Agra, the city of the Taj Mahal, blends timeless heritage with a modern lifestyle. With its bustling streets and vibrant culture, owning a personal vehicle here can add ease and comfort to your daily routine. A used car loan in Agra is a smart way to buy a pre-owned car without straining your savings.
With Bajaj Finance, applying for a used car loan is simple and fully online. Whether you are planning to buy your first car or upgrade to a better model, our used car loan offers high financing, quick approval, and flexible repayment options. Check your pre-approved offer for a used car loan in Agra – Enter your mobile number and verify with OTP
Features and benefits of used car loan in Agra
Bajaj Finance offers several benefits when you apply for a used car loan in Agra:
High-value finance
Get up to 115% of the car’s value through asset-based financing, helping you cover not just the car cost but also associated expenses like insurance or registration.Quick disbursal facility
Once your loan is approved, the funds are disbursed within 48 hours*, so you can drive home your chosen car without delay.Loan up to Rs. 1.02 crore
Finance a wide range of second-hand cars with a high loan amount of up to Rs. 1.02 crore.Long repayment tenures
Repay your loan comfortably over tenures of up to 84 months., with EMIs that fit your budget.Doorstep assistance
Submit documents from the comfort of your home with our doorstep document pickup service.Flexi Loan facility
Need flexibility? Choose our Flexi Loan option to withdraw funds as needed and part-prepay with zero charges.
Pro tip: Use our used car loan EMI calculator to plan your monthly payments in advance. This online tool helps you in planning your finances better. All you need to do enter your loan amount, interest rate and tenure.
Additional read: Other benefits of choosing used car finance
Eligibility criteria for a used car loan in Agra
Applying for a used car loan in Agra is easy with Bajaj Finance. Here are the eligibility conditions you need to meet:
Nationality: Indian citizen
Age: 18 to 80 years*
CIBIL Score: 700 or higher
For salaried individuals:
Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.
For self-employed individual:
Applicant must submit an ITR proof of the last 2 years.
*The higher age limit applies at the time of loan maturity.
Once you meet these basic parameters, you will need to provide documents such as, PAN card, KYC documents, bank statements, salary slips or ITR proofs (for self-employed individuals) and more.
Want to calculate your eligibility for a Bajaj Finserv Used Car Loan? It is easy and online. Check your used car loan eligibility and find out how much you can borrow.
Additional read: How to calculate your used car loan eligibility
Used car loan interest rates in Agra
The interest rate on your used car loan depends on several factors like your credit score, loan amount, and repayment tenure. Bajaj Finance offers competitive interest rates and affordable charges. To know the exact interest rate and associated fees, visit our used car loan interest rates and charges page.
How to apply for a used car loan in Agra
Getting started with your used car loan is simple. Just follow these steps:
Visit the used car loan page and click on ‘APPLY’.
Enter your mobile number and verify it with an OTP.
Fill in your basic personal details like name, income, and employment type.
If you have already chosen a car, add its details.
Upload or verify your KYC documents.
Schedule a call or home visit with our representative for final verification.
You might also have a pre-approved used car loan offer that will fast-track your loan process. You can check your used car loan offer in just a few clicks and speed up your loan process.
Financing a used car in Agra is now more convenient than ever. With Bajaj Finserv Used Car Loan, you can enjoy a simple application process, fast disbursal, and flexible repayment options. Whether you need a small hatchback or a spacious SUV, finance your dream car today with a trusted partner.
Ready to apply? Check your pre-approved used car loan offer in Agra. Enter your mobile number now and the OTP to get started.
