In India’s fast-growing small car segment, the Maruti Suzuki Swift and Tata Punch are two popular choices among buyers looking for a mix of style, performance, and affordability. Both models have earned trust for their reliability, efficiency, and practicality. While the Swift is known for its sporty design and smooth driving experience, the Punch appeals to those who prefer SUV-like looks and higher ground clearance.
The Maruti Suzuki Swift continues to be a go-to hatchback for young professionals and small families. On the other hand, the Tata Punch combines SUV styling with compact practicality, appealing to those who want a robust design and high safety standards.
If you are planning to buy either of these cars, a car loan from Bajaj Finance can help make your purchase simpler. With up to 100% on-road financing, flexible repayment tenures, and quick approval, you can bring home your new car with ease.
Want to skip the waiting time? Check your pre-approved new car loan offer — you could fast-track your car purchase in just a few clicks.
Key highlights of Maruti Suzuki Swift vs Tata Punch
Key highlights |
Maruti Suzuki Swift |
Tata Punch |
Ex-showroom price (starting at) |
Rs. 5.79 lakh* |
Rs. 5.50 lakh* |
ARAI mileage |
24.8 – 25.75 kmpl (Petrol), 32.85 km/kg (CNG) |
18.9 – 20.9 kmpl (Petrol), 26.99 km/kg (CNG) |
Fuel types |
Petrol / CNG |
Petrol / CNG |
Engine displacement |
1197 cc |
1199 cc |
Transmission types |
Manual / AMT |
Manual / AMT |
Airbags |
Up to 6 |
Up to 6 |
Note: Mileage figures are ARAI-certified and may vary depending on driving conditions. Prices mentioned are ex-showroom, Delhi, and can differ by city and variant.
Planning to buy either of these cars and need funds? With the Bajaj Finserv New Car Loan, you can get up to 100% financing of the car’s on-road price. Check your loan amount eligibility now and find out how much you can borrow.
Engine and transmission
Both cars come equipped with reliable engines designed for city driving and fuel efficiency. The Swift gets Maruti’s proven K-Series engine, while the Punch is powered by Tata’s Revotron petrol engine with a peppy output.
Specification |
Maruti Suzuki Swift |
Tata Punch |
Engine Type |
1.2L K-Series Petrol |
1.2L Revotron Petrol |
Engine Displacement |
1197 cc |
1199 cc |
Maximum Power |
81.58 PS @ 5700 rpm |
88.21 PS @ 6000 rpm |
Maximum Torque |
111.7 Nm @ 4300 rpm |
115 Nm @ 3150–3350 rpm |
Transmission |
5-speed MT / AMT |
5-speed MT / AMT |
Pro Tip: If you prefer smooth acceleration and agile handling, the Swift feels lighter and more responsive. The Punch, however, provides a more planted feel with its SUV-like stance.
Fuel and performance
The Swift offers higher fuel efficiency, particularly in its CNG version, while the Punch balances mileage with stronger low-end performance.
Fuel type |
Maruti Suzuki Swift |
Tata Punch |
Petrol |
24.8 – 25.75 kmpl |
18.9 – 20.9 kmpl |
CNG |
32.85 km/kg |
26.99 km/kg |
Fuel Tank Capacity |
37 litre |
37 litre |
Pro Tip: The Swift is the mileage champion here, perfect for frequent commuters. The Punch, with its robust engine, suits mixed driving conditions including rough terrains.
Dimension and capacity
The Tata Punch stands taller and wider, giving it a stronger SUV feel, while the Swift remains compact and city-friendly.
Dimension |
Maruti Suzuki Swift |
Tata Punch |
Length |
3845 mm |
3827 mm |
Width |
1735 mm |
1742 mm |
Height |
1530 mm |
1615 mm |
Wheelbase |
2450 mm |
2445 mm |
Ground Clearance |
163 mm |
187 mm |
Boot Space |
265 litre |
366 litre |
Kerb Weight |
875 – 905 kg |
1000 – 1035 kg |
Pro Tip: The Punch offers higher ground clearance and boot space, making it ideal for weekend trips, while the Swift’s compact size ensures effortless manoeuvrability in city traffic.
Exterior design
The Maruti Suzuki Swift features a sporty, dynamic design with swept-back headlamps, a floating roofline, and blacked-out pillars. Its bold front grille and alloy wheels enhance its youthful appeal.
