What is covered under Maternity Health Insurance?

Maternity Coverage: Maternity Health Insurance in India to Cover Pregnancy

Maternity insurance is basically health insurance that covers pregnancy with an add-on maternity cover. When it comes to health insurance with maternity coverage, here’s what is usually covered:

Worried about COVID-19 treatment expenses? Insure yourself and your family with COVID-19 Insurance starting at just Rs.952. Buy Now.

- Expenses for hospitalization- There is coverage usually for both pre and post hospitalization costs. The former is covered till a month prior to being admitted while the latter is covered for 60 days post discharged. Room and nursing charges along with doctor/surgeon consultation charges are covered in addition to related costs.
- Delivery Costs- All costs linked to delivery are covered by maternity insurance plans for both normal and caesarean deliveries. The policies also have coverage for complications post-delivery.
- New-born coverage- Some policies also have coverage for the new-born in case of any critical illness that is contracted by the baby or any other congenital disease.

There are several expenses that are excluded from this coverage including regular check-up expenses throughout the pregnancy period, diagnostics tests prescribed by doctors during one’s pregnancy and vitamin and tonic expenses among others.

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Health Insurance Definition

Covered Benefits under Family Health Insurance Plan

Waiting Period of a Family Health Insurance Plan

Definition Of Personal Accident Insurance

Inclusions of Personal Accident Insurance Cover

Advantages of Personal Accident Insurance Policy

Top-up Health Insurance Plans – Explained

Top up Health Insurance and Mediclaim Policy Cover

Importance of a Top-Up Health insurance Plan

Definition Of Group/Employee Health Insurance Policy

Advantages of Group Health Insurance Policy

How does a group insurance plan work?

Steps to File Your Accident Insurance Claim

Best Health Insurance Plans in India

Health Insurance Portability Overview

What Is the Grace Period in Health Insurance?

Overview Of Critical Illness Insurance

How to Claim Health Insurance?

Who Should Buy Critical illness policy?

Avoid These Common Mistakes while Buying Health Insurance Plan

Cashless Health Insurance Policy- What You Should Know?

Health Insurance Tax Benefits Under Income Tax Act

Health Insurance vs. Mediclaim Policy – Know the Difference

Steps to Choose Medical Insurance

Common Exclusions in Health Insurance Policies

Inclusions in Critical Illness Insurance Policy Cover

Claim Process for Critical Illness Insurance Policy

Why Critical Illness insurance is important?

How to Choose the Best Critical Illness Insurance?

Definition Of Maternity Health Insurance

Definition Of Family Health Insurance

Best Family Floater Medical Insurance Plans in India

Important Points to Consider for Best Maternity Health Policy

Difference between Family Floater Policy and Individual Health Plan

Definition Of Family Floater Health Insurance