Travel Insurance helps you tackle medical emergencies, unforeseen expenses and various other risks that you might encounter during a trip. It covers compensation for lost baggage or passport, trip cancellation, flight accidents, and other losses while travelling domestically or internationally. In India, travel insurance is quickly becoming a must-have while planning a family vacation, a business trip or even a trekking adventure.
You can choose from an array of travel insurance policies, such as those offering heavy medical reimbursements or others providing flight delay compensations. In some countries such as the United States of America, medical costs can be exorbitant. So, you can choose your travel insurance plan depending upon your country of travel. Similarly, for domestic travel, you can look at suitable plans that cover trip cancellations, journey interruptions, and other associated risks.
If you are looking to Buy one of the best Travel insurance, check out the policies offered under Insurance by Bajaj Finserv, which provide affordable insurance plans to suit your exact need. You can select from a wide range of friendly travel insurance plans, whether it a Holiday Cover, a Road-Trip Cover or a Pilgrimage Cover.
Travel insurance is a plan that provides protection against any unforeseen damage during domestic or international travel. It covers the financial risks that may occur due to loss of baggage, cancellation charges, or medical expenses.
A travel insurance plan covers several benefits with facilities like 24x7 assistance, a replacement for lost passports, re-booking of cancelled flights, etc. The easiest way to avail of these benefits is by buying travel insurance online.
The policies are not just restricted to travel within the country but also abroad. You can customise the plans as per your requirement, as travel insurance plans generally offer additional risk coverage with add-on premium payments. However, the coverage differs based on Indian and international travel. Thus, you must go through the policy terms before buying a travel insurance plan.
A travel insurance policy generally covers medical risks, travel risks and flight disruptions. You can easily buy your travel insurance online that covers all possible risks ensuring a hassle-free trip. Listed below are a few reasons to justify the significance of a travel insurance policy:
With Bajaj Finserv, you can get ideal travel insurance covering all the benefits to make your next trip hassle-free and stress-free. Refer to the plans given below:
|S. No.||Travel insurance plan||Premium/Fee (Rs.)||Sum insured (Rs.)|
|1||Domestic Travel Cover||Rs. 699*||3 lakh|
|2||Travel Accidental Hospitalisation and Flight Cancellation Benefit Cover||Rs. 110*||20,000|
|3||Travel (domestic) Medical Cash Cover||Rs. 48*||1 lakh|
|4||Travel Accidental Hospitalisation and Medical Evaluation Cover||Rs. 24*||25,000|
|5||Trip Curtailment Benefit Cover||Rs. 73*||10,000|
|6||Pilgrimage Cover||Rs. 599*||3 lakh|
|7||Trek Cover||Rs. 699*||1.5 lakh|
|8||Road Trip Cover||Rs. 599*||3 lakh|
|9||Solo Travel Cover||Rs. 699*||3 lakh|
|10||Backpacking Travel Cover||Rs. 699*||1.5 lakh|
You can get the above travel insurance coverages by purchasing online travel insurance policies.
There are different kinds of travel insurance plans that you can avail.
Different policies have different travel insurance eligibility criteria. There are some mandatory documents required for travel insurance such as passport, visa, income details, and tax statements.
Travelling aboard is expensive, and any unforeseen circumstances can make a dent in your wallet. To help you smoothen your journey, ensure your personal safety and the safety of your belongings, you can buy travel insurance online that covers all types of risks associated with travelling. Also, delays and cancellations, and the expenses of rebooking or finding an unplanned accommodation can be covered by this insurance. The best travel insurance plans in India are those which also cover you for personal liability in case of accidental harm to someone else. Also, your health issues or even sudden hospitalization can be covered. Any loss of passport and documents will be assisted through special helplines of the insurance companies.
Understand your requirements – medical issues or delays/cancellations and then go for a heavy cover as per that.
A little background on the assistance of the insurance company will be useful.
Compare the features, benefits, and exclusions between various plans and providers before you choose a plan.
Figure out which type of policy will be suitable for you, keeping in mind your travel, place of visit, and period of travel.
Travel insurance is an insurance policy which offers compensation for losses – personal /medical and delays and cancellations of flights during your travel within India or internationally.
Medical emergencies, loss of baggage, delays/cancellations of flights, emergency accommodation, hospitalization, basic medical treatment, loss of important documents and many other such basic yet significant issues are covered under travel insurance policies.
Loss of baggage, expensive medical assistance in a foreign country, loss of important documents, cancellations /delays and extra expenses to cover those can ruin a well-planned trip. To smoothen the effects of delays and unexpected losses while traveling, a small premium for travel insurance will go a long way in helping you out.
You should get in touch with the travel insurance company, and they will assist you with the local point of contact who will reimburse you for expenses for getting another temporary passport issued in the same country. This is covered under your travel insurance if you have opted for it.
You can easily apply for travel insurance online by filling out the form provided on the website. You can also pay the premium amount online, from the comfort of your home, which makes the whole process hassle-free.
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”
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