Gurgaon, now known as Gurugram, has evolved into a dynamic corporate and residential hub, buzzing with business parks, high-rise apartments, and vibrant lifestyles. In a city where time is money and mobility is essential, having a personal car is more than a convenience — it is a part of daily life. From daily commutes to quick getaways to Delhi or Manesar, owning a reliable vehicle can make a huge difference.
However, with new car prices on the rise, more Gurgaon residents are opting for second-hand vehicles that offer similar utility at a lower cost. But even pre-owned vehicles can demand a significant upfront investment. This is where used car loan options from Bajaj Finance come into play. With Bajaj Finserv Used Car Loan, you can bring home the vehicle you need without financial strain — through a fast, flexible, and paper-light loan experience.
Check your pre-approved used car loan offer now to see what funding options you qualify for in Gurgaon. Enter your mobile number and verify it with an OTP to get started.
Features and benefits of used car loan in Gurgaon
When you apply for a Bajaj Finserv Used Car Loan, you get access to convenient features tailored for today’s car buyers:
- High-value finance
Get up to 115% of the car’s value through asset-based financing, helping you cover not just the car cost but also associated expenses like insurance or registration. - Quick disbursal facility
Once your loan is approved, the funds are disbursed within 48 hours*, so you can drive home your chosen car without delay. - Loan up to 115%
Finance a wide range of second-hand cars with a high loan amount of up to Rs. 1.02 crore. - Long repayment tenures
Repay your loan comfortably over tenures of up to 84 months, with EMIs that fit your budget. - Doorstep assistance
Submit documents from the comfort of your home with our doorstep document pickup service.
Pro-tip:
Use the used car loan EMI calculator to get a clear estimate of your monthly instalments before applying. It helps you make an informed financial decision.
Additional read: Other benefits of choosing used car finance
Eligibility criteria for a used car loan in Gurgaon
Getting a Bajaj Finserv Used Car Loan in Gurgaon is easy once you meet the following eligibility requirements:
- Nationality: Indian citizen
- Age: 18 to 80 years*
- CIBIL Score: 700 or higher
For salaried individuals:
Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.
For self-employed individual:
Applicant must submit an ITR proof of the last 2 years.
*Note: Maximum age applies at the time of loan maturity.
Once you meet these conditions, prepare basic documents such as your PAN card, KYC documents, salary slips (or ITRs for self-employed), and bank statements.
Check your used car loan eligibility online to get an instant estimate of how much you can borrow.
Used car loan interest rates in Gurgaon
Used car loan interest rates in Gurgaon vary based on your credit profile, income, and loan tenure. With Bajaj Finance, you can expect competitive and transparent rates that are easy to manage. The loan structure is designed to make repayment smooth without affecting your day-to-day expenses.
How to apply for a used car loan in Gurgaon
Here is how you can apply for a Bajaj Finserv Used Car Loan in just a few simple steps:
- Visit the used car loan page and click on the ‘APPLY’ button.
- Enter your mobile number and verify it with an OTP.
- Fill out your personal and financial details, such as name, job type, and income.
- Provide car details if you have already selected a vehicle.
- Upload your KYC documents or verify them online.
- Schedule a call or home visit for final verification, if required.
A Bajaj Finance representative will assist you through the remaining steps to ensure your loan is processed without delay.
In a high-speed city like Gurgaon, where every minute matters, having a dependable car is key to keeping up with your fast-paced routine. Whether you are driving to Cyber City, heading to Sohna Road, or running errands across town, a pre-owned car can be a valuable investment. With Bajaj Finserv Used Car Loan, financing your vehicle becomes easy, affordable, and quick — without the stress of large upfront costs.
Check your pre-approved used car loan offer now and take the first step towards owning your ideal vehicle in Gurgaon.
