How Are Indian Youngsters Investing?

Here's a list of top investment avenues for young individuals to grow their savings.
4 mins
20 September 2023

As a country with one of the largest young populations in the world and a booming economy, youngsters in India expect a brighter future. As a result, the young Indian Investor today shows an unprecedented degree of financial prudence.

Modern investment portfolios are becoming a blend of traditional investment options like fixed deposits and more market-focused products like mutual funds. Let us read about this trend in detail.

Diverse Investment Options for Indian Youngsters

Since a professional money manager manages the mutual fund, the individual investor does not have to necessarily know a lot about the stock market to invest. They just need to provide the money. This is ideal for retail investors as it inculcates a disciplined savings habit.

Despite the growing popularity of products like mutual funds, traditional investment instruments like fixed deposits have not lost their flavour with the young Indian investor. This popularity is easily understandable as they promote disciplined savings and assured returns, irrespective of market conditions.


The modern Indian youth takes up a lot of responsibilities from an early age. However, their responsibilities increase once they're married, and they know the importance of life insurance. As a result, the modern Indian youth has remarkable awareness about various insurance products and their role in protecting the financial future of their loved ones.

Stock market investments

Most Indian youngsters invest directly in the stock market as well. However, it is always recommended to have an in-depth knowledge of the market before venturing in, as the stock market's performance depends on various macro and microeconomic factors. Thus, the youth of India are very aware of investment possibilities around them and intelligent enough to know what is best for them.

Besides the above investment, some other investments in which youngsters and salaried people invest are NPS, Bonds, Certificates of Deposit, Real Estate etc.

Maximise your FD returns effortlessly with the Bajaj Finance FD calculator, ensuring your financial goals are met with precision.


As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.