Jeevan Pramaan

Learn how Jeevan Pramaan is helping Indian pensioners.
Jeevan Pramaan
3 min
19-April-2024

For many retired employees, their pension serves as their main source of income. Those who have retired from state or central government positions must submit a life certificate annually to keep their pension benefits active. This proves they are still alive and ensures continued payments. However, visiting the bank in person can be a real challenge, especially for older or unwell pensioners. That is why the government has introduced Jeevan Pramaan.

While pensions offer a level of financial security, it's important to plan for additional income sources in retirement. Fixed deposits can be a valuable asset. FDs provide guaranteed returns, potentially offering a source of income alongside your pension.

What is Jeevan Pramaan?

Jeevan Pramaan is a digital service with biometric authentication designed for pensioners. Individuals receiving pensions from the Central Government, State Government, or any other government organisation can use this service. This ensures their pension payments continue without any disruptions.

How does Jeevan Pramaan Patra work?

The Jeevan Pramaan certificate, as a digital initiative, eliminates the necessity for pensioners to physically visit certification authorities or disbursement agencies. Leveraging the Aadhaar platform, it initiates the process of generating the Digital Life Certificate post successful authentication, which involves biometric verification through fingerprint or iris scan, ensuring both security and convenience.

Following authentication, pension disbursing agencies can directly retrieve a pensioner’s Life Certificate from the Life Certificate Repository where it's stored post-verification. An acknowledgment SMS containing the Jeevan Pramaan Certificate ID is sent to the individual's registered mobile number.

Stored in the 'Life Certificate Repository,' the Jeevan Pramaan Life Certificate is easily accessible to both pensioners and their respective disbursing agencies anytime, anywhere. Furthermore, pensioners can opt for automated delivery of their life certificate to the disbursement agency, and utilize the 'centre locator' feature on the Jeevan Pramaan website to find the nearest service center.

Registration process for Jeevan Pramaan

To obtain the digital certificate, individuals must adhere to the following registration process steps:

  1. Open Jeevan Pramaan app and select 'New Registration'.
  2. Enter necessary details related to the Aadhaar card, pension order, and bank.
  3. Select 'Send OTP’, you will receive an OTP to your registered mobile number.
  4. Enter the OTP, individuals must authenticate the details through biometric verification using their Aadhaar card.

Upon submission, UIDAI will verify the provided information, and a Jeevan Pramaan ID will be generated post-registration.

Additional read: https://www.bajajfinserv.in/investments/balika-samridhi-yojana-bsy

How to download Jeevan Pramaan certificate?

Here are the simple steps to download Jeevan Pramaan certificate:

  1. Log in to your Jeevan Pramaan app by entering your Pramaan ID and OTP.
  2. Select "Generate Jeevan Pramaan" option.
  3. Provide your Aadhaar number and mobile number, then click on "Generate OTP."
  4. Enter the received OTP in the designated space.
  5. Enter the following details:
    ◦ Pensioner name
    ◦ PPO Number
    ◦ Type of pension
    ◦ Name of sanctioning authority
    ◦ Name of disbursing agency
    ◦ Name of agency
    ◦ Email Id
    ◦ Bank account number
  6. Select ‘No Objection’ option and scan your fingerprint and iris.
  7. Your biometrics are verified using your Aadhaar data.
  8. After successful authentication, your Jeevan Pramaan will be downloaded and displayed on the screen.

How to apply for Jeevan Pramaan Patra online

Step

Procedure

1

After generating the Pramaan ID, the pensioner must access the app and authenticate with another OTP.

2

Choose 'Generate Jeevan Pramaan', input Aadhaar and mobile numbers, and proceed.

3

Opt for 'Generate OTP', fill in OTP details, along with PPO number, disbursing agency name, personal information, and submit.

4

Authenticate user identity by providing Aadhaar-based fingerprint and iris data.

5

Upon successful completion, the Jeevan Pramaan is displayed, and the pensioner receives a confirmation SMS on the registered mobile number.

 

Documents required for the Jeevan Pramaan Patra

Here are the list of documents required for Jeevan Pramaan Patra:

  • Aadhaar number
  • Registered mobile number
  • You must register on the government's Jeevan Pramaan portal.

Eligibility for Jeevan Pramaan certificate

Here’s the eligibility criteria for Jeevan Pramaan Patra:

  • To apply for the certificate, the individual must be a pensioner.
  • The applicant should have retired as an employee from either the central or state government.
  • The applicant's Aadhaar number must be registered with their pension disbursement agency.

Benefits of Jeevan Pramaan certificate

Here are some benefits of Jeevan Pramaan Patra:

  • Verification is carried out through Aadhaar-biometric authentication, that helps in reducing the risk of fraudulent activities.
  • The entire authentication process and the ability to access Jeevan Pramaan online are both feasible and user-friendly.
  • The entire authentication process and using Jeevan Pramaan online is easy and convenient.

Conclusion

The Jeevan Pramaan Patra offers a convenient and secure way for Indian government pensioners to manage their life certificates. By understanding the process and benefits, retirees can ensure their pension payments continue without interruption.

Frequently asked questions

What should I do if my digital life certificate is declined?

If your digital life certificate is rejected, you should get in touch with your pension distribution agency.

Is it necessary for a senior to receive a digital certificate?

No, a digital life certificate is just an alternative method for submitting the life certificate.

What should I do if my digital life certificate is declined?

If your digital life certificate is declined, you should get in touch with your pension distribution agency.

Can I download life certificate online?

Once your Pramaan ID is generated, access the Digital Life Certificate via the link: https://jeevanpramaan.gov.in/ppouser/login.

Can I submit life certificate online without biometric device?

To register, download the PC/Mobile application or visit the nearest Jeevan Pramaan Centre. Provide Aadhaar number, Pension Payment Order, Bank Account details, and Mobile number. No biometric device is needed; the face app utilises the mobile camera.

Can pensioners give life certificate online?

Submit the digital life certificate online or through doorstep banking services.

How can I get life certificate in mobile?

You can digitally submit your life certificate via mobile or doorstep banking services.

How to submit life certificate after due date for pensioners?

Failure to submit your life certificate by the due date may result in suspension of pension disbursements. Payments will resume only after the certificate is received by the Central Pension Processing Centers (CPPC).

What is the last date of life certificate for pensioners 2024?

The life certificate tab on the ESS-HCM portal will be accessible for submission starting from January 1, 2024. Pensioners who submit their life certificates on or before February 10, 2024, will continue to receive uninterrupted pension benefits.

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.