Published Sep 15, 2025 4 min read

Diwali rituals hold a special place in every household, bringing together traditions of light, devotion, and celebration. From Lakshmi Puja to decorating homes with diyas and rangoli, each ritual carries meaning and joy. Families gather to honour prosperity, exchange gifts, and prepare festive feasts. The festival is also a time when many choose to upgrade their homes with new appliances and electronics. Just as the rituals add brightness to life, modern upgrades make everyday living more convenient and enjoyable during this festive season.


To make these upgrades easier, you can get a wide range of electronics and appliances without exhausting your savings. Visit any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India and choose your preferred product model. With an Easy EMI Loan of up to Rs. 5 lakh, you can convert the cost into Easy EMIs that fit your monthly budget. On select models, you can enjoy zero down payment and take your chosen product home without any upfront expense. You can even check your loan eligibility online in minutes, giving you clarity before you step into the store.

Lakshmi Puja Vidhi- Step-by-step rituals for Diwali

Lakshmi Puja is the highlight of Diwali, performed to invite prosperity and happiness into the home. Here is a simple step-by-step vidhi you can follow:


  • Clean the home: Purify your space by cleaning thoroughly and decorating with rangoli and diyas.
  • Set up the altar: Place idols of Goddess Lakshmi and Lord Ganesha on a clean cloth with flowers, fruits, and sweets.
  • Offer prayers: Light incense sticks and diyas, chant mantras, and offer fresh flowers.
  • Perform the Puja: Apply kumkum and haldi, and place coins or valuables as a symbol of wealth.
  • Distribute prasad: Share the offerings with family and guests.

This ritual is also when families often bring home essentials. For example, an LG fridge helps preserve festive sweets and drinks while symbolising abundance and freshness.


You can now make your purchase even more affordable with the Maha Bachat Calculator. Bring down the cost of electronics and appliances by combining brand discounts, dealer offers, and EMI deals—all in one place. Calculate your extra savings instantly and shop smarter today.

Must-have items for Diwali pooja and decoration

Diwali celebrations feel complete only when the home is beautifully decorated and the pooja space is set with devotion. Essential items include clay diyas, candles, rangoli colours, fresh flowers, incense sticks, and traditional puja thalis. Torans or decorative hangings at the entrance add a festive touch, while string lights brighten every corner of the house. For the puja, idols or pictures of Goddess Lakshmi and Lord Ganesha, along with coins, sweets, and holy water, form the core of the ritual setup.


To elevate your celebrations further, you can also enjoy a richer festive atmosphere with an OLED TV. Its crystal-clear visuals and vibrant colours make it ideal for watching Diwali specials, family movies, or even live festive programmes together.

Regional rituals that make Diwali unique

Diwali may be celebrated across India, but the rituals differ from region to region, adding richness to the festival. Some unique traditions include:

  • North India: Families worship Goddess Lakshmi and Lord Ganesha, followed by bursting firecrackers and exchanging sweets.
  • West India: In Gujarat, Diwali also marks the New Year, celebrated with special feasts and community gatherings.
  • South India: Homes are decorated with oil lamps, and Naraka Chaturdashi is observed to symbolise the victory of good over evil.
  • East India: In Bengal, the festival is dedicated to Goddess Kali, with elaborate rituals and night-long prayers.

Each region’s practices remind us that Diwali is about unity in diversity. Families also enjoy gifting modern essentials. A thoughtful idea could be Samsung smartwatches, perfect for blending tradition with technology during the festive season.

Creating a sacred space- Upgrade your home with essential appliances

A clean and well-organised home is central to Diwali rituals, as it is believed that Goddess Lakshmi blesses spaces that are bright and welcoming. Along with traditional decorations like rangoli and diyas, you can enhance your festive environment with essential home upgrades:

  • Keep your kitchen ready: Invest in modern kitchen appliances that save time and make festive cooking effortless.
  • Simplify daily chores: Choose kitchen home appliances such as microwaves, dishwashers, and mixers that help you prepare and serve meals faster.
  • Upgrade living spaces: From refrigerators to air purifiers, explore home appliances that create a fresh, sacred atmosphere for rituals.

These upgrades not only add convenience but also reflect the spirit of renewal that Diwali stands for—making your home a true sanctuary of positivity.


