Published Feb 1, 2026 4 Min Read

Purchasing a premium smartphone like the iQOO Neo 10R is a dream for many, but the upfront cost can often act as a barrier. What if you could own this high-performance smartphone without putting undue strain on your finances? The Bajaj Finserv Insta EMI Card offers a seamless solution, enabling you to buy the iQOO Neo 10R on EMI without a credit card. With this card, you can split the cost into affordable monthly instalments and enjoy the latest technology without compromising your savings.

For instance, with the Insta EMI Card, you can bring home the iQOO Neo 10R today and pay later in easy EMIs, starting from just Rs. XXX per month. Read on to learn how you can make this smartphone yours effortlessly.

iQOO Neo 10R - General details

The iQOO Neo 10R has quickly gained popularity in India for its exceptional performance and cutting-edge features. Designed for tech enthusiasts and gamers, this smartphone delivers a seamless and immersive experience.

What sets the iQOO Neo 10R apart is its powerful hardware, stunning design, and advanced camera capabilities. Whether you are a mobile gamer, a multitasker, or someone who loves capturing memories in high resolution, the iQOO Neo 10R is built to cater to your needs.

iQOO Neo 10R - Key specs

Here is a detailed look at the specifications of the iQOO Neo 10R:

SpecificationDetails
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The iQOO Neo 10R is renowned for its exceptional gaming performance, courtesy of its robust processor and high refresh rate display. Additionally, its premium design and advanced camera system make it a top choice for users seeking a balance of style and functionality.

iQOO Neo 10R Price List in India

The iQOO Neo 10R comes in multiple variants to suit different user preferences. Here is a breakdown of the pricing and EMI options:

ModelPriceEMI (with Insta EMI Card)Best for
iQOO Neo 10R (6GB + 128GB)Rs. X,XXXRs. XXX/monthGeneral users
iQOO Neo 10R (8GB + 256GB)Rs. X,XXXRs. XXX/monthGaming and multitasking

With the Insta EMI Card, these prices can be converted into manageable monthly instalments, ensuring that you do not have to pay the entire amount upfront.

iQOO Neo 10R Price List in India

Purchasing the iQOO Neo 10R on EMI with the Insta EMI Card is simple and hassle-free. Follow these steps:

  1. Visit a partner store or an online platform offering the iQOO Neo 10R.
  2. Select the desired model and proceed to checkout.
  3. Choose the Insta EMI Card as your payment option.
  4. Select a repayment tenure ranging from 3 to 24 months.
  5. Complete your purchase without the need for a credit card.

With this straightforward process, you can own the iQOO Neo 10R without worrying about financial constraints.

How to Buy iQOO Neo 10R on EMI using Insta EMI Card?

The Insta EMI Card offers several advantages that make it an ideal choice for purchasing the iQOO Neo 10R:

  • Affordability: Split the cost into convenient EMIs, making premium smartphones more accessible.
  • No credit card required: Enjoy the benefits of EMI without the need for a credit card.
  • Wide acceptance: Use the card at over 1.5 lakh partner stores and online platforms across India.
  • Exclusive offers: Avail discounts and deals on partner websites.
  • Flexible tenures: Choose repayment terms ranging from 3 to 24 months.
  • Ease of management: Track transactions and manage your account effortlessly via the Bajaj Finserv app.

Benefits of using the Insta EMI Card for buying iQOO Neo 10R

To apply for an Insta EMI Card, you need to meet the following eligibility requirements:

  1. Be an Indian resident aged between 21 and 65 years.
  2. Fulfil Bajaj Finance’s credit policy criteria, including maintaining a good CIBIL score.
  3. Provide valid KYC documents such as your PAN and Aadhaar cards.

Eligibility criteria for the Insta EMI Card for buying iQOO Neo 10R

To apply for an Insta EMI Card, you need to meet the following eligibility requirements:

  1. Be an Indian resident aged between 21 and 65 years.
  2. Fulfil Bajaj Finance’s credit policy criteria, including maintaining a good CIBIL score.
  3. Provide valid KYC documents such as your PAN and Aadhaar cards.

How to apply for an Insta EMI Card to Buy iQOO Neo 10R?

Getting an Insta EMI Card is a quick and easy process. Follow these steps:

  1. Visit the Bajaj Finserv app or website and enter your mobile number.
  2. Verify the OTP sent to your number and review your pre-filled details.
  3. Check for pre-approved loan offers and provide your KYC details, such as your PAN and Aadhaar cards.
  4. Pay a one-time fee of Rs. 530 (inclusive of taxes).
  5. Once your application is approved, access your Insta EMI Card through the Bajaj Finserv app.

With your Insta EMI Card ready, you can immediately start shopping for the iQOO Neo 10R and other products.

Biggest Upcoming Sale to Buy iQOO Neo 10R On EMI

Keep an eye out for major sale events to get the best deals on the iQOO Neo 10R with your Insta EMI Card. Some of the biggest sales to look forward to include:

  • Festive sales: Diwali, Christmas, and New Year sales.
  • Online retail events: Amazon’s Great Indian Festival and Flipkart’s Big Billion Days.

During these sales, you can enjoy additional perks such as cashback offers, discounts, and exclusive deals for Insta EMI Card users.

In the END

The iQOO Neo 10R is a powerful and feature-packed smartphone that caters to a wide range of users. Thanks to the Bajaj Finserv Insta EMI Card, owning this premium device is now easier than ever. By converting the cost into affordable EMIs, you can enjoy the latest technology without straining your finances. Apply for your Insta EMI Card today and bring home the iQOO Neo 10R with ease!

Your Requirement

Frequently Asked Questions

Can I buy iQOO Neo 10R on EMI with Insta EMI Card?

Yes, the Bajaj Finserv Insta EMI Card allows you to purchase the iQOO Neo 10R on EMI without using a credit card.

Is zero down payment EMI available on Neo 10R?

Zero down payment is available selectively during special campaigns. Please check the store or partner platform at the time of purchase.

Any Insta EMI Card discounts on Neo 10R?

Yes, you may avail of exclusive discounts and deals on the iQOO Neo 10R with the Insta EMI Card during promotional events like festive sales.

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Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
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