FD Investment App

Learn how to use Bajaj Finserv app to book an FD.
FD Investment App
3 min

In today's uncertain economic environment, finding safe and reliable investment options is crucial. Fixed deposits offer a secure way to grow your savings. The Bajaj Finserv app provides a convenient and user-friendly platform to manage your fixed deposit investments.

What is a fixed deposit?

A fixed deposit (FD) is a type of investment where you deposit a lump sum of money with a financial institution for a set period. In return, you earn interest at a fixed rate for the duration of the investment. At the end of the investment period (maturity), you receive back your initial deposit along with the accumulated interest.

Features of Bajaj Finserv FD investment app

  • FD booking: Book your fixed deposit in minutes with a fully online process. The app provides clear guidance for selecting your deposit amount, investment tenure, interest payout preferences, and other essential details.
  • In-app KYC completion: Fulfill the mandatory Know Your Customer (KYC) requirements directly within the app. Submit your documentation digitally for smooth verification.
  • Secure payment gateway: Transfer funds for your FD investment securely through variety of payment options like net banking and UPI.
  • Investment monitoring: The app offers a comprehensive dashboard showcasing your active FD, their respective interest rates, maturity dates, and accumulated interest.
  • Integrated FD calculator: Use the built-in FD calculator to calculate potential returns based on your desired investment amount, tenure, and applicable interest rate.

How to invest in FDs using the Bajaj Finserv app

  1. Download the app: Search for "Bajaj Finserv" on App store or Play store and download the official app.
  2. Open an FD account: Select investment and tap Open FD
  3. Verify your Identity: You will need to complete Know Your Customer (KYC) verification, which involves submitting basic identification documents.
  4. Choose your investment details: Decide how much money you want to invest, the investment period, and how frequently you wish to receive interest payments.
  5. Complete your payment: Use net banking or other supported payment option to deposit money into your FD account.

Advantages of booking FD online

  1. Anytime, anywhere: Book FD from the comfort of your home, 24/7, without visiting a branch.
  2. Fast and easy: Online applications are quick, with minimal paperwork and faster processing.
  3. Better interest rates: Some financial institutions may offer slightly higher interest rates on FDs booked online, providing better returns on your investment. Bajaj Finance recently launched "Digital FD" for a 42-month tenure, which can be booked exclusively through the Bajaj Finserv app or website. Bajaj Finance Digital FD offers one of the highest interest rates of up to 8.85% p.a.
  4. End-to-end control: Open, manage, calculate returns, and renew your FD through a single online platform for complete control over your investment.


The Bajaj Finserv app helps users to take control of their financial future with a secure and convenient platform. Whether you are a seasoned investor or just starting your investment journey, the app simplifies the process of investing in fixed deposit.

Frequently asked questions

Is it safe to invest through an FD investment app?

Investing through an FD investment app is generally safe, as reputable apps like Bajaj Finserv ensure encryption and security measures to protect users' financial information and transactions.

Is there any fees or charges associated with using an FD investment app?

Typically, FD investment apps like Bajaj Finserv do not charge any fees.

How can I contact customer support for assistance with the app?

For assistance with the Bajaj Finserv app, you can contact their customer support through the app itself or visit their website for contact details.


As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.