Published Sep 17, 2025 . 4 Min Read

Diwali, or Deepavali, is one of India’s most cherished festivals, celebrated with grandeur and joy across the country. While its core essence—victory of light over darkness, good over evil—remains the same, the customs, stories, and rituals vary from one region to another.

From lighting up homes and temples in North India to performing early morning rituals in the South, and from celebrating Kali Puja in the East to vibrant markets and farals in the West, Diwali reflects India’s diversity like no other festival.
 

Lately, Diwali has evolved into a season for home renovations, kitchen upgrades, gifting, and travel plans. Thanks to Easy EMIs from Bajaj Finserv, turning these festive wishes into reality is now more affordable and hassle-free. Simply check your loan eligibility in a few easy steps and enjoy a stress-free festive season with flexible repayment options tailored to your needs.

Why Diwali is celebrated differently across India

Although Diwali is widely celebrated across India, the reasons and rituals behind it differ by region. In North India, the festival marks the return of Lord Rama to Ayodhya after defeating Ravana. Homes are lit with diyas, and fireworks fill the skies. In South India, Deepavali (as it’s locally called) is associated with the slaying of the demon Narakasura by Lord Krishna. The day begins with an oil bath before sunrise, followed by sweets and crackers.

In Eastern states, especially West Bengal and Odisha, the focus shifts to the worship of Goddess Kali during Kali Puja, while Western India blends Laxmi Puja with Diwali and celebrates it as the start of a new year, particularly in Gujarat. From story to celebration, the variation is fascinating. Whether you're decorating your home or preparing for festive feasts, Bajaj Finserv’s Easy EMIs help you make every aspect of Diwali more special and accessible.

How North, South, East, and West India celebrate Diwali

North India

Cities like Ayodhya, Varanasi, Amritsar, and Jaipur go all out during Diwali. In Ayodhya, Deepotsav lights up the city with lakhs of diyas. Dev Deepawali in Varanasi, held fifteen days after Diwali, turns the ghats into a glowing wonder. Amritsar’s Golden Temple looks magical when lit, and Jaipur’s markets dazzle with colourful lights and shopping buzz.

South India

In states like Tamil Nadu, Karnataka, and Kerala, Deepavali is usually celebrated a day earlier than in the North. Rituals begin at dawn with an oil bath, followed by wearing new clothes, lighting crackers, and enjoying regional sweets like adhirasam and murukku.

Thinking of upgrading your kitchen appliances or fridge before the sweets preparation begins? Bajaj Finserv’s Easy EMIs make it effortless.

East India

In Kolkata and parts of Odisha and Bihar, Kali Puja coincides with Diwali. Devotees worship the fierce form of Goddess Durga with offerings and chants. Streets are adorned with rangolis and candles, and families gather for Bhai Dooj, honouring sibling bonds.

Whether you’re shopping for traditional attire or setting up your home for puja, Easy EMIs help you spread the cost smartly.

West India

In Maharashtra, Diwali involves five days of celebration—starting with Vasu Baras and ending with Bhai Dooj. People prepare faral (a platter of traditional snacks) and perform Laxmi Puja. In Goa, Diwali begins with the burning of Narkasura effigies, while Gujarat welcomes the new year with fireworks and Rangoli competitions. Cities like Pune and Ahmedabad are known for vibrant local markets.
 

Planning to buy home décor, lights, or electronics? Turn those purchases into manageable payments with Bajaj Finserv.

Traditional foods and sweets that make Diwali special

Food is at the heart of every Indian celebration, and Diwali is no exception. Every region has its signature festive delicacies. In the North, laddoos, kaju katli, and mathri are prepared in large batches. In the South, people enjoy sweets like mysore pak, adhirasam, and savoury murukku.