You can also explore the latest offers on a wide range of electronics and home appliances, making sure you get the best deal on every purchase.

Get your appliances on Easy EMIs with Bajaj Finserv

Upgrading your home with the latest electronics and appliances is now easier and more affordable with Bajaj Finserv’s flexible financing options. You can also maximise your savings by using the Maha Bachat Savings Calculator—a smart tool that combines brand offers, dealer offers, and EMI offers in one place, helping you lower the overall cost while still paying in small, bite-sized instalments.

Follow these steps to get started:

  • Explore products on Bajaj Mall: Browse a wide range of kitchen appliances, kitchen home appliances, and other electronics from trusted brands. Compare features like energy ratings, storage capacity, performance settings, and design to choose the right product for your home.
  • Visit a partner store: Once you shortlist a model, step into any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India. See the product in person, talk to experts, and make a confident decision.
  • Choose the Easy EMI Loan option: At checkout, select the Bajaj Finserv Easy EMI Loan. Avail financing of up to Rs. 5 lakh and split the cost into convenient monthly instalments. Some products also come with a zero down payment option.
  • Check your loan eligibility online: Plan better by checking your loan eligibility in minutes. Simply enter your mobile number and OTP to know your pre-approved limit.
  • Use the EMI Network Card for instant purchases: If you already own the Bajaj Finserv EMI Network Card, use it for paperless checkout and convert your purchases of up to Rs. 3 lakh into Easy EMIs.

Bigger savings with the Maha Bachat Savings Calculator

Bajaj Finserv’s Maha Bachat Savings Calculator makes it easier for you to get the best deals on electronics and home appliances. This smart tool combines all available discounts in one place, helping you save more without any extra effort.

Here’s how the calculator helps you:

  • Brand offers – Discounts provided by manufacturers like LG, Samsung, or OnePlus.
  • Dealer offers – Price cuts, cashback, or festive deals at partner stores like Croma or Vijay Sales.
  • EMI benefits – Easy EMI plans or zero down payment options on select products.

How it works:

  • Visit the Maha Bachat Savings Calculator on the Bajaj Finserv website.
  • Choose a product category, such as televisions, refrigerators, or kitchen appliances, and select your preferred brand.
  • Set your budget to see options within your price range.
  • View total savings, including brand deals, store offers, and EMI benefits.
  • Find the nearest Bajaj Finserv partner store that has your selected product.

With this tool, you can see the full value of available offers and make your electronics and appliance purchases more affordable and convenient.

Explore Diwali special offers
Whirlpool fridge Diwali offersDiwali watch offers and dealsSplit AC Diwali offers
Samsung fridge Diwali offersLG washing machine Diwali offersAC Diwali offers
Sony TV Diwali offersSofa set Diwali offersDiwali offers on cameras
   
Explore Dussehra special offers
Washing machine Dussehra offersHome theatre Dussehra offers 
   
Explore Navratri Special Offers :
Washing machine Navratri offersHome theatre Navratri offersNavratri special offers and sale

Frequently asked questions

What are the main rituals of Diwali?

Diwali rituals involve cleaning and decorating homes with diyas and rangoli, performing Lakshmi Puja, exchanging sweets, and bursting fireworks. With Bajaj Finserv’s Easy EMI options, you can buy appliances like refrigerators, air purifiers, or smart TVs to make your celebrations more comfortable and joyful without straining your budget.

What are the five steps of celebrating Diwali?

The five steps include cleaning your home, decorating with lights and rangoli, preparing offerings, performing Lakshmi Puja, and sharing sweets with loved ones.

What are the rituals of Dev Diwali?

Dev Diwali is marked by lighting thousands of diyas along river ghats, especially in Varanasi, along with prayers and offerings to deities.

Which ritual is done on the morning of Deepavali?

In South India, Deepavali morning begins with an auspicious oil bath, prayers, and preparing festive meals.

How to perform puja on Diwali step by step?

Diwali puja starts with cleaning the space, placing idols of Lakshmi and Ganesha, lighting diyas, and arranging offerings. Next, chant prayers, perform aarti, and distribute prasad.

Show More Show Less

Bajaj Finserv App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.

  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (BAJAJ FINANCE) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same. 

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more