The Tata Punch, on the other hand, adopts an SUV-inspired design. It features a split headlamp setup, muscular wheel arches, and dual-tone colour options, giving it a more rugged and adventurous stance.
Pro Tip: The Swift’s sleek design will appeal to style-conscious buyers, while the Punch attracts those looking for a compact SUV with strong road presence.
Interior and cabin space
Both models offer well-designed cabins equipped with comfort features, but they cater to different tastes.
Feature |
Maruti Suzuki Swift |
Tata Punch |
Seating Capacity |
5 |
5 |
Infotainment Display |
7-inch SmartPlay Studio |
7-inch Harman infotainment system |
Rear AC Vents |
No |
Yes |
Boot Space |
265 litre |
366 litre |
Upholstery |
Fabric |
Fabric |
Pro Tip: The Punch provides more rear seat comfort and higher seating, while the Swift’s low driving position offers a sporty feel ideal for daily drives.
Technology and infotainment
Both cars include modern technology suited to urban buyers.
Maruti Suzuki Swift highlights:
- 7-inch SmartPlay touchscreen infotainment
- Suzuki Connect telematics
- 4-speaker + 2-tweeter sound system
- Keyless entry with push-button start
- 60:40 split rear seats
Tata Punch highlights:
- 7-inch Harman infotainment system
- Android Auto and Apple CarPlay (wired)
- Voice commands and customisable themes
- 6-speaker setup (4 speakers + 2 tweeters)
- Multi-drive modes (City & Eco)
Pro Tip: The Punch scores on in-cabin sound quality and driving modes, while the Swift focuses on seamless connectivity and user-friendly tech.
Safety features and ratings
The Tata Punch is one of the safest cars in its class, having received a 5-star Global NCAP rating. The Swift, though lighter, includes essential safety features for everyday driving.
Safety features |
Maruti Suzuki Swift |
Tata Punch |
Airbags |
Up to 6 |
Up to 6 |
ABS with EBD |
Yes |
Yes |
Hill Start Assist Control |
Yes |
Yes |
Rear Parking Camera |
Yes |
Yes |
ISOFIX Child Seat Mounts |
Yes |
Yes |
Tyre Pressure Monitoring System (TPMS) |
No |
Yes |
Global NCAP Rating (Adult) |
2 Star |
5 Star |
Global NCAP Rating (Child) |
2 Star |
4 Star |
Pro Tip: The Tata Punch takes the lead in safety, thanks to its strong build and 5-star rating. The Swift remains a safe daily commuter with advanced features in higher variants.
Comfort and convenience
Both vehicles offer multiple convenience features to enhance everyday usability.
Common highlights:
- Automatic climate control
- Electrically adjustable ORVMs
- Keyless entry
- Cruise control (select variants)
- Steering-mounted controls
Exclusive to Swift:
- SmartPlay Pro+ system
- Wireless charger
- Better fuel economy
Exclusive to Punch:
- Rear AC vents
- Multi-drive modes
- Higher ground clearance
Pro Tip: The Punch offers SUV-like comfort with practical features, while the Swift ensures a premium hatchback experience focused on convenience and efficiency.
When financing your dream car, the Bajaj Finserv New Car Loan provides a convenient and affordable way to own it. Enjoy flexible repayment tenures, competitive car loan interest rates, and minimal paperwork.
Planning to buy either of these cars and need funds? With the Bajaj Finserv New Car Loan, you can get up to 100% financing of the car’s on-road price. Check your loan amount eligibility now and find out how much you can borrow.
Why choose Bajaj Mall for your car purchase
Finding and financing your next car is easy with Bajaj Mall. You can explore both the Maruti Suzuki Swift and Tata Punch, compare specifications, and choose the right model as per your budget.
Once you have selected your preferred car, the Bajaj Finserv New Car Loan makes the purchase even smoother. It offers:
- Up to 100% on-road price financing
- Attractive car loan interest rates
- Flexible tenures up to 96 months
- Quick approval with minimal documentation
You can also plan your repayments using the car loan EMI calculator to estimate your monthly instalments.
Whether you are drawn to the Swift’s sportiness or the Punch’s rugged charm, Bajaj Mall makes the buying process hassle-free.
Why wait? Check your pre-approved new car loan offer and bring your desired car home without delay.
