Published Jun 30, 2025 4 Min Read

Introduction

1. Financial planning: Your wealth roadmap

2. Asset allocation: Balance risk and reward

3. Estate Planning: Pass it on, the smart way

4. Tax accounting: Keep more of what you earn

5. Asset management: Let the pros handle it

Why wealth management is non-negotiable

Conclusion

Frequently Asked Questions

What are the 5 types of wealth management?

The five main types of wealth management are financial planning, asset allocation, estate planning, tax accounting, and asset management. Each serves a specific purpose—setting financial goals, managing investment risk, planning inheritance, reducing tax liabilities, and growing wealth. Together, they form a complete strategy to preserve, grow, and transfer wealth effectively across generations.

Who needs wealth management?

Wealth management is ideal for individuals with high income, growing assets, or complex financial goals. Business owners, professionals, NRIs, retirees, and high-net-worth individuals benefit most. It helps them manage investments, plan taxes, secure retirement, and protect family wealth. Anyone seeking long-term financial clarity, stability, and expert advice can consider wealth management services.

How can Fixed Deposits help with wealth management?

FDs offer guaranteed returns, making them a key component of a diversified portfolio. They balance out the risk of equity and provide liquidity with flexible tenures. 

Get up to 7.30% p.a. returns with Bajaj Finance FD and start an FD account today. 

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Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals. 

You can use the Bajaj Finserv App to: 

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.