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Bajaj Finserv brings you the Washing Machine Insurance policy that offers optimum coverage for your washing machine at an affordable premium. This policy acts as a safeguard against loss or damage caused to this expensive appliance due to unforeseen incidents, fire, theft, burglary, and other perils.

With Washing Machine Insurance you can take care of all the repair and replacement costs of your washing machine in case of accidental damage. In instances where the appliance can’t be repaired or reinstated, you will be reimbursed for its replacement.

  • Plan details

  • High Coverage At A Nominal Premium

    High coverage

    This policy offers coverage of up to Rs. 35,000 at a nominal cost of Rs. 199 for a year.

  • High Sum Insured

    Loss and damage cover

    It extends optimum coverage in the event of a loss or damage caused to the washing machine due to specific causes. You will be compensated by up to the sum insured or the invoice value, whichever is lower.

  • Easy Online Payment

    Easy online payment

    You can choose from various options, including net banking, mobile wallets, UPI or debit/credit card to pay the premium.

  • What’s covered?

  • Accidental Damage Cover

    Accidental damage

    Expenses on repairs necessitated by accidental damage to your washing machine are covered under this policy.

  • Theft And Burglary Cover

    Theft and burglary

    If your washing machine gets stolen or damaged due to a burglary, you can claim compensation.

  • Standard Fire Cover

    Standard fire

    This insurance policy covers any loss or damage caused to the insured appliance due to a fire.

  • You can claim compensation for the losses mentioned above or damages during the policy period, as per the invoice value or up to the maximum insured amount.

  • What’s not covered?

  • Washing Machines Older Than One Year

    Washing machines older than one year

    Washing machines purchased more than a year before the original invoice date are not covered under this policy.

  • Pre-existing Conditions

    Pre-existing conditions

    Loss or damage to your washing machine due to a pre-existing condition is not covered.

  • WM_Loss_Damage_Caused_Due_Maintenance_Processes

    Loss or damage during maintenance

    Any damage or harm caused to the insured appliance during restoration, servicing, cleaning, dyeing and bleaching, or during repair, renovation, or preventative maintenance, is not included.

  • Damages Arising Out Of Regular Wear And Tear

    Damage due to regular wear and tear

    The policy doesn’t offer protection against damage or deterioration resulting from regular wear and tear, pest infestations, moss or mildew growth and other types of gradually occurring damages.

  • Electrical Or Mechanical Failure

    Electrical or mechanical failure

    Loss or damage due to the washing machine’s electrical or mechanical breakdown is not covered, except if it results from accidental external events that expressly fall under the policy.

  • Deductibles Applicable

    Deductibles applicable

    The first 10% of the claim amount must be paid as an excess towards each claim raised.

  • CCTV Camera Older Than 30 Days

    Damage or loss inflicted by the insured

    Loss or damages incurred due to an act committed by the insured person or a condition they suffered from, due to which the covered perils and dangers have significantly increased, are not compensated.

  • Loss/Damage Due To Misuse Or Willful Conduct

    Loss/damage due to misuse or willful conduct

    This plan does not cover loss or damage on account of carelessness, lack of maintenance, misuse or reckless handling of the washing machine.

  • Consequential Loss Or Legal Liabilities

    Consequential loss or legal liabilities

    This insurance policy doesn’t include legal liabilities or consequential loss.

How to apply

Apply for Bajaj Finserv’s Washing Machine Insurance policy by visiting our official website and filling the online application form. After submitting the form, pay the premium via your preferred online payment mode.

Documents required

You will have to provide the following documents while filing a claim under your Washing Machine Insurance policy:

  • Incident report by the customer
  • Original invoice or bill of the reinstated washing machine
  • Repair bills in case of partial damage
  • Duly filled and signed claim form
  • Copy of the report from the fire brigade in case of loss due to a major fire
  • Copy of the FIR in case of theft or burglary

Contact us

For any queries or concerns related to the policy coverage, exclusions and application procedure, email us at

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