Jeevan Pramaan

Know how Jeevan Pramaan simplifies life certificate process for pensioners, using Aadhaar authentication, eliminating physical visits, ensuring timely pension disbursal.
Jeevan Pramaan
3 min
5-August-2024

For many retired employees, their pension serves as their main source of income. Those who have retired from state or central government positions must submit a life certificate annually to keep their pension benefits active. This proves they are still alive and ensures continued payments. However, visiting the bank in person can be a real challenge, especially for older or unwell pensioners. That is why the government has introduced Jeevan Pramaan.

While pensions offer a level of financial security, it's important to plan for additional income sources in retirement. Fixed deposits can be a valuable asset. FDs provide guaranteed returns, potentially offering a source of income alongside your pension.

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What is a Jeevan Pramaan certificate?

A Jeevan Pramaan certificate is a digital life certificate for pensioners, issued by the Government of India. It allows pensioners to submit their life certificates online, eliminating the need for physical presence at pension disbursing agencies. Pensioners can easily download the life certificate through the Jeevan Pramaan portal, ensuring a hassle-free and efficient process.

How does Jeevan Pramaan Patra work?

The Jeevan Pramaan certificate, as a digital initiative, eliminates the necessity for pensioners to physically visit certification authorities or disbursement agencies. Leveraging the Aadhaar platform, it initiates the process of generating the Digital Life Certificate post successful authentication, which involves biometric verification through fingerprint or iris scan, ensuring both security and convenience.

Following authentication, pension disbursing agencies can directly retrieve a pensioner’s Life Certificate from the Life Certificate Repository where it's stored post-verification. An acknowledgment SMS containing the Jeevan Pramaan Certificate ID is sent to the individual's registered mobile number.

Stored in the 'Life Certificate Repository,' the Jeevan Pramaan Life Certificate is easily accessible to both pensioners and their respective disbursing agencies anytime, anywhere. Furthermore, pensioners can opt for automated delivery of their life certificate to the disbursement agency, and utilize the 'centre locator' feature on the Jeevan Pramaan website to find the nearest service center.

Registration process for Jeevan Pramaan

To obtain the digital certificate, individuals must adhere to the following registration process steps:

  1. Open Jeevan Pramaan app and select 'New Registration'.
  2. Enter necessary details related to the Aadhaar card, pension order, and bank.
  3. Select 'Send OTP’, you will receive an OTP to your registered mobile number.
  4. Enter the OTP, individuals must authenticate the details through biometric verification using their Aadhaar card.

Upon submission, UIDAI will verify the provided information, and a Jeevan Pramaan ID will be generated post-registration.

How to download Jeevan Pramaan certificate?

Here are the simple steps to download Jeevan Pramaan certificate:

  1. Log in to your Jeevan Pramaan app by entering your Pramaan ID and OTP.
  2. Select "Generate Jeevan Pramaan" option.
  3. Provide your Aadhaar number and mobile number, then click on "Generate OTP."
  4. Enter the received OTP in the designated space.
  5. Enter the following details:
    ◦ Pensioner name
    ◦ PPO Number
    ◦ Type of pension
    ◦ Name of sanctioning authority
    ◦ Name of disbursing agency
    ◦ Name of agency
    ◦ Email Id
    ◦ Bank account number
  6. Select ‘No Objection’ option and scan your fingerprint and iris.
  7. Your biometrics are verified using your Aadhaar data.
  8. After successful authentication, your Jeevan Pramaan will be downloaded and displayed on the screen.

How to apply for Jeevan Pramaan Patra online

Applying for a Jeevan Pramaan Patra, can be done online through the following steps:

Step

Procedure

1

After generating the Pramaan ID, the pensioner must access the app and authenticate with another OTP.

2

Choose 'Generate Jeevan Pramaan', input Aadhaar and mobile numbers, and proceed.

3

Opt for 'Generate OTP', fill in OTP details, along with PPO number, disbursing agency name, personal information, and submit.

4

Authenticate user identity by providing Aadhaar-based fingerprint and iris data.

5

Upon successful completion, the Jeevan Pramaan is displayed, and the pensioner receives a confirmation SMS on the registered mobile number.

 

Benefits of Jeevan Pramaan certificate

Here are some benefits of Jeevan Pramaan Patra:

  • Verification is carried out through Aadhaar-biometric authentication, that helps in reducing the risk of fraudulent activities.
  • The entire authentication process and the ability to access Jeevan Pramaan online are both feasible and user-friendly.
  • The entire authentication process and using Jeevan Pramaan online is easy and convenient.

