Monthly interest pay-out for deposits of Rs. 15,000 in FD
Amount
|
Interest rate (p.a.)
|
Interest per month
|
Rs. 15,000
|
6%
|
Rs. 75.00
|
Rs. 15,000
|
6.50%
|
Rs. 81.25
|
Rs. 15,000
|
7%
|
Rs. 87.50
|
Rs. 15,000
|
7.50%
|
Rs. 93.75
|
Rs. 15,000
|
8%
|
Rs. 100.00
|
Rs. 15,000
|
8.50%
|
Rs. 106.25
|
Rs. 15,000
|
9%
|
Rs. 112.50
|
Rs. 15,000
|
9.50%
|
Rs. 118.75
|
Rs. 15,000
|
10.00%
|
Rs. 125.00
|
Enjoy monthly income—even from a small deposit
Even a Rs. 15,000 FD can offer regular monthly payouts. It’s a smart way to meet recurring expenses without dipping into your savings. Open an FD account with Bajaj Finance today and start earning up to 7.30% p.a. returns.
Things to consider when investing Rs. 15,000 in FD
Interest rate: Investors should first check the interest rate offered by the financial institution providing the fixed deposit. Interest rates vary among financial institutions, so comparing them before taking any decision is essential.
Type of FD: The type of FD you are selecting can impacts your returns. In a cumulative FD, interest is compounded and is paid at maturity, while in a non-cumulative FD, interest is paid at regular intervals. Generally cumulative FD provides higher interest rate compared to non-cumulative FD.
Tenure: Carefully select the FD tenure, considering longer tenures often come with higher interest rates. However, select the tenure that aligns with your financial goals and liquidity needs.
Premature withdrawal: Understanding the penalties associated with premature withdrawal is essential. Some financial institution impose a penalty if you withdraw your amount before the maturity date, this can impact your overall returns. Be aware of these terms before making any decision.
Inflation: Consider the impact of inflation. Ensure that your FD interest rate at least matches or exceeds the inflation rate to safeguard the real value of your money over time.
Start building your financial foundation. Whether it’s your first investment or a way to park emergency funds, Bajaj Finance FDs are built for safety, growth, and accessibility. Grow your saving with returns of up to 7.30% p.a. Start investing today!
Conclusion
Fixed deposits are a reliable way to earn stable returns—even with a modest sum like Rs. 15,000. With flexible tenures, monthly or cumulative options, and high safety ratings, Bajaj Finance FDs help you grow your money without risk. They are especially ideal for cautious investors, retirees, or anyone looking for low-maintenance, high-security financial products. Start small—and watch your savings grow steadily.