Many families struggle financially to afford higher education or save for their daughters' weddings. The Ladli Laxmi Yojana, launched in 2007 by the Madhya Pradesh government to offer financial aid for daughters' education and marriage. The funds can be used by the girls for further studies or weddings, contributing to women's empowerment in the state.
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What is Ladli Laxmi Yojana?
The Ladli Lakshmi Yojana, a flagship initiative of the Madhya Pradesh government, aims to uplift the status of girls by ensuring their well-being and empowering them through education and financial support. This comprehensive scheme addresses various aspects of a girl child's life, from birth to adulthood, by providing financial incentives at crucial junctures like school admissions and marriage. Through the Ladli Lakshmi Yojana, the government not only seeks to improve the health and education of girls but also to foster a positive social environment that celebrates the birth of a girl child and works towards a balanced child sex ratio.
Objectives of the Ladli Laxmi Yojana
The Ladli Laxmi Yojana was established with a multifaceted approach to address the challenges faced by girls in society and empower them for a brighter future. Its primary objectives include:
1. Improving the child sex ratio
The scheme aims to combat the declining child sex ratio by incentivizing families to celebrate and value the birth of a girl child.
2. Financial assistance for education
By providing financial aid at various stages of education, the Ladli Laxmi Yojana ensures that girls have access to quality schooling and higher education opportunities.
3. Health and nutrition support
The scheme emphasizes the importance of health and nutrition for girls by offering financial support for healthcare and nutritional needs.
4. Social awareness and advocacy
The Ladli Laxmi Yojana actively promotes social awareness campaigns to change societal attitudes towards girls and encourage their participation in various fields.
When was Ladli Laxmi Yojana launched?
The Ladli Laxmi Yojana was initiated in April 2007 under the leadership of the then Chief Minister of Madhya Pradesh, Shivraj Singh Chouhan. It is currently active in Uttar Pradesh, Delhi, Bihar, Chhattisgarh, Goa, and Jharkhand. This scheme offers benefits to girls born on or after January 1, 2006, in non-tax-paying families and female orphans.
History of Ladli Laxmi Yojana
The Ladli Lakshmi Yojana, launched on May 2nd, 2007, by the Madhya Pradesh government under the leadership of Chief Minister Shivraj Singh Chouhan, is a pioneering initiative aimed at uplifting the lives of girls from economically disadvantaged backgrounds. Due to its immense popularity and positive impact, the scheme quickly garnered widespread acceptance and was adopted by several other states including Uttar Pradesh, Delhi, Bihar, Chhattisgarh, Goa, and Jharkhand. The Ladli Lakshmi Yojana primarily focuses on girl children born after January 1st, 2006, who belong to non-tax paying families or are orphans.
Benefits of the Ladli Laxmi Yojana
Here are some benefits of the Ladli Laxmi Yojana
- The government issues an assurance certificate of Rs. 1,43,000 in the girl child's name.
- Starting from registration, Rs. 6,000 is deposited annually for 5 years in the Ladli Laxmi Yojana account.
- Additional amounts are granted upon admission to various classes: Rs. 2,000 in 6th class, Rs. 4,000 in 9th class, Rs. 6,000 in 11th and 12th class respectively.
- An incentive of Rs. 25,000 is given in two equal instalments during the first and last year of a college or any other professional course of minimum 2 years.
- Upon turning 21, the girl receives the remaining amount of Rs. 1 lakh.
Also read: SSY Scheme
Application process for Ladli Laxmi Yojana
1. Online application process
Here’s how to apply for Ladli Laxmi Yojana online:
- Go to Ladli Laxmi Yojana’s official website and click "Apply for"
- Check the self-declaration and click "Proceed Further"
- Read and fill the form, then click "Save" to apply
- Attach scanned copies of mandatory documents with the form and click "Submit" to proceed to the next step in the selection process
2. Offline application process
Here’s how to apply for Ladli Laxmi Yojana offline:
- Obtain the Ladli Laxmi Yojana form from Anganwadi centers, gram panchayat, or municipal corporation
- Fill out the form and submit it along with required documents to the Lok Seva Kendra officer
- The application undergoes processing, and if approved, monetary benefits are directly transferred to the applicant's bank account
Eligibility for Ladli Laxmi Yojana
Here’s the Eligibility for Ladli Laxmi Yojana
- The girl child must be born on or after January 1, 2006.
- The girl should be registered at the local Anganwadi center.
- Parents must be residents of Madhya Pradesh and non-income tax payers.
- Family planning should be adopted after the birth of the second child.
- Benefits for the first girl child are provided without family planning, but it is necessary for the parents to adopt family planning for the second girl child to receive benefits.
- In a family with a maximum of 2 children and where either the mother or father has passed away, parent can register until the girl child is 5 years old. However, if a person remarries and already has 2 children, the daughter from the second marriage won't benefit from the scheme.
- If 3 girls are born together in the first delivery, all three will receive the scheme’s benefit.
Also read: National Savings Scheme (NSS)
Documents required for Ladli Laxmi Yojana
Here’s the list of documents required for Ladli Laxmi Yojana
- Samagra ID of girl child
- Girl child’s family ID
- Photo of the girl child with mother or father
- Family planning certificate (in case of a second girl child)
Who cannot avail the benefits of the scheme?
- Girl child who has dropped out of school
- Girl child who has married before reaching the age of 18
- Parents who haven't adopted family planning measures after the birth of their second child
Also read: Pradhan Mantri Vaya Vandana Yojana (PMVVY)
Conclusion
Ladli Laxmi Yojana is an essential program offering financial help for girls' education and weddings, promoting women's well-being. With a focus health, and education, the scheme provides valuable benefits, making it easy for eligible families to access support and create a better future for their girls.
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Frequently asked questions
The Ladli Laxmi Yojana offers a cumulative financial benefit of up to Rs. 1.43 lakh to eligible girl children through a combination of National Savings Certificates, scholarships, and direct cash transfers at different stages of their lives.
The scheme is open to girl children born in Madhya Pradesh who belong to families with an annual income below a specified threshold and have fulfilled the necessary registration requirements.
To be eligible, the girl child must have been born in Madhya Pradesh after January 1st, 2006 (or a later date as per subsequent revisions of the scheme).
Applications for the Ladli Laxmi Yojana can be submitted until the girl child reaches the age of one year.
The application form for the Ladli Laxmi Yojana can be obtained from Anganwadi centers or downloaded from the official website of the Women and Child Development Department of Madhya Pradesh. The form must be filled out accurately and submitted along with the required documents.
Yes, an adopted girl child in a family with two biological girl children can be eligible for the benefits under the Ladli Laxmi Yojana, provided she meets the other eligibility criteria.
The scheme is not applicable to all girls in Madhya Pradesh. It is designed to support girl children from families with lower incomes and those who are orphans.
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