Travel Insurance Plans

Travel Insurance helps you tackle medical emergencies, unforeseen expenses and various other risks that you might encounter during a trip. It covers compensation for lost baggage or passport, trip cancellation, flight accidents, and other losses while travelling domestically or internationally. In India, travel insurance is quickly becoming a must-have while planning a family vacation, a business trip or even a trekking adventure.

You can choose from an array of travel insurance policies, such as those offering heavy medical reimbursements or others providing flight delay compensations. In some countries such as the United States of America, medical costs can be exorbitant. So, you can choose your travel insurance plan depending upon your country of travel. Similarly, for domestic travel, you can look at suitable plans that cover trip cancellations, journey interruptions, and other associated risks.

Pocket Insurance Travel Plans

If you are looking to buy the best Travel Insurance, check out the policies offered under Pocket Insurance by Bajaj Finserv, which provide affordable insurance plans to suit your exact need. You can select from a wide range of pocket-friendly travel insurance plans, whether it a Holiday Cover, a Road-Trip Cover or a Pilgrimage Cover.

Here are some of the pocket insurance travel plans that you can opt for:

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  Holiday Cover

  You can get coverage upto Rs. 3 lakh to secure your holiday. Apart from emergency travel and hotel assistance, you can block your credit or debit cards easily with a single call in case they are stolen. The insurance also includes coverage against personal accidents, loss of baggage, bounced hotel bookings, cancellation of trips, and more. So, go ahead and get the Holiday Cover at just Rs. 699 for your next travel plan.

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  Trek Cover

  Apart from working on your fitness levels while preparing for your next trekking adventure, it is essential to buy a trek insurance to ensure your safety.
  You should be prepared for eventualities like losing your credit or debit cards, trip cancellations, medical injuries, and more. With a Trek Cover at just Rs. 699, you can get coverage of Rs 1 lakh within India and Rs 1.5 lakh abroad, if you get stranded or lose your personal belongings. This insurance also covers personal accidents, hospitalization charges, trip cancellation and baggage loss.

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  Road Trip Cover

  Road trips are a fun way to bond with family and friends. However, things can quickly take a turn for the worse in case of any unfortunate incident. Hence, availing a Road Trip Cover at just Rs. 599 should be on your to-do list while planning your trip. This insurance provides you coverage up to Rs. 3 lakh that includes personal accidents, baggage loss and more. It also provides assistance for car breakdown, wallet loss and emergency hotel and travel bills.

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  Pilgrimage Cover

  You can encounter a lot of risks and difficulties during your pilgrimage journey. Buying an affordable Pilgrimage Cover at just Rs. 599 can help you immensely because you can get travel and hotel assistance up to Rs. 50,000 in India and Rs. 1 lakh abroad in case you are stranded. This insurance also provides coverage upto Rs. 3 lakh for accidents, hospitalization, home burglary, cancellation of trip, lost baggage etc.

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  Home Protection Insurance

  If you’re worried about the security of your home while you are away travelling, buy the Home Protection Insurance at just Rs. 199. This insurance gives a coverage of up to Rs. 5 lakh against financial losses due to damage, disappearance or destruction due to burglary at your residence when you are away on a trip. These include damage, loss or theft to furniture, clothes, electronic items, audio equipment, and money.

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  Personal Trip Effects Cover

  This insurance covers impediments while you are travelling like accidental damage or theft of your luggage, loss of money or cheques, expenses incurred to replace your lost wallet or passport and more. You can buy a Personal Trip Effects Cover for just Rs. 349 and get coverage up to Rs. 1,15,000.

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  Personal Trip Liability Cover

  For any trip liability, you can be assured of coverage in the event of accidental bodily injuries to any third parties as well as property damages to third parties. You can get a coverage of Rs. 1 lakh for unforeseen circumstances which can result in financial losses. Buy the Personal Trip Liability Insurance Cover for at just Rs. 149 and have a stress-free trip.

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  Domestic Travel Insurance
  For travel within the legal boundaries of India, you can avail this type of best travel insurance policy and get coverage for delays and interruptions in your flight or trip. It can cover medical emergencies, permanent disabilities, and even include the expenses and legal aspects in case of death during travel. For personal liability, the checked-in lost baggage and travel delay is usually included.

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  Overseas Travel Insurance
  For all international destinations, overseas travel insurance policies are designed keeping in mind various possibilities such as compensation for total loss of baggage, cashless hospitalization and more. These policies also cover travel delays, hijack risks and losses, evacuation, loss of important travel documents and life coverage.

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  Student Travel Insurance
  This travel insurance can help students going abroad to study in universities, colleges, and institutions of higher studies. Students can apply for it when they decide to pursue academic and professional courses in foreign universities. The paperwork required is minimal and comprehensive coverage is possible for medical and health, life, passport and documents loss, equipment loss, and interruptions in the course.

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  Medical Travel Insurance
  This type of insurance is specifically for the purpose of visiting a country for medical treatment. It covers short-term travel, along with medical emergencies and situations of evacuations from the foreign country. There can be various clauses and exclusions depending upon the insurance provider and from whom the medical insurance is purchased.

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  Travel Insurance for Senior Citizens
  This policy is a specially designed travel insurance plan for people belonging in the age group of 61 – 70 years. It usually covers dental and basic medical issues while they are travelling aboard with cashless advantages. It also provides other benefits associated with travel insurance.

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  Family Travel Insurance
  Your entire family can be covered within a single travel insurance policy when you are travelling together. This will include coverage for baggage loss, flight cancellations, medical expenses, and cashless hospitalization.

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  Group Travel Insurance
  This is for people travelling together and unrelated by blood, who can take insurance together to seek the same protection as in the case of a regular travel insurance policy while saving costs of individual premium.

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  Pregnancy Travel Insurance
  This is a unique insurance covering the exigencies for a pregnant woman travelling to another country or even domestically who can claim medical assistance in case of any requirement.

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  Medical emergency and hospitalization – Bearing the exorbitant medical expenses in a foreign country can be a nightmare. It is advisable to buy international travel medical insurance to seek financial assistance in case of any bodily injuries, basic treatment, ambulance, and even hospitalization.

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  Compensation for flight issues – Get travel insurance in which delayed or cancelled flights are compensated along with accommodation during the ordeal.

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  Travel and accommodation – Losses due to changes in routes, emergencies or delays are compensated in a travel insurance. In-between transportation costs, lodging, and ambulances (if required) are also covered.

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  Personal liability – Personal liability covers offer coverage in case of any third-party bodily injuries during your travel or even if you accidentally damage a fellow passenger’s property.

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  Loss of passport – This is the most important document while travelling and this can be compensated by a travel insurance policy offering coverage towards expenses for reissuance of original passport in case it gets stolen or lost.

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  Terrorism – Losses to mental health or bodily harm and death during an act of terrorism can be compensated by taking an appropriate travel insurance.

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  Repatriation of remains – In case of death while travelling, the travel insurance can cover expenses of taking the insured person’s remains to the home country.