Published Sep 29, 2025 3 min read

Lakshmi Puja is a special occasion celebrated with devotion to invite wealth, prosperity, and happiness into homes. In 2025, observing the correct Muhurat and chanting the right mantras can make the celebrations more meaningful. This festive period is also considered an auspicious time to upgrade your home with electronics and appliances. Whether it is bringing home a new air conditioner to stay cool, a refrigerator to keep your food fresh, or a smart appliance to make daily chores easier, careful planning ensures both spiritual and practical benefits. Smart financing options now allow families to enjoy these upgrades without financial stress, making the celebrations more joyful and convenient.


You can now bring home a wide range of electronics and home appliances without exhausting your savings. Visit any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India to choose your preferred model. Use the Easy EMI Loan of up to Rs. 5 lakh to fund your purchase and convert the cost into Easy EMIs that suit your monthly budget. With zero down payment available on select models, you can take your favourite products home without any upfront payment. Check your loan eligibility online in minutes to know exactly what you can afford before stepping into the store.

Significance of Lakshmi Puja during Diwali

Lakshmi Puja is one of the most important rituals during Diwali, celebrated to invite Goddess Lakshmi, the deity of wealth and prosperity, into homes. It is believed that performing the Puja with devotion brings financial stability, happiness, and success to the family. Traditionally, homes are cleaned, decorated with lamps, and offerings of sweets and fruits are made to create a positive and inviting atmosphere.


Beyond its spiritual significance, Diwali is also an ideal time to upgrade your home with essential electronics and appliances, combining festive joy with practical benefits. From energy-efficient air conditioners to modern kitchen appliances, making purchases during this period can enhance comfort and convenience. 


You can now make your purchase even more affordable with the Maha Bachat Calculator. Bring down the cost of electronics and appliances by combining brand discounts, dealer offers, and EMI deals—all in one place. Calculate your extra savings instantly and shop smarter today.

Puja Muhurat and rituals for wealth and prosperity

Lakshmi Puja Muhurat is considered highly auspicious for invoking Goddess Lakshmi, ensuring wealth, prosperity, and overall well-being in the household.


  • Cleaning the home: Thoroughly clean and decorate your home to invite positive energy. Complete this before the Muhurat begins.
  • Setting up the altar: Place the idol or image of Goddess Lakshmi on a clean, decorated platform. Use flowers, lamps, and rangoli for decoration.
  • Lighting diyas: Light oil lamps around the home and near the altar. Start at the Muhurat time for maximum effect.
  • Offering sweets and fruits: Prepare fresh sweets, fruits, and offerings for the Puja. Place them neatly on the altar before the Puja starts.
  • Chanting mantras: Recite Lakshmi mantras and prayers during the Puja. Maintain devotion and focus throughout the ritual.
  • Aarti and closing: Conclude with aarti and distribute prasad to family members. Perform in the evening or during the auspicious Muhurat.

Performing these rituals correctly is believed to attract wealth and create a positive environment. You can also enhance your Diwali celebrations by upgrading home appliances and electronics, making daily life more comfortable and convenient. Learn more about Diwali rituals to ensure a fulfilling and prosperous celebration.

Step-by-step Lakshmi Puja Vidhi

Start by cleaning your home and the Puja area thoroughly. Arrange flowers, rangoli, and lamps to create a sacred and inviting space. Next, set up the altar by placing the idol or image of Goddess Lakshmi along with Lord Ganesha on a clean platform. Decorate it with fresh flowers, sweets, and fruits.


Key steps to follow during the Puja:

  • Light oil lamps and incense sticks around the altar to purify the surroundings.
  • Recite Lakshmi mantras and prayers with focus and devotion.
  • Perform the aarti and distribute prasad to family members and guests.

Completing the Puja with care ensures a meaningful and spiritually fulfilling celebration. You can also enhance the festive experience by upgrading your home with electronics and appliances. Explore more about Diwali celebrations in India to learn traditions from different regions and make your Puja truly special.

Make your home festival-ready for Lakshmi Puja with new home appliances

Festive occasions like Lakshmi Puja are considered the best time to buy home appliances. Families often upgrade essentials to bring prosperity and convenience while taking advantage of offers and auspicious timings.