Maharashtra’s faral includes sweet treats like anarse and savouries like chakli, while Bengal’s roshogolla and sandesh add a touch of Eastern sweetness. To make your festive cooking easier, this is a great time to upgrade your fridge or oven; or invest in a new mixer-grinder. With Bajaj Finserv’s Easy EMI options, you can equip your kitchen without straining your Diwali budget. Check out the latest offers now and start shopping smart.

Gifting, shopping, and decorating for the festival of lights - Diwali 2025

Shopping is a key part of Diwali prep—be it for home décor, gifts, new clothes, or even gold and electronics. Across cities like Ahmedabad, Jaipur, Pune, and Bangalore, markets come alive with festive buzz. Today’s gifting trends include smartwatches, kitchen gadgets, furniture, and even travel experiences. Whether you're gifting loved ones or upgrading your home, there's something for everyone. Check out the latest offers and make your Diwali shopping easy and joyful.

Upgrading your home with the latest electronics and appliances is now easier and more affordable with Bajaj Finserv’s flexible financing options. You can also maximize your savings by using the Mahabachat Savings Calculator—a smart tool that combines brand offers, dealer offers, and EMI offers, all in one place, helping you lower the overall cost while still paying in small, bite-sized instalments. Follow these steps to get started:

  • Explore products on Bajaj Mall: Browse a wide range of electronics and appliances from trusted brands. Compare features like energy ratings, storage capacity, performance settings, and design to choose the right product for your home.
  • Visit a partner store: Once you shortlist a model, step into any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India. See the product in person, talk to experts, and make a confident decision.
  • Choose the Easy EMI Loan option: At checkout, select the Bajaj Finserv Easy EMI Loan. Avail financing of up to Rs. 5 lakh and split the cost into convenient monthly instalments. Some products also come with a zero down payment option.
  • Check your loan eligibility online: Plan better by checking your loan eligibility in minutes. Simply enter your mobile number and OTP to know your pre-approved limit.
  • Use the EMI Network Card for purchases up to Rs. 3 lakh: Already own the Bajaj Finserv EMI Network Card? Use it for instant, paperless checkout and convert your purchases of up to Rs. 3 lakh into Easy EMIs.
     

Celebrate Diwali your way – Modern traditions with meaning

There’s no one way to celebrate Diwali. Some enjoy traditional rituals at home, others use the holiday to travel or reconnect with family. Many people now focus on sustainable celebrations, investing in LED lights, eco-friendly décor, or choosing experiences over things.

Modern celebrations often include upgrading homes, gifting smart gadgets, or even investing in new furniture and appliances. These are meaningful improvements that last well beyond the festival.

Thanks to Bajaj Finserv, you can plan these upgrades smartly—with Easy EMIs across thousands of partner stores, you can make this Diwali brighter, more beautiful, and well within your budget.

FAQs

Where is the biggest Diwali celebration in India?

Varanasi hosts one of the biggest Diwali celebrations in India, especially during Dev Deepawali, when the ghats along the Ganges are lit with thousands of diyas. The city comes alive with spiritual rituals, fireworks, and cultural events, attracting thousands of visitors from across the country and abroad.

How many festivals are celebrated across India?

India celebrates over 30 major festivals across various religions, regions, and communities. These include Diwali, Holi, Eid, Christmas, Pongal, Baisakhi, Navratri, and many others. Every state has its own set of unique festivals, making India one of the most culturally diverse countries in the world.

How is Diwali related to in different states?

Diwali holds different meanings across India. In North India, it marks Lord Rama’s return to Ayodhya. In the South, it celebrates Krishna’s victory over Narakasura. In West Bengal, it coincides with Kali Puja. Each state follows unique customs, rituals, and festive foods that reflect local traditions.

Which state in India does not celebrate Diwali?

Most Indian states celebrate Diwali, but it is less prominent in Nagaland and some North-Eastern regions where Christian communities form the majority. However, even in these areas, Diwali may be observed by Hindu families or through community events in urban centers.

Show More Show Less

Bajaj Finserv App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialized tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (BAJAJ FINANCE) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same. 

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more