How to add the joint account holder and manage nominee details for your FD

When investing in a fixed deposit (FD), it is essential not only to consider the financial aspects, but also consider the management of nominee and joint account holder details.

Managing nominee details for your FD:

Adding a nominee is crucial to ensure that your FD amount can be easily transferred to your loved ones in the event of your untimely demise. To modify nominee details for your FD, follow these steps:

1. Sign in to the customer portal using your registered mobile number and the received OTP.
2. Verify your details by entering your date of birth.
3. Select your FD from the "My Relations" section and click on add/ edit nominee option in the "Nominee details" section.
4. Enter the required details of the nominee. If the nominee is a minor, provide guardian information.
5. Verify the details by entering the OTP sent to your registered mobile number.

As investors, it is crucial to plan for the unforeseen and protect our financial legacy. Update and manage your FD nominee details to safeguard your financial future by ensuring your nominee details are up to date.

Managing joint account holder details for your FD:

Having a joint account holder for your FD provides convenience and allows for shared management. To add a joint account holder, follow these steps:

1. Sign in to the customer portal using your registered mobile number and the received OTP.
2. Verify your details by entering your date of birth.
3. Go to the "Raise a request" section.
4. Select "Fixed Deposit" as the product and choose the specific FD number for which you want to add a joint account holder.
5. Choose "FD details" as the query type and "Joint account holder addition" as the sub-query type.
6. Enter the required details of the joint account holder and upload any necessary supporting documents.
7. Review the details and submit the request.

To update your joint account holder details, simply click on update your joint account holder details. From the "Raise a request" section, select your FD, enter the necessary query and sub-query type, and proceed with submitting the request. Our representative will contact you within 48 business hours.

Ensuring the accuracy and timeliness of your profile details, nominee information, and joint account holder updates is crucial for maintaining a strong foundation for your financial future.