Eligibility for Jeevan Pramaan certificate

Here’s the eligibility criteria for Jeevan Pramaan Patra:

  • To apply for the certificate, the individual must be a pensioner.
  • The applicant should have retired as an employee from either the central or state government.
  • The applicant's Aadhaar number must be registered with their pension disbursement agency.

Documents required for the Jeevan Pramaan Patra

Here are the list of documents required for Jeevan Pramaan Patra (also called Digital Life Certificate):

  • Aadhaar number
  • Registered mobile number
  • You must register on the government's Jeevan Pramaan portal.

Also read: Atal Pension Yojana

Conclusion

The Jeevan Pramaan Patra offers a convenient and secure way for Indian government pensioners to manage their life certificates. By understanding the process and benefits, retirees can ensure their pension payments continue without interruption.

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Frequently asked questions

Is it necessary for a senior to receive a digital certificate?

No, a digital life certificate is just an alternative method for submitting the life certificate.

What should I do if my digital life certificate is declined?

If your digital life certificate is declined, you should get in touch with your pension distribution agency.

Can I download life certificate online?

Yes, you can download a life certificate online through the Jeevan Pramaan portal. The digital life certificate, also known as Jeevan Pramaan, can be accessed and downloaded using your Pramaan ID after successful biometric authentication.

Can I submit life certificate online without biometric device?

To register, download the PC/Mobile application or visit the nearest Jeevan Pramaan Centre. Provide Aadhaar number, Pension Payment Order, Bank Account details, and Mobile number. No biometric device is needed; the face app utilises the mobile camera.

Can pensioners give life certificate online?

Submit the digital life certificate online or through doorstep banking services.

How can I get life certificate in mobile?

You can digitally submit your life certificate via mobile or doorstep banking services.

How to submit life certificate after due date for pensioners?

Failure to submit your life certificate by the due date may result in suspension of pension disbursements. Payments will resume only after the certificate is received by the Central Pension Processing Centers (CPPC).

What is the last date of life certificate for pensioners 2024?

The life certificate tab on the ESS-HCM portal will be accessible for submission starting from January 1, 2024. Pensioners who submit their life certificates on or before February 10, 2024, will continue to receive uninterrupted pension benefits.

Can Jeevan Pramaan be done at home?

Yes, Jeevan Pramaan can be done at home. Pensioners can use the Jeevan Pramaan mobile app and a compatible biometric device to generate and submit their digital life certificate from the comfort of their home.

How can I check my Jeevan Pramaan certificate status?

You can check the status of your Jeevan Pramaan certificate online by visiting the official Jeevan Pramaan website and entering your Pramaan ID or Aadhaar number in the provided status check section.

Can we submit a life certificate after 30 November?

Yes, a life certificate can be submitted after 30 November, but it is advisable to do so by the deadline to ensure uninterrupted pension disbursement. Submitting late may result in delays in receiving pension payments.

How long is Jeevan Pramaan valid?

A Jeevan Pramaan certificate is typically valid for one year from the date of issuance. Pensioners need to submit a new life certificate annually to continue receiving their pension without any interruption.

What is the last date of life certificate for pensioners in 2024?

The last date for submission of life certificates for pensioners in 2024 varies depending on the pension disbursing agency. Generally, it's recommended to submit by November 30th to avoid interruptions in payments. However, always confirm with your specific pension provider for their deadline.

What is the cost of Jeevan Pramaan?

Jeevan Pramaan is a free service provided by the Government of India. There is no cost associated with generating or submitting your digital life certificate through the Jeevan Pramaan portal or app.

What happens if a life certificate is not submitted?

If a life certificate is not submitted, the pension disbursement is halted until the certificate is provided. This verification ensures that only eligible pensioners receive their pension, preventing fraudulent claims.

How to get a life certificate for pensioners online without a biometric device?

Pensioners can obtain a life certificate online without a biometric device by visiting designated centers like banks, post offices, or Common Service Centers (CSCs), where officials assist with biometric authentication and certificate generation.

How to check life certificate status for pensioners?

Pensioners can check the status of their life certificate online by visiting the Jeevan Pramaan portal. They need to enter their Pramaan ID to access the status and ensure their certificate is processed.

What is the time period of Jeevan Pramaan life certificate?

The Pramaan ID/Jeevan Pramaan certificate is not valid indefinitely. Its validity period is determined by the rules set by the Pension Sanctioning Authority. Once it expires, a new Jeevan Pramaan certificate, including a new Pramaan ID, must be obtained.

How to print out a life certificate online?

To print out a life certificate online, visit the Jeevan Pramaan portal, log in with your Pramaan ID, and download the certificate. Once downloaded, you can print it using any standard printer.

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
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