How to download your Fixed Deposit receipt

Download your fixed deposit receipt anytime, anywhere. Know the simple steps to get your FD receipt through app or online
FD receipt
3 mins
08-September-2025

Fixed deposits (FDs) are widely considered to be one of the safest investment options available today. And one of the most important documents related to your investment is the Fixed Deposit Receipt (FDR).

But what is your Fixed Deposit Receipt (FDR)? Let’s take a look:

The Fixed Deposit Receipt is a document issued to you on booking your fixed deposit. It acts as proof of investment and contains important details such as the deposit amount, tenure, interest rate and maturity date.

While you can access this information online – on our app and on our website – you also receive a physical copy of the FDR. This is emailed to your registered residential address.

How to access your FDR?

Accessing your FDR is easy. You can access this information by visiting the My Relations section on our app or downloading it from our customer portal – My Account.

Accessing your FDR on our app:

  • Visit the My Relations section of the app
  • From the ongoing FDs, choose the one you want to access the FDR for
  • Find all your statements including your TDS, Interest certificate and your FDR
  • Download the FDR or share it using any of your preferred means

Accessing your FDR on our website:

  • Sign-in to My Account with your mobile number and OTP
  • Verify your identity by entering your date of birth
  • Visit the 'Document Centre' section of the portal
  • Select your ongoing FD from your list of investments
  • Click on 'Fixed Deposit Receipt' to download

Alternatively, you can directly download your Fixed Deposit Receipt.

Uses of your FD receipt

Your Fixed Deposit (FD) receipt is more than just a document—it is an essential proof of investment. It allows you to keep track of your principal amount, the interest you will earn, and the maturity value at any time.

The receipt also serves as proof of ownership, helping you claim maturity proceeds, renew deposits, or transfer accounts smoothly. For tax-saving FDs, you can use it to claim deductions on interest earned.

Additionally, in case of any discrepancies, the FD receipt works as valid evidence to resolve issues with the bank.

Key components of an FD receipt

  1. Account Holder Details
    The receipt includes your full name, customer ID, and linked bank account number.

  2. Fixed Deposit Interest Rate
    Since interest rates vary, the rate applicable on the day of opening the FD is recorded. This ensures that your returns remain consistent throughout the tenure.

  3. Maturity Date and Renewal Information
    It specifies the maturity date along with the renewal option chosen. This helps you plan your finances better and avoid premature withdrawals that may reduce interest earnings.

  4. Maturity Amount
    The receipt displays the total amount receivable at maturity, including both the principal and accumulated interest. This helps you plan whether to reinvest, spend, or redirect the funds into another investment.

  5. Fixed Deposit Charges
    Any penalties or charges related to premature withdrawal, along with relevant terms, are mentioned for transparency.

  6. Nomination Details
    The nominee’s details are recorded to ensure smooth transfer of funds in case of the account holder’s demise or unavailability.

  7. Type of Fixed Deposit
    It highlights whether your FD is cumulative (interest reinvested) or non-cumulative (interest paid out periodically to your savings account).

Calculate your expected investment returns with the help of our investment calculators

Investment Calculator

FD Interest Calculator

Sukanya Samriddhi Yojana Calculator

PPF Calculator

RD Calculator

Gratuity Calculator

EPF Calculator

 

Factors to check in a fixed deposit receipt

  • Reviewing your FD receipt carefully is essential to ensure accuracy. Pay close attention to the interest rate and maturity date listed. This is particularly important when renewing an old fixed deposit, as terms and rates may have changed since your investment.

  • Always check the maturity date on your deposit receipt. This is crucial for aligning your FD with specific goals, like funding higher education costs. Knowing the exact maturity date ensures your funds are available when needed, helping you avoid premature withdrawals and potential loss of interest.

  • Some financial institution may charge penalties if you withdraw your FD funds before the maturity date or a specified period. Your FD receipt should clearly outline any such penalties.

Disclaimer

While care is taken to update the information, products, and services included in or available on our application, website and related platforms, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions.

*Terms and conditions apply