We all want to alter little things in our homes and make them better. As kids get older, they may also have different needs for their rooms and style. With more money, it is easy to cover these kinds of costs.
With nice interiors, you can live in style and feel at home. Make small changes, paint the walls, or add beautiful things like chandeliers, marble decor, and more to your home to make it feel cosier. Use our loan against property to get the money you need to make changes to your home.
It is easy to transform your apartment into a luxurious home by adding trendy furniture, upholstered pieces, and decorative lighting. With a range of options available, you can splurge on lavish furnishings without putting a dent in your savings.
Every few years, your house might need much work. For important repairs, you might need to work with civil contractors, architects, or other experts. Depending on how large the house is, these fixes could cost anywhere from one lakh to ten lakh or more.
Frequently asked questions
If you are a salaried individual, you can apply for a loan against property, if you meet our eligibility criteria. Your age, employment status and city of residence are some of the key criteria taken into consideration.
A salaried Indian citizen between the age group of 25 years to 85 years, years is eligible to apply. Other factors like your income profile, your CIBIL Score, etc. are also considered during the approval process.
*Terms and conditions apply.
Loan against property is a secured loan in which you mortgage your property to a lender in exchange for an amount to cover your expenses. Several factors influence the final loan amount, including the individual's profile and repayment capacity, the property's valuation, and the lender's loan-to-value ratio.
You can repay the borrowed sum over a convenient repayment tenure of up to 15 years.
The CIBIL Score is an important indicator of your creditworthiness. To get a loan against property, it is preferable to maintain a CIBIL Score of 700 or higher.