Personal Loan in Malda

A Bajaj Finserv Personal Loan in Malda makes it easy to manage your personal finances with flexibility, speed, and transparency. With up to Rs. 55 lakh, fast approvals, and a paperless process, you can handle any financial requirement confidently.

✅ Check your pre-approved loan offer in Malda with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

High-value financing

Address all your emergency monetary requirements with a personal loan of up to Rs. 55 lakh.

Immediate approval

Avail of a personal loan by fulfilling all the eligibility criteria with instant approval online.

Flexible repayment tenure

Take the help of our personal loan EMI calculator to select a suitable tenure ranging from 12 months to 108 months.

Transparent policy

We bring a completely transparent policy. Repay your personal loan in Malda with no hidden charges.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Malda with just your phone number and OTP – no need to visit the branch.

Minimal documentation

Complete the loan application process with a few documents only, like KYC papers, income proof, etc.

Quick transfer

Be assured to receive your loan amount in your account within 24 hours*.

Manage account online

Track your EMIs, due dates, application status, etc., through our online customer portal.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 650 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.