Home appliances to consider during the festive season:

  • Air conditioner: An air conditioner helps maintain a comfortable indoor temperature during hot days, reduces humidity, and can help lower electricity bills with energy-efficient models.
  • Refrigerator: A refrigerator ensures that your food stays fresh for longer, reduces wastage, and allows you to store a variety of groceries and beverages conveniently.
  • Washing machine: A washing machine saves time and effort by handling laundry efficiently, ensuring clothes are cleaned thoroughly while simplifying daily household chores.
  • Television: A television provides entertainment for the whole family, enabling you to watch movies, shows, and live events together, making festive moments more enjoyable.
  • Microwave oven: A microwave oven offers quick and convenient cooking or reheating, helping you prepare meals faster, especially during festive gatherings or busy days.
  • Water heater: A water heater ensures hot water is available for bathing and other needs, adding comfort during colder months or early morning routines.
  • Juicer / Mixer grinder: A juicer or mixer grinder allows you to prepare healthy beverages, chutneys, and pastes efficiently, supporting a modern and convenient kitchen setup.
  • Dishwasher: A dishwasher saves time and effort in cleaning utensils, especially after festive feasts, ensuring hygiene while reducing manual labour.
  • Inverter / Inverter battery: An inverter with a battery provides reliable power backup during electricity outages, ensuring uninterrupted use of essential appliances.
  • Smart appliances: Smart appliances, such as sensor-enabled devices and automated home tools, make daily tasks easier and help create a tech-friendly, efficient home environment.
  • Toaster grill: A toaster grill allows quick preparation of snacks and breakfast items, saving time while ensuring convenient and tasty meals.
  • Water purifier / softener: A water purifier or softener ensures access to clean and safe drinking water, supporting health and well-being for the entire family.

Visit any of Bajaj Finserv’s 1.5 lakh partner stores across India to choose your favourite appliances. Use the Easy EMI Loan of up to Rs. 5 lakh to convert the cost into manageable monthly payments. With zero down payment on select models, you can take your preferred products home immediately.

Get electronics and appliances on Easy EMIs with Bajaj Finserv

Upgrading your home with the latest electronics and appliances is now easier and more affordable with Bajaj Finserv’s flexible financing options. You can also maximise your savings by using the Maha Bachat Savings Calculator—a smart tool that combines brand offers, dealer offers, and EMI offers, all in one place, helping you lower the overall cost while still paying in small, bite-sized instalments. Follow these steps to get started:

  • Explore products on Bajaj Mall: Browse a wide range of electronics and appliances from trusted brands. Compare features like energy ratings, storage capacity, performance settings, and design to choose the right product for your home.
  • Visit a partner store: Once you shortlist a model, step into any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India. See the product in person, talk to experts, and make a confident decision.
  • Choose the Easy EMI Loan option: At checkout, select the Bajaj Finserv Easy EMI Loan. Avail financing of up to Rs. 5 lakh and split the cost into convenient monthly instalments. Some products also come with a zero down payment option.
  • Check your loan eligibility online: Plan better by checking your loan eligibility in minutes. Simply enter your mobile number and OTP to know your pre-approved limit.
  • Use the EMI Network Card for purchases up to Rs. 3 lakh: Already own the Bajaj Finserv EMI Network Card? Use it for instant, paperless checkout and convert your purchases of up to Rs. 3 lakh into Easy EMIs.

Frequently asked questions

What is the exact date and muhurat for Lakshmi Puja 2025?

Lakshmi Puja in 2025 will be on Tuesday, October 21, 2025, which is the main day of Diwali. The most auspicious muhurat for the puja falls during Pradosh Kaal, the evening period, on October 21st. 

What items are required for Lakshmi Puja at home?

For Lakshmi Puja at home, you will need an idol or image of Goddess Lakshmi and Lord Ganesha, diyas, incense sticks, flowers, fruits, sweets, water, and Puja thali essentials to perform rituals correctly.

Which mantras should be chanted during Lakshmi Puja?

During Lakshmi Puja, chant mantras like “Om Shreem Maha Lakshmiyei Namah” and other Lakshmi stotras. These mantras are believed to invite prosperity, wealth, and happiness into the household.

Why is Lakshmi Puja performed on Diwali?

Lakshmi Puja is performed on Diwali as it is considered the most auspicious day to invite Goddess Lakshmi into homes. The Puja symbolizes wealth, prosperity, and spiritual well-being for the entire family.

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