Gandhinagar, Gujarat’s serene and systematically planned capital, has grown rapidly into a hub of education, commerce, and sustainable urban living. The city’s broad roads, modern infrastructure, and proximity to Ahmedabad make it a key centre for business and daily commuters alike. As connectivity improves and industries expand across sectors like textiles, IT, and food processing, the demand for personal vehicles has surged among professionals and families.
For many, used cars offer the perfect middle ground — they are affordable, reliable, and come with lower running costs. If you are planning to buy a pre-owned vehicle in Gandhinagar, used car loan is a smart way to manage your purchase without stretching your budget. Bajaj Finserv Used Car Loan enables you to own your dream vehicle through a hassle-free digital process and flexible repayment plans.
Check your pre-approved used car loan offer to see what financing options you qualify for in Gandhinagar – simply enter your mobile number and verify it with an OTP.
Features and benefits of used car loan in Gandhinagar
Here are some key features of the Bajaj Finserv Used Car Loan that make it the ideal option for financing your vehicle:
- High-value finance
Get up to 115% of the car’s value through asset-based financing, helping you cover not just the car cost but also associated expenses like insurance or registration. - Quick disbursal facility
Once your loan is approved, the funds are disbursed within 48 hours*, so you can drive home your chosen car without delay. - Loan up to Rs. 1.02 crore
Finance a wide range of second-hand cars with a high loan amount of up to Rs. 1.02 crore. - Long repayment tenures
Repay your loan comfortably over tenures of up to 84 months, with EMIs that fit your budget. - Doorstep assistance
Submit documents from the comfort of your home with our doorstep document pickup service.
Pro tip: Use the used car loan EMI calculator to estimate your monthly payments and plan your loan effectively.
Additional read: Other benefits of choosing used car finance
Eligibility criteria for a used car loan in Gandhinagar
Bajaj Finserv makes it easy to qualify for a used car loan with simple eligibility conditions. Here’s what you need:
- Nationality: Indian citizen
- Age: 18 to 80 years*
- CIBIL Score: 700 or higher
For salaried individuals:
- Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.
For self-employed individual:
- Applicant must submit an ITR proof of the last 2 years.
*The age limit applies at the time of loan maturity.
Check your used car loan eligibility to find out how much you can borrow — the process is quick, secure, and entirely online.
Used car loan interest rates in Gandhinagar
Bajaj Finance offers competitive interest rates on used car loans in Gandhinagar. Your final rate may depend on factors such as credit score, income, and repayment tenure. Transparent pricing ensures there are no hidden charges or surprises in your repayment journey.
How to apply for a used car loan in Gandhinagar
Applying online for a used car loan is simple. Here’s what you need to do:
- Go to the used car loan page and click on ‘APPLY’.
- Enter your mobile number and confirm it using an OTP.
- Fill out your personal, financial, and employment details.
- Provide information about the used car you intend to buy.
- Upload your KYC documents or verify them through the portal.
- Schedule a convenient time for final verification or doorstep document collection.
Our representative will contact you to help complete the process quickly and efficiently.
Whether you are commuting within Gandhinagar or exploring nearby areas with your family, owning a car brings convenience, comfort, and independence. With Bajaj Finserv Used Car Loan, you can enjoy all the benefits of owning a vehicle without large upfront expenses. From flexible terms to fast processing, we help make your car-buying journey smooth and affordable.
Check your pre-approved used car loan offer today and move one step closer to driving home your next vehicle.
