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Third Party Car Insurance

Third Party Insurance

In case of a car accident, there are major chances of injuries and damage. Third-party car insurance covers the damage caused to other people involved in the accident. Get complete peace of mind while driving with Third Party Car Insurance from Bajaj Finserv. This insurance pays compensation to the third party for the injuries, death, or property damage caused during an accident due to your fault.
 

Features & Benefits

  • Comprehensive coverage

    Get complete protection from the damages caused to a third party by your car in an accident. The insurance pays for the injuries, death, and property damage caused to the third party.

  • Get a safety net

    Don’t dip into your savings and get a safety net against any uncertain financial liabilities that may arise due to an accident.

  • Easy claim settlement

    Settle your claims easily and without any hassles with Bajaj Finserv’s seamless service.

  • Available online

    Buy the third-party insurance online from the comfort of your home or office.

  • Affordable Premium

    Pay a fixed nominal premium to cover a huge financial liability.

  • Optional Upgrades

    Buy add-ons and upgrade your policy to include coverage for your car and personal accident cover for the owner-driver.

  • Abide by the law

    It is mandatory to buy third-party insurance under the Motor Vehicles Act, 1988.

Eligibility

Bajaj Finserv’s loan customers can get third party insurance easily and quickly. You need to meet simple eligibility criteria before starting your application:

  • You should have a valid Indian driving license.

  • Your car should be registered with the regional transport authority.

Exclusions

There are a few exclusions for a third-party insurance, like:

  • Damage to your own car or belongings in the accident or due to theft or fire.

  • Any injury or death of driver-owner of the insured car.

  • Third-party damage caused when the driver was under the influence of drugs or alcohol.

  • If the accident was deliberately performed or if the insured car was used for commercial purposes.

  • If the driver was below 18 years or without a valid driving license or was driving on the wrong side of the road.

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