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What is covered under Maternity Health Insurance?

Maternity insurance coverage

Maternity insurance cover is a type of health insurance plan that covers medical expenses related to pregnancy like the cost of delivery, hospitalisation, pre-and post-natal care, medical tests, medicines, and newborn baby expenses. A maternity health insurance policy helps a woman and her family stay financially prepared for any medical requirement. It ensures the mother gets quality healthcare services without worrying about the funds.

The maternity insurance policies also come with a waiting period. Some maternity health plans may have a waiting period of 9 months, while a few may have of 6 years, depending on the insurer.

Here’s a detailed understanding of the coverages under the maternity insurance plan.

- Delivery costs

This covers all costs linked to delivery, normal and caesarean. Maternity insurance policies also have coverage for complications post-delivery.

- Newborn coverage

Some policies also have coverage for the newborn in case of any critical illness that is contracted by the baby or any other congenital disease.

- Pre-and post-natal coverage

This covers pre-delivery expenses for medical scans, ultrasounds, medical check-ups and post-delivery expenses for the newborn baby’s vaccination, medications and hospitalisation, ensuring the child receives complete care before and after birth.

 
 

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

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