Book Lima Tour Packages on EMIs Without a Credit Card

Dreaming of Lima's colonial streets and Pacific Ocean views but do not own a credit card? The Insta EMI Card lets you book tour packages worth up to Rs. 3 lakh and repay in easy instalments.

• A pre-qualified card loan offer of up to Rs. 3 lakh for tour packages and travel bookings.
• Repayment tenures across 3 to 60 months to match your monthly budget.
• Zero down payment offers on select tour packages during festive seasons.
• A one-time joining fee of Rs. 530, with zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility using your mobile number and OTP, and start planning your Lima holiday the same day.

Lima is Peru's capital city, sitting on the Pacific coast and known for colonial architecture, a rich cultural mix, and a globally recognised food scene. Its historic centre blends centuries-old buildings with clifftop neighbourhoods overlooking the ocean.

Many Indian travellers combine Lima with wider stops in Peru, such as Cusco and Machu Picchu. Return flights from India typically cost between Rs. 80,000 and Rs. 1,50,000 per person, depending on the season and route.

Choosing the right package depends on your budget, travel dates, and how much of Peru you want to see beyond Lima. Keep these points in mind before you book:

• Visa requirements: Indian passport holders need a Peru tourist visa in advance, unless they hold a valid US, UK, Canada, Australia, or Schengen visa.
• Best travel season: The dry months from May to September offer the most comfortable weather for sightseeing.
• Inclusions: Check whether the package includes flights, visas, meals, and local transport, or charges them separately.
• Extensions: Decide whether you want to add Cusco, Machu Picchu, or the Sacred Valley to your Lima trip.
• Food preferences: Food lovers regard Lima as a culinary capital, so check whether your package includes food tours or vegetarian options.

A trip to Lima can be a significant expense, especially once you add up flights, hotels, and a wider Peru itinerary. Here is why paying on EMIs makes sense:

• Budget-friendly payments: Spread the cost of your package across 3 to 60 months instead of paying the full amount upfront.
• No credit card needed: Book your Lima holiday on EMI without a credit card, using your pre-qualified card loan instead.
• Predictable monthly outflow: Know exactly what you owe each month, so it is easier to plan around your other travel costs.
• No need to delay your trip: Book your holiday today and repay gradually, instead of waiting to save up the full amount.

Applying for the card takes just a few minutes and needs no physical paperwork. Follow these steps:

1. Enter your 10-digit mobile number and click on "CHECK OFFER" on this page.
2. Enter the OTP and submit.
3. Enter your full name and click on "Yes, Auto-Fetch Details."
4. Verify your pre-filled personal details and click "CONTINUE."
5. Check your pre-qualified card loan offer amount and click "CONTINUE."
6. Review your wallet setup details and verify the OTP.
7. Complete identity verification by confirming your current residential address.
8. Pay the one-time joining fee of Rs. 530 (inclusive of applicable taxes).
9. After successful payment, view your card details on the Bajaj Finance app.

The process may differ slightly depending on whether you are a new or existing Bajaj Finance customer.

Also read: How to apply for the Insta EMI Card

You can book your Lima holiday using the Insta EMI Card in a few simple steps, whether you book through a travel agent or online. Follow these steps:

1. Choose your Lima tour package and travel dates.
2. At checkout or at the travel agency, select the Bajaj Finance Easy EMI option.
3. Share your registered mobile number and Insta EMI Card details.
4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget.
5. Confirm using the OTP sent to your registered mobile number.
6. Booking confirmed. Start planning your itinerary for Lima.

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, so you can plan your trip better.

Both options let you pay in instalments, but they work quite differently. Here is a quick comparison to help you decide:

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

Also read: Features and benefits of the Bajaj Finance Insta EMI Card

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

• Nationality: Indian Citizen.
• Age: 21 years to 70 years.
• Credit score: A healthy credit score per Bajaj Finance policies.
• Income: A steady, regular source of income.
• Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
• Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card

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