Book South America Tour Packages on EMIs Without a Credit Card

Explore Machu Picchu, Rio de Janeiro, and Iguazu Falls on your dream South America getaway. Book your tour package on Easy EMIs using the Bajaj Finance Insta EMI Card.
Book South America Tour Packages on EMIs Without a Credit Card
4 Min Read
July 24, 2026

In summary

You can book a South America holiday tour package, covering Machu Picchu, Rio de Janeiro, and Iguazu Falls, without a credit card. The Bajaj Finance Insta EMI Card turns your booking into Easy EMIs on partner travel websites.

  • Get a card loan offer of up to Rs. 3 lakh to cover your booking.
  • Choose a repayment tenure across 3 to 60 months.
  • Book through travel websites in the Bajaj Finance EMI Network, such as MakeMyTrip, Goibibo, and EaseMyTrip.
  • Pay a one-time joining fee of Rs. 530 to activate your card.

Check your Insta EMI Card eligibility online using your mobile number and OTP before you book your South America holiday package.


What is South America known for as a holiday destination?

South America is known for its dramatic natural diversity, spanning Andean peaks, rainforest, and vibrant city culture across countries such as Peru, Brazil, and Argentina. It is home to the ancient citadel of Machu Picchu, Rio de Janeiro's Christ the Redeemer, and the thundering Iguazu Falls. For many travellers, the main obstacle to visiting is the upfront cost, which the Bajaj Finance Insta EMI Card helps spread out into manageable instalments.


What are the top places to visit in South America?

South America offers a mix of ancient ruins, natural wonders, and vibrant city culture spread across multiple countries. Here are some of the top places to include in your itinerary:

  • Machu Picchu, Peru: Explore this "Lost City of the Incas," a UNESCO World Heritage Site perched high in the Andes Mountains, reached by train through the dramatic Sacred Valley.
  • Rio de Janeiro, Brazil: See Christ the Redeemer atop Corcovado Mountain, ride the cable car up Sugarloaf Mountain, and relax on Copacabana Beach's golden sands.
  • Iguazu Falls, Brazil and Argentina: Witness this vast waterfall system straddling two countries, including the thundering Devil's Throat, best viewed from both the Brazilian and Argentine sides.
  • Buenos Aires, Argentina: Watch a tango show, explore the historic San Telmo neighbourhood, and soak up the European-style architecture of Argentina's capital.
  • Atacama Desert, Chile: Visit the driest desert on Earth, known for its otherworldly landscapes, geysers, salt flats, and some of the world's clearest night skies.
  • Lake Titicaca, Peru and Bolivia: Visit the world's highest navigable lake, home to the Uros floating islands, built entirely from reeds by their inhabitants.

Price list of the best South America tour packages

South America package prices vary significantly based on how many countries and landmarks your itinerary covers, since flights within the continent can add substantially to the cost. Here is a general idea of what popular packages cost from India.

Tour companyWhy should you choose thisPrice
MakeMyTripShort break packages focused on a single city, such as LimaRs. 1,30,825 per person
MakeMyTripComprehensive packages including Machu Picchu via the Vistadome trainRs. 4,62,743 per person

Disclaimer: Prices are indicative and may vary by season, operator, and inclusions. For the latest and most accurate details, visit the official brand website or a partner store.

 

What should I check before booking a South America tour package?

Before you book, it helps to check a few practical details so your trip goes smoothly. Here is what to keep in mind:

  • Visa requirements: Check the specific visa rules for each country on your itinerary, since Brazil, Peru, and Argentina each have different visa or visa-free arrangements for Indian citizens.
  • Machu Picchu tickets: Book entry tickets to Machu Picchu well in advance, since daily visitor numbers are limited and tickets often sell out months ahead.
  • Best time to visit: Plan for May to September for Machu Picchu's dry season, or November to March if Patagonia or southern Argentina is on your itinerary.
  • Flight routing: Expect a long journey with at least one layover, typically via Europe, the Middle East, or the United States.

What are the advantages of booking a South America holiday tour package on EMI?

Booking your South America holiday on EMI with the Bajaj Finance Insta EMI Card spreads out the cost of your trip. Here are the main advantages:

  • No credit card needed: Use a card loan offer of up to Rs. 3 lakh instead of relying on a credit card.
  • Manageable monthly instalments: Pay for your holiday in smaller amounts instead of the full cost upfront.
  • Flexible repayment periods: Choose a repayment tenure across 3 to 60 months that suits your budget.
  • Digital, fast application: Apply for your card fully online, without physical documentation.

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It gives you a card loan offer of up to Rs. 3 lakh, which you can use to book travel packages, such as your South America holiday, on Easy EMIs. It activates instantly via the Bajaj Finance app or website, with no physical documentation required, and carries a one-time joining fee of Rs. 530.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start booking your preferred South America holiday package easily and affordably.


How do I apply for the Bajaj Finance Insta EMI Card?

  1. Enter your 10-digit mobile number and click on "CHECK OFFER" on this page.
  2. Enter the OTP and submit.
  3. Enter your full name and click on "Yes, Auto-Fetch Details".
  4. Verify your pre-filled personal details and click "CONTINUE".
  5. Check your pre-qualified card loan offer amount and click "CONTINUE".
  6. Review your wallet setup details and verify the OTP.
  7. Complete identity verification by confirming your current residential address.
  8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
  9. After successful payment, view your card details on the Bajaj Finance app.

Note: The process may differ slightly based on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card


How do I book South America tour packages on EMI with the Insta EMI Card?

  1. Apply for the Bajaj Finance Insta EMI Card through the fully digital application process.
  2. Once your card is active, browse South America holiday tour packages on travel websites in the Bajaj Finance EMI Network, such as MakeMyTrip, Goibibo, or EaseMyTrip.
  3. At checkout, select the Insta EMI Card as your payment method.
  4. Choose a repayment tenure across 3 to 60 months that fits your budget.
  5. Provide your Insta EMI Card details to complete the payment.
  6. Once your EMI plan is approved, your South America tour package booking is confirmed.

Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 

Also read: Features and benefits of the Bajaj Finance Insta EMI Card


What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
  • Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card


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Frequently asked questions

How much money you need to travel to South America from India?

Travelling from India to South America involves various costs. Flights typically range from Rs. 50,000 to Rs. 1,00,000 or more. Visa fees for South American countries vary from INR 5,000 to INR 15,000 or higher.

Accommodation costs span Rs. 1,500 to Rs. 6,000 per night, depending on the type chosen. Daily expenses for food and transportation may total around Rs. 2,500 to Rs. 4,000.

For a two-week trip, budget travellers might spend Rs. 1,00,000 to Rs. 2,00,000, while a more luxurious journey could surpass Rs. 3,00,000. Planning wisely considering visa, flight, accommodation, and daily expenses is essential.

Check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your trip better.

How to plan a trip to South America from India on an EMI Card?

Planning a trip to South America from India using the Insta EMI Card involves several steps:

  1. First, visit any one of the many travel websites that are part of the Bajaj Finance EMI Network (for example, MakeMyTrip, Goibibo, EaseMyTrip) offering such packages
  2. Once you have chosen your desired itinerary, select the Insta EMI Card payment option during checkout
  3. Fill in the necessary details and choose your favourable EMI plan
  4. Enter and verify your card details using the OTP
  5. Confirm your order to complete the transaction
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