Many families face financial challenges when it comes to funding higher education or saving for their daughters’ weddings. To address this, the Madhya Pradesh government launched the Ladli Laxmi Yojana in 2007. The scheme offers financial assistance to support girls’ education and marriage, helping ensure a more secure future for them.
What is Ladli Laxmi Yojana?
The Ladli Lakshmi Yojana is a flagship initiative by the Madhya Pradesh government aimed at supporting and empowering girls through education and financial aid.
The scheme offers monetary benefits at key milestones in a girl's life—like school enrollment and marriage—encouraging families to invest in their daughters' futures.
More than just financial support, the program promotes a positive mindset toward the birth of a girl child, helps improve the child sex ratio, and advances the cause of gender equality.
When was Ladli Laxmi Yojana launched?
The Ladli Laxmi Yojana was launched in April 2007 during the tenure of then-Chief Minister Shivraj Singh Chouhan. Currently implemented in states like Uttar Pradesh, Delhi, Bihar, Chhattisgarh, Goa, and Jharkhand, the scheme provides financial assistance to girls born on or after January 1, 2006. It benefits daughters of non-tax-paying families and female orphans, ensuring better opportunities for their future.
History of Ladli Laxmi Yojana
The Ladli Lakshmi Yojana was launched on May 2, 2007, by the Madhya Pradesh government under the leadership of Chief Minister Shivraj Singh Chouhan. This initiative aims to improve the lives of girls from economically weaker sections by providing financial support for their education and future needs.
Owing to its success and positive impact, the scheme gained widespread recognition and was later adopted by several other states, including Uttar Pradesh, Delhi, Bihar, Chhattisgarh, Goa, and Jharkhand.
The scheme primarily benefits girls born on or after January 1, 2006, who belong to non-tax-paying families or are orphans, ensuring they receive the necessary financial assistance for a secure future.
Objectives of the Ladli Laxmi Yojana Schemes
The Ladli Laxmi Yojana was introduced to tackle the challenges faced by girls and provide them with better opportunities for a secure and prosperous future. Its primary objectives include:
1. Improving the child sex ratio
The scheme aims to combat the declining child sex ratio by incentivizing families to celebrate and value the birth of a girl child.
2. Financial assistance for education
By providing financial aid at various stages of education, the Ladli Laxmi Yojana ensures that girls have access to quality schooling and higher education opportunities.
3. Health and nutrition support
The scheme emphasizes the importance of health and nutrition for girls by offering financial support for healthcare and nutritional needs.
4. Social awareness and advocacy
The Ladli Laxmi Yojana actively promotes social awareness campaigns to change societal attitudes towards girls and encourage their participation in various fields.
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Features of Ladli Lakshmi Yojana
Here is the restructured content in a tabular format:
Feature |
Details |
Launched by |
State Government of Madhya Pradesh (MP) in 2007 |
Managed by |
Department of Women & Child Development, MP |
Beneficiaries |
- Ladli girl child belonging to economically weaker sections |
Application Fees |
Free of cost |
Application Submission |
- Birth of ladli girl child: Within 1st year of birth |
Financial Assistance |
- National Savings Certificate (NSC) worth Rs. 1,18,000 in the name of the ladli girl child |
Scheme of Payment of Instalments |
- On admission in 6th Class: Rs. 2,000 |
Additional Financial Benefits |
- Between 11th and 12th Class: Rs. 200 per month in addition to Rs. 6,000 |
Benefits of the Ladli Laxmi Yojana
Here are the key benefits of the Madhya Pradesh Ladli Laxmi Yojana Fund:
- Financial Security – The government provides an assurance certificate worth Rs. 1,43,000 in the name of the girl child.
- Annual Deposits – A sum of Rs. 6,000 is deposited annually for the first five years after registration.
- Education-Based Assistance – Financial aid is provided at different educational milestones:
- Rs. 2,000 upon admission to 6th Class
- Rs. 4,000 upon admission to 9th Class
- Rs. 6,000 each upon admission to 11th and 12th Class
- Higher Education Incentives – The scheme supports college education or professional courses (minimum 2 years) with a Rs. 25,000 grant, disbursed in two equal instalments during the first and last year of the course.
- Lump Sum Benefit at Age 21 – The girl receives ₹1 lakh when she turns 21, as long as she hasn’t married before 18 and has appeared for her Class 12 exams.
- Monthly Support for Senior Secondary – Girls in Class 11 and 12 get ₹200 per month as extra financial help.
- Free Higher Education – The Madhya Pradesh government pays the course fees for girls who continue their studies after school under this scheme.
- Support for Girls’ Welfare – This scheme helps girls become financially independent and ensures that those from low-income families get access to education and a safer future.
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Also read: SSY Scheme
Application process for Ladli Laxmi Yojana
1. Online application process
Here’s how to apply for Ladli Laxmi Yojana online:
- Go to Ladli Laxmi Yojana’s official website and click "Apply for"
- Check the self-declaration and click "Proceed Further"
- Read and fill the form, then click "Save" to apply
- Attach scanned copies of mandatory documents with the form and click "Submit" to proceed to the next step in the selection process
2. Offline application process
Here’s how to apply for Ladli Laxmi Yojana offline:
- Obtain the Ladli Laxmi Yojana form from Anganwadi centers, gram panchayat, or municipal corporation
- Fill out the form and submit it along with required documents to the Lok Seva Kendra officer
- The application undergoes processing, and if approved, monetary benefits are directly transferred to the applicant's bank account
Eligibility for Ladli Laxmi Yojana
Here’s the Eligibility for Ladli Laxmi Yojana
General eligibility
- Date of birth: The girl child must be born on or after 1st January 2006.
