Ghaziabad, known as the “Gateway to Uttar Pradesh,” is one of the fastest-growing cities in the Delhi-NCR region. With rapid industrialisation, modern housing societies, and excellent metro and road connectivity, Ghaziabad is a city where convenience and speed matter. For daily commuters, working professionals, and growing families, owning a personal vehicle is more than just comfort — it is a necessity.
Given the rising cost of new cars, many residents now turn to pre-owned vehicles for affordable and dependable mobility. Whether you are navigating the NH-24 corridor or heading to Noida, a used car provides a practical solution. To help you make this purchase more manageable, Bajaj Finserv Used Car Loan offers the perfect financing solution — quick, flexible, and designed for urban lifestyles.
Check your pre-approved used car loan offer and explore how easy it is to finance a second-hand car in Ghaziabad with Bajaj Finance. Just enter your mobile number and verify it using the OTP.
Features and benefits of used car loan in Ghaziabad
Bajaj Finserv Used Car Loan is packed with features that make it an ideal choice for financing your vehicle:
High-value finance
Get up to 115% of the car’s value through asset-based financing, helping you cover not just the car cost but also associated expenses like insurance or registration.Quick disbursal facility
Once your loan is approved, the funds are disbursed within 48 hours*, so you can drive home your chosen car without delay.Loan up to Rs. 1.02 crore
Finance a wide range of second-hand cars with a high loan amount of up to Rs. 1.02 crore.Long repayment tenures
Repay your loan comfortably over tenures of up to 84 months, with EMIs that fit your budget.Doorstep assistance
Submit documents from the comfort of your home with our doorstep document pickup service.
Pro tip: Before applying, try the used car loan EMI calculator to estimate your monthly outflow. It helps you plan your budget better by giving a clear breakdown of your EMIs.
Additional read: Other benefits of choosing used car finance
Eligibility criteria for a used car loan in Ghaziabad
To qualify for a Bajaj Finserv Used Car Loan in Ghaziabad, you need to meet the following eligibility parameters:
Nationality: Indian citizen
Age: 18 to 80 years*
CIBIL Score: 700 or higher
For salaried individuals:
Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.
For self-employed individual:
Applicant must submit an ITR proof of the last 2 years.
*Maximum age is applicable at the time of loan maturity.
Check your used car loan eligibility online to know your borrowing potential — it is quick, digital, and requires no paperwork at this stage.
Used car loan interest rates in Ghaziabad
Your used car loan interest rate depends on factors like your credit score, income profile, and repayment term. Bajaj Finance offers attractive and transparent interest rates, helping you manage your monthly EMIs with ease.
How to apply for a used car loan in Ghaziabad
You can apply for a Bajaj Finserv Used Car Loan in just a few steps:
Visit the used car loan section on the website and click on ‘APPLY’.
Enter your mobile number and authenticate it using an OTP.
Fill in your details including income, job type, and city of residence.
Share information about the car you plan to buy (if available).
Upload your KYC documents or verify them online.
Schedule a home visit or a verification call for the final step.
A Bajaj Finance representative will connect with you to guide you through the rest of the process and ensure your loan is processed quickly.
From commuting across the NCR to exploring weekend getaways, having a car in Ghaziabad brings ease, flexibility, and freedom. With the rising popularity of pre-owned vehicles, Bajaj Finserv Used Car Loan helps you make a smart choice. It offers flexible repayment options, quick processing and requires minimal paperwork.
Check your pre-approved used car loan offer now and take the first step toward driving home your next car.
