In India’s fast-growing small car segment, the Maruti Suzuki Swift and Tata Punch are two popular choices among buyers looking for a mix of style, performance, and affordability. Both models have earned trust for their reliability, efficiency, and practicality. While the Swift is known for its sporty design and smooth driving experience, the Punch appeals to those who prefer SUV-like looks and higher ground clearance.
The Maruti Suzuki Swift continues to be a go-to hatchback for young professionals and small families. On the other hand, the Tata Punch combines SUV styling with compact practicality, appealing to those who want a robust design and high safety standards.
If you are planning to buy either of these cars, a car loan from Bajaj Finance can help make your purchase simpler. With up to 100% on-road financing, flexible repayment tenures, and quick approval, you can bring home your new car with ease.
Want to skip the waiting time? Check your pre-approved new car loan offer — you could fast-track your car purchase in just a few clicks.
Key highlights of Maruti Suzuki Swift vs Tata Punch
Key highlights |
Maruti Suzuki Swift |
Tata Punch |
Ex-showroom price (starting at) |
Rs. 5.79 lakh* |
Rs. 5.60 lakh* |
ARAI mileage |
24.8 – 25.75 kmpl (Petrol), 32.85 km/kg (CNG) |
18.9 – 20.9 kmpl (Petrol), 26.99 km/kg (CNG) |
Fuel types |
Petrol / CNG |
Petrol / CNG |
Engine displacement |
1197 cc |
1199 cc |
Transmission types |
Manual / AMT |
Manual / AMT |
Airbags |
Up to 6 |
6 (standard) |
Note: Mileage figures are ARAI-certified and may vary depending on driving conditions. Prices mentioned are ex-showroom, Delhi, and can differ by city and variant.
Planning to buy either of these cars and need funds? With the Bajaj Finserv New Car Loan, you can get up to 100% financing of the car’s on-road price. Check your loan amount eligibility now and find out how much you can borrow.
Engine and transmission
Both cars come equipped with reliable engines designed for city efficiency. The Swift uses Maruti’s Z-Series 3-cylinder engine, prioritising fuel economy. The Punch, however, offers more versatility with its Revotron unit and a high-performance 1.2L Turbocharged engine for those seeking more power.
Specification |
Maruti Suzuki Swift |
Tata Punch |
Engine Type |
1.2L Z-Series Petrol |
1.2L Revotron / 1.2L Turbo Petrol |
Engine Displacement |
1197 cc |
1199 cc |
Maximum Power |
82 PS @ 5700 rpm |
88 PS / 120 PS |
Maximum Torque |
112 Nm @ 4300 rpm |
115 Nm / 170 Nm |
Transmission |
5-speed MT / AMT |
5 & 6-speed MT / AMT |
Pro Tip: If you prefer feather-light handling and segment-leading fuel efficiency, the Swift is the go-to choice. However, if you want a more commanding, planted feel with a significantly more powerful engine option, the Punch Turbo is the winner.
Fuel and performance
The Swift offers higher fuel efficiency, particularly in its CNG version, while the Punch balances mileage with stronger low-end performance.
Fuel type |
Maruti Suzuki Swift |
Tata Punch |
Petrol |
24.8 – 25.75 kmpl |
18.9 – 20.9 kmpl |
CNG |
32.85 km/kg |
26.99 km/kg |
Fuel Tank Capacity |
37 litre |
37 litre |
Pro Tip: The Swift is the mileage champion here, perfect for frequent commuters. The Punch, with its robust engine, suits mixed driving conditions including rough terrains.
Dimension and capacity
The Tata Punch stands taller and wider, offering a genuine SUV experience, while the Swift remains a low-slung, sporty hatchback. The Punch facelift has further increased its ground clearance to a massive 193 mm.
Dimension |
Maruti Suzuki Swift |
Tata Punch |
Length |
3860 mm |
3876 mm |
Width |
1735 mm |
1742 mm |
Height |
1520 mm |
1615 mm |
Wheelbase |
2450 mm |
2445 mm |
Ground Clearance |
163 mm |
193 mm |
Boot Space |
265 litres |
366 litres |
Kerb Weight |
920 – 925 kg |
1030 – 1143 kg |
Pro Tip: The Punch offers a much larger boot and high ground clearance, making it ideal for road trips and rough patches. The Swift’s compact height and tight turning radius make it an urban specialist for squeezing into small parking spots.
Exterior design
The Maruti Suzuki Swift features a sleek, aerodynamic design with a "wrap-around" glass look, a bold piano-black grille, and LED tail lamps. It looks youthful and sporty, staying true to its hatchback heritage.