- Anganwadi registration: The girl child must be registered at the local Anganwadi centre.
- Parental residency: Both parents must be native residents of Madhya Pradesh.
- Income tax: The parents must not be income tax payers.
- Family planning:
- For families with two or fewer children, family planning must be adopted after the birth of the second child.
- For the first child, family planning is not mandatory, but it is necessary for subsequent children to avail the benefits.
Special cases
- Orphaned Girls: If both parents have passed away and the family has no more than two children, the girl can be registered under the scheme up to the age of five. However, if the surviving parent remarries and has two more children, the new daughter will not be eligible.
- Multiple Births: If a family has triplet daughters (three girls born at once), all three are eligible for the scheme.
- Children of Women Prisoners: Girls born to women in prison are eligible.
- Children of Rape Victims: Girls born to rape survivors are also eligible for the benefits.
- Medical Exceptions: If family planning wasn’t adopted due to health issues, the District Collector can approve the application. This must be done within two years of the child’s birth.
- Orphaned or Adopted Girls: For girls in orphanages or those who are adopted, the application must be submitted within one year of their admission or adoption and before the girl turns five.
The District Collector will review and approve or reject special case applications.
Also read: National Savings Scheme
Documents required for Ladli Laxmi Yojana
Here’s the list of documents required for Ladli Laxmi Yojana
- Samagra ID of girl child
- Girl child’s family ID
- Photo of the girl child with mother or father
- Family planning certificate (in case of a second girl child)
Note: All required documents must be in JPG, JPEG, PNG, or GIF formats. Other formats will not be accepted. The file size should range between 40 KB to 200 KB; documents smaller or larger than this limit will not be valid.
Who cannot avail the benefits of the scheme?
- Girl child who has dropped out of school
- Girl child who has married before reaching the age of 18
- Parents who haven't adopted family planning measures after the birth of their second child
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List of states implementing Ladli Laxmi Yojana
Several states have introduced similar schemes under different names to support the welfare and education of girls. Here’s a list of states with their respective programs:
- Haryana – Ladli Yojana
- Uttar Pradesh – Bhagya Laxmi Yojana
- Delhi – Delhi Ladli Yojana
- Chhattisgarh – Dhan Lakshmi Yojana
- Goa – Ladli Lakshmi Yojana
- Jharkhand – Lakshmi Ladli Yojana
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Conclusion
Ladli Laxmi Yojana is an essential program offering financial help for girls' education and weddings, promoting women's well-being. With a focus health, and education, the scheme provides valuable benefits, making it easy for eligible families to access support and create a better future for their girls.
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Frequently asked questions
The Ladli Laxmi Yojana offers a cumulative financial benefit of up to Rs. 1.43 lakh to eligible girl children through a combination of National Savings Certificates, scholarships, and direct cash transfers at different stages of their lives.
The scheme is open to girl children born in Madhya Pradesh who belong to families with an annual income below a specified threshold and have fulfilled the necessary registration requirements.
To be eligible, the girl child must have been born in Madhya Pradesh after January 1st, 2006 (or a later date as per subsequent revisions of the scheme).
Applications for the Ladli Laxmi Yojana can be submitted until the girl child reaches the age of one year.
The application form for the Ladli Laxmi Yojana can be obtained from Anganwadi centers or downloaded from the official website of the Women and Child Development Department of Madhya Pradesh. The form must be filled out accurately and submitted along with the required documents.
Yes, an adopted girl child in a family with two biological girl children can be eligible for the benefits under the Ladli Laxmi Yojana, provided she meets the other eligibility criteria.
The scheme is not applicable to all girls in Madhya Pradesh. It is designed to support girl children from families with lower incomes and those who are orphans.
- Girl children born before January 1, 2006.
- Girl children whose parents have not adopted family planning after the birth of their second child.
- Girl children whose parents are not native residents of Madhya Pradesh.
The Ladli Laxmi Yojana was launched in Madhya Pradesh on April 1, 2007.
Madhya Pradesh was the first state to implement the Ladli Laxmi Yojana.
No, the scheme is specifically for girls born on or after January 1, 2006.
Yes, the scheme is currently limited to the state of Madhya Pradesh. The girl child's parents must be native residents of the state.
No, the scheme is exclusively for girl children.
Parents with two or fewer children who have adopted family planning after the birth of their second child are eligible for the scheme.
A girl child born on or after January 1, 2006, to parents who are natives of Madhya Pradesh and non-income taxpayers is eligible. The child must be registered at an Anganwadi center, and family planning must be adopted after the second child’s birth. Special cases include orphaned girls, triplets, daughters of rape victims, and children of women prisoners.
To verify if your name appears in the beneficiary list of the Ladli Laxmi Yojana (also known as the Mukhya Mantri Ladli Behna Yojana), follow these steps:
- Visit the Official Website
Go to the official website of the Mukhya Mantri Ladli Behna Yojana: https://cmladlibehna.mp.gov.in - Find the “Final List” Option
On the homepage, locate the section labeled “Final List” or a similar option. - Enter Required Details
Enter your registered mobile number and the captcha code displayed on the screen. - Request and Enter OTP
Click on “Send OTP” to receive a one-time password on your mobile. Enter the OTP in the given field. - View the Beneficiary List
Once verified, the beneficiary list will appear. You can then search for your name and confirm your status under the scheme.
This process allows you to easily check your inclusion in the scheme’s final list using just your mobile number.
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