Maternity insurance is basically health insurance with maternity coverage. A maternity insurance policy is basically an added rider or add-on with regular health insurance plans. This ensures coverage for costs linked to normal and caesarean deliveries for babies. Women employees in some organizations also get dedicated maternity insurance add-ons with their group health policies. Maternity insurance comes with coverage for pre and post hospitalization costs with the latter being covered for up to 60 days from the discharge date. There is also coverage for the doctor’s consultation, surgeons’ fees, room and nursing costs and anaesthetist consultation.
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