Bajaj Finance offers two ways to convert your mobile purchase into affordable monthly payments, both available at 1.5 lakh partner stores across 4,000 cities.
| Option | Limit | Key features |
| Bajaj Finance Insta EMI Card | Pre-approved limit up to Rs. 3 lakh | 3 months to 60 months tenure; 1.5 lakh outlets; 1 million eligible products |
| Bajaj Finance Easy EMI Loan | Loan limit up to Rs. 5 lakh | Quick approval; 3 months to 60 months tenure; basic KYC; ideal for higher-value purchases |
How to choose? Choose the Bajaj Finance Insta EMI Card if you regularly buy products across several categories. Choose the Bajaj Finance Easy EMI Loan for a single higher-value purchase.
Get a Bajaj Finance Easy EMI Loan of up to Rs. 5 lakh on your next mobile phone purchase. If you are an existing Bajaj Finance Insta EMI Card holder, you may have a pre-approved loan limit of up to Rs. 3 lakh. Choose repayment tenures of up to 60 months.
Buyer scenario:
Rahul, a delivery executive in Hyderabad, needs the Samsung Galaxy M51 4G (6GB RAM, 128GB storage) for navigation, customer calls, and managing orders throughout his shifts. Its 7,000 mAh battery helps reduce the need for frequent charging.
He considers the following 12-month EMI plan:
- Product price: Rs. 22,999 (reference price)
- Assumed down payment: Rs. 0
- Loan amount: Rs. 22,999
- Repayment tenure: 12 months
- Estimated monthly EMI: Rs. 1,916.58
- Total repayment: Rs. 22,999, assuming no interest or additional charges
Rahul can check his loan eligibility before visiting a Bajaj Finance partner store and confirm whether this older model is available.
The price and EMI figures are estimated examples based on a previously listed price. Actual prices, availability, and EMI amounts will differ in-store depending on offers, eligibility, interest, and applicable charges.