Pay for healthcare expenses with Personal Loan

With recent advances in medical sciences, most medical issues are no more life-threatening. However, any medical emergency does come with the worry of managing your finances. In most cases, we carry medical insurance but this comes with a lot of exclusions that one finds out only at the time of discharge. A lot of people have started opting for cosmetic procedures (elective care) such as hair treatment and scar removal to maintain their youthful look. There are clinics even in relatively smaller towns, which offer these treatments. However, even for these procedures, the expenses are hefty.

We have created three unique variants of our personal loan to cover for all your healthcare-related expenses. Hereunder is a list of some of the medical expenses and cosmetic procedures that you can pay for using our personal loan.

✅  Check your eligibility for personal loan with phone number and OTP → Apply online in 5 minutes → Receive funds quickly*.

• Diagnostics: For specialised diagnostic scans, you might have to pay a lot of money. A single MRI scan can cost about Rs. 15,000, and in some cases, you may need more than one. There could also be more tests done in the lab.
• Hospitalisation: Insurance doesn’t cover a long list of things, like room upgrades, special meals, visits to the doctor or dietician, and other things.
• Physiotherapy: As part of your care after surgery, you may need to go to a lot of physical therapy sessions. These sessions may require the use of special equipment and cost around Rs. 5,000 each.

• Botox: Botox is most often used to get rid of wrinkles and fine lines on the face.
• Laser resurfacing: Laser resurfacing sends light pulses over and over to the same area of skin. The heat from the laser makes collagen, a protein that keeps skin tight and smooth, grow more.
• Dermal fillers: Most of the time, dermal fillers are used to make wrinkles and fine lines look less noticeable. As we age, our skin gets thinner and more likely to sag and get wrinkles. Fillers help older skin look better and make it look younger and brighter.

• Hair transplants: In hair transplant surgery, hair follicles are taken from one part of the body (the donor site) and moved to another part of the body (the recipient site) that is bald or going bald. Hair transplantation is a way to treat patterns of balding in both men and women.

  
  

These are for illustration purposes only. In fact, you can pay for any healthcare related expenses with a personal loan – without the need to even declare what you are going to use it for.

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

The Bajaj Finserv Flexi Loan facility is a feature that allows you to borrow from your approved sanction freely and repay with ease when you have the extra funds. There are two variants of the Flexi Loan facility:
 

1. Flexi Term Loan

• You can borrow money easily from the loan limit offered to you.
• Interest is charged only on the amount withdrawn.
• EMIs consist of both principal and interest components.
• Each time you withdraw money, the amount in your credit line reduces.

• You can part-prepay the principal sum if you have extra funds. However, your credit line will not be replenished correspondingly.

  
  

2. Flexi Hybrid Term Loan

• You can borrow money easily from the loan limit offered to you.
• Interest is charged only on the amount withdrawn.
• You have the option to pay only interest as EMIs while repaying the principal at the end of the tenor or part-prepaying towards the principal whenever you have extra funds.
• When you withdraw, the amount of available funds reduces accordingly.
• When you prepay the principal amount, funds available in your credit line increase correspondingly.