keeping track of the per-gram gold rate helps you plan better, whether you are buying jewellery, investing, or considering a gold loan. By regularly checking updated gold prices from reliable sources, you stay aware of market movements and can make smarter, well-timed financial decisions around your gold.
Historical gold prices: 1 gram of gold in INR
Looking at past gold prices helps you understand why gold is often seen as a reliable long-term asset. Around 2020, the price of 1 gram of gold saw a sharp rise as global uncertainty increased, pushing more people towards safe investments. Since then, prices have continued to move upward through 2024 and into 2025, influenced by inflation concerns, global economic shifts, and steady demand in India. This gradual increase shows how gold tends to hold its value over time. By tracking these historical trends, you can better judge market behaviour and make more informed decisions when buying gold or planning investments linked to gold.
| Year | Approximate gold price per gram (INR) | Market trend snapshot |
|---|---|---|
| 2020 | ₹4,500 – ₹5,200 | Sharp rise due to global uncertainty |
| 2021 | ₹4,700 – ₹5,000 | Prices stabilised at higher levels |
| 2022 | ₹4,800 – ₹5,300 | Volatility driven by inflation concerns |
| 2023 | ₹5,300 – ₹5,900 | Strong demand and global slowdown |
| 2024 | ₹6,000 – ₹6,700 | Continued upward momentum |
| 2025 | ₹6,500 – ₹7,200 (early trend) | Prices remain firm with cautious optimism |
*Please note: The gold rates mentioned above are indicative and meant only to help you understand the overall price trend. Actual gold prices may vary based on market conditions, location, and applicable charges.
Quick tip: Want to make the most of your hallmarked gold? Check your gold loan eligibility today and unlock quick funds against your verified jewellery—all while ensuring complete safety and transparency.
Investing in gold: Understanding the price of 1 gram of gold in INR
Investing in gold requires a clear understanding of the current price of 1 gram of gold in Indian Rupees (INR). As a popular investment choice, gold offers stability and is often considered a hedge against inflation and economic instability. The price of gold per gram in INR is influenced by international market trends, currency exchange rates, and domestic demand and supply factors. Knowing the current rate, which is approximately INR 4,800 per gram today, helps investors decide the right time to buy or sell gold. Additionally, it allows for accurate valuation of gold investments. Diversifying one's investment portfolio with gold can provide financial security, and understanding the nuances of gold pricing is essential for maximising returns.
Using 1 gram of gold for a gold loan
Using 1 gram of gold for a gold loan is a common practice in India, offering a quick and convenient way to secure funds. The value of the loan is directly tied to the current market price of gold, which is approximately INR 4,800 per gram today. Financial institutions typically offer a loan amount that is a percentage of the gold's value, usually up to 75%. The gold interest rate is crucial, as it determines the cost of borrowing against the gold. Interest rates for gold loans are generally lower than personal loans, making them an attractive option. Borrowers can repay the loan through easy monthly instalments, with the gold being returned upon full repayment. This method provides liquidity without having to sell precious assets.
Gold loan eligibility for 1 gram of gold
When you apply for a Bajaj Finserv Gold Loan, your eligibility even with a small quantity of gold depends on two key factors: purity and the prevailing market rate as per IBJA. Your gold jewellery needs to be of 18-22 karat purity to qualify. Based on its assessed value, you can receive a loan amount linked to a percentage of the gold’s worth. The process is quick and simple, with minimal documentation such as identity and address proof. Your gold is carefully evaluated at the branch, securely stored, and once the valuation is complete, the loan against gold is disbursed without delay. This allows you to access funds while continuing to own your gold jewellery.
Pro tip: Do not let your jewellery sit idle—tap into its value with a gold loan that suits your needs. Check your gold loan eligibility today!
Know more about gold rates in Indian states and Union Territories
| Gold rate in Andhra Pradesh | Gold rate in Tamil Nadu | Gold rate Delhi |
| Gold rate in Maharashtra | Gold rate in Hosur | Gold rate in Kerala per gram |
| Gold rate in Punjab | Gold rate in Rajasthan | Gold rate in Chandigarh |
Know more about gold rates in other cities
The impact of GST on 1 gram gold rates
The implementation of Goods and Services Tax (GST) in India has impacted the rates of 1 gram of gold in Indian Rupees (INR). GST on gold is currently set at 3%, which is added to the base price of gold. This tax has slightly increased the overall cost of purchasing gold. For instance, if the market rate of 1 gram of gold is INR 4,800, the addition of GST increases the final price to approximately INR 4,944. This increase affects buyers and investors, slightly raising the entry point for gold investments. However, despite the GST, gold remains a favoured investment due to its stability and potential for appreciation. Understanding the impact of GST helps buyers and investors plan their purchases more effectively, accounting for the additional cost.
Have idle gold lying at home? Turn it into instant funds with a Bajaj Finserv Gold Loan today! Apply now
Related Articles
Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000
Industrial Equipment Finance
Industrial Equipment Balance Transfer
Industrial Equipment Refinance