Shop Luxury Smartwatches on EMI without Credit Card

Purchase the latest smartwatches on Easy EMI with your Insta EMI Card and choose a convenient tenure.
Use your Insta EMI Card to buy smartwatches on No Cost EMIs
2 min read
19 Dec 2025

Smartwatches are not considered a luxury or fashion accessory anymore and have become a significant technology for most of us. Whether communicating with other devices, downloading apps, or tracking fitness data, you can always rely on smartwatches. With so many features, smartwatches are handy for people who are on the go.

Having a smartwatch can give you an edge over others but come with a high-cost tag. Our Insta EMI Card helps you in a similar situation so that you do not fall behind and can easily upgrade. You can buy the most efficient and expensive smartwatch on EMI and repay as per your convenience. This repayment period can be anywhere between 1 month to 60 months.

Things to consider before buying a smartwatch

Consider these factors before buying a smartwatch to get the best model that fits your needs and budget.

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Fitness tracking

You can easily track your fitness goals with the help of a smartwatch. It has apps and sensors to monitor your heartbeat, footsteps, blood oxygen levels, etc. The built-in alarms and alerts can remind you to take care of your health from time to time.

Display

The display's sharpness and functionality are crucial factors to think about. Like smartphones, a display is essential to a smartwatch since it provides access to functions and data.

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Battery Life

To enjoy a hassle-free experience, always prefer a smartwatch with longer battery life so that you are not always wasting time charging it repeatedly.

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Water resistance

Even a drop of water can affect the functioning of your smartwatch, so for safety measures, you should always pick a smartwatch that is water-resistant.

How to get a smartwatch on Easy EMIs

Millions of customers buy their products on EMIs using our Insta EMI Card. The card provides you a pre-approved limit of up to Rs. 3 lakh for online or offline shopping. For instance, if you wish to purchase an expensive smartwatch worth Rs. 50,000, you can simply use the Insta EMI card to make the payment like how you would do with a credit or debit card. Finally, choose the tenure of your convenience.

Buy Products on Easy EMIs

Benefits of the Insta EMI Card

The Insta EMI Card not only helps you convert all your purchases into Easy EMIs but also has other benefits, such as

  • Pre-qualified card loan amount of up to Rs. 3 lakh
  • Zero down payment
  • Lower EMI schemes
  • No foreclosure charges and more

How to get the Insta EMI Card

  1. Click here to open the Insta EMI Card application form.
  2. Submit your details, including your mobile number and date of birth.
  3. Submit the OTP received on your mobile number.
  4. Check your pre-approved limit to proceed further.
  5. Verify and confirm your KYC details.
  6. Pay a one-time joining fee and activate your Insta EMI Card.

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