The Tata Punch adopts a rugged SUV-inspired design. The 2026 facelift brings a more premium LED light signature, R16 diamond-cut alloy wheels, and a shark fin antenna. Its high stance and muscular wheel arches give it a dominant road presence that hatchbacks simply cannot match.
Pro Tip: Choose the Swift for its timeless, sporty aesthetic. Pick the Punch if you want an adventurous "mini-Harrier" look with a tough build.
Interior and cabin space
Both cabins have moved upscale, but they cater to different ergonomics.
Feature |
Maruti Suzuki Swift |
Tata Punch |
Seating Capacity |
5 |
5 |
Infotainment Display |
9-inch SmartPlay Pro+ |
10.24-inch HD Touchscreen |
Rear AC Vents |
Yes |
Yes |
Boot Space |
265 litres |
366 litres |
Upholstery |
Fabric |
Fabric / Leatherette |
Pro Tip: The Punch provides a "commanding" view of the road with higher seating, while the Swift offers a "cockpit-like" low driving position that feels more driver-centric.
Technology and infotainment
Maruti Suzuki Swift highlights:
- 9-inch HD touchscreen with wireless connectivity.
- Suzuki Connect with 40+ features.
- Wireless phone charger.
- Rear fast-charging USB ports.
Tata Punch highlights:
- 10.24-inch Ultra View HD touchscreen (largest in segment).
- 7-inch HD digital instrument cluster.
- 360-degree surround-view camera with Blind Spot Monitor.
- Wireless Android Auto and Apple CarPlay.
Pro Tip: While the Swift offers great connectivity, the Punch leads on display size and safety tech, including the 360-degree camera.
Safety features and ratings
The Tata Punch is one of the safest cars in its class, having received a 5-star Global NCAP rating. The Swift, though lighter, includes essential safety features for everyday driving.
Safety features |
Maruti Suzuki Swift |
Tata Punch |
Airbags |
6 |
6 |
ABS with EBD |
Yes |
Yes |
Hill Start Assist Control |
Yes |
Yes |
Rear Parking Camera |
Yes |
Yes |
ISOFIX Child Seat Mounts |
Yes |
Yes |
Tyre Pressure Monitoring System (TPMS) |
No |
Yes |
Global NCAP Rating (Adult) |
2 Star |
5 Star |
Global NCAP Rating (Child) |
2 Star |
5 Star |
Pro Tip: The Tata Punch takes the lead in safety, thanks to its strong build and 5-star rating. The Swift remains a safe daily commuter with advanced features in higher variants.
Comfort and convenience
Both vehicles offer multiple convenience features to enhance everyday usability.
Common highlights:
- Automatic climate control and Cruise control
- Electrically adjustable and folding ORVMs
- Push-button start/stop
- Steering-mounted controls
Exclusive to Swift:
- Slightly better cabin insulation at low speeds.
- Industry-leading fuel economy figures.
Exclusive to Punch:
- 90-degree door opening for the easiest entry/exit.
- Voice-assisted sunroof and Rain-sensing wipers.
- 5-star Bharat NCAP safety rating for total peace of mind.
Pro Tip: The Punch offers superior utility and safety credentials, while the Swift ensures a premium, low-maintenance experience with exceptional fuel savings.
When financing your dream car, the Bajaj Finserv New Car Loan provides a convenient and affordable way to own it. Enjoy flexible repayment tenures, competitive car loan interest rates, and minimal paperwork.
Planning to buy either of these cars and need funds? With the Bajaj Finserv New Car Loan, you can get up to 100% financing of the car’s on-road price. Check your loan amount eligibility now and find out how much you can borrow.
Why choose Bajaj Mall for your car purchase
Finding and financing your next car is easy with Bajaj Mall. You can explore both the Maruti Suzuki Swift and Tata Punch, compare specifications, and choose the right model as per your budget.
Once you have selected your preferred car, the Bajaj Finserv New Car Loan makes the purchase even smoother. It offers:
- Up to 100% on-road price financing
- Attractive car loan interest rates
- Flexible tenures up to 96 months
- Quick approval with minimal documentation
You can also plan your repayments using the car loan EMI calculator to estimate your monthly instalments.
Whether you are drawn to the Swift’s sportiness or the Punch’s rugged charm, Bajaj Mall makes the buying process hassle-free.
Why wait? Check your pre-approved new car loan offer and bring your desired car home without delay.
