Fixed Deposit in Bangalore

Fixed Deposit (FD) rates in Bangalore start around 7.40% p.a. for regular investors, while senior citizens can earn up to 7.75% p.a. or more on their deposits.
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4 min
Jun 15, 2026

Bangalore, known as India's Silicon Valley, is a hub of opportunity and a popular destination for young professionals and families. With a fast-paced lifestyle and rising living costs, it is essential to make smart financial decisions to secure your future. Investing in a fixed deposit in Bangalore can be a reliable way to grow your savings while enjoying stability and predictable returns. Fixed deposits (FDs) remain a popular investment option for residents seeking a balance between safety and consistent earnings.


Benefits of Bajaj Finance Fixed Deposit in Bangalore

A Bajaj Finance FD combines attractive returns, flexibility, convenience, and safety in a single investment solution. Whether you are planning for a short-term goal or building long-term wealth, it offers competitive interest rates, multiple tenure options, a fully digital investment journey, and high credit ratings for added peace of mind.

  1. Competitive returns

    Earn attractive interest rates up to 7.75% p.a. on your investment, shielding your returns from potential market fluctuations.

  2. Senior citizen benefit

    If you are 60 or above, Bajaj Finance offers an additional senior citizen FD interest rate of up to 0.35% p.a., making your FD an even more rewarding investment.

  3. Top-tier security

    Rest assured knowing your deposit is secure. Bajaj Finance holds the highest credit ratings of [ICRA]AAA(Stable) and CRISIL AAA/STABLE.

  4. Loan against fixed deposit

    Bajaj Finance offers loan against your FD without necessitating its closure. You can borrow up to 60% of the deposit amount on non-cumulative FD and up to 75% on cumulative FD.


Don't let your savings sit idle! Park them in an FD by Bajaj Finance and enjoy assured returns of up to 7.75% p.a.! Start Investing.

Fixed Deposit

  1. Trusted by over 5 lakh customers
  2. Fixed Deposits worth more than Rs. 50,000 crore booked
  3. Rated CRISIL AAA/STABLE and [ICRA]AAA(STABLE)
  4. Up to 0.35% p.a. extra interest offered for senior citizens
  5. Flexible interest payout options available - Monthly, Quarterly, Half-yearly, Annually or at Maturity

By proceeding, you agree to our Terms and Conditions

Eligibility criteria for booking an FD with Bajaj Finance

A. Nationality:

  • Resident Indians
  • Non-Resident Indians (NRIs)

B. Investor type:

  • Individuals (including senior citizens and minors)
  • Sole proprietorships
  • Partnership firms
  • HUFs (Hindu Undivided Families)
  • Clubs, associations, societies
  • Family Trusts

Documents required

  • A PAN card
  • Any one KYC document such as Aadhaar card, Passport, Driving License, or Voter ID

Looking for a safe and high-return investment? A Bajaj Finance FD offers up to 7.75% p.a., ensuring your savings grow securely and steadily! Check FD Rates.

FD rates for customers below the age of 60

Fixed Deposit annualised rate of interest for customers below the age of 60 is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 01 May, 2026).

Non-Senior Citizens
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 17 6.60% 6.41% 6.44% 6.49% 6.60%
18 - 30 6.85% 6.64% 6.68% 6.74% 6.85%
31 – 60 7.40% 7.16% 7.20% 7.27% 7.40%

FD rates for customer above the age of 60

Fixed Deposit annualised rate of interest for senior citizens is valid for deposit amounts from Rs. 15,000 to Rs. 3 crore (w.e.f 01 May, 2026).

Senior Citizens
Tenure in
months
At maturity (p.a.) Monthly (p.a.) Quarterly (p.a.) Half yearly (p.a.) Annual (p.a.)
12 - 17 6.95% 6.74% 6.78% 6.83% 6.95%
18 - 30 7.20% 6.97% 7.01% 7.08% 7.20%
31 - 60 7.75% 7.49% 7.53% 7.61% 7.75%

Fixed deposit variants

Highest Credit Ratings | Trusted with over 1.4 million Deposits | Assured Returns on FD
Recommended

Fixed Deposit - 60 Months

INTEREST RATES UP TO
7.75% p.a.
Invest Online

Fixed Deposit - Senior Citizen

INTEREST RATES UP TO
7.75% p.a.
Invest Online

Fixed Deposit - Age below 60

INTEREST RATES UP TO
7.40% p.a.
Open FD

Fixed Deposit - Minor

INTEREST RATES UP TO
7.40% p.a.
Open FD

Fixed Deposit - HUF

INTEREST RATES UP TO
7.40% p.a.
Open FD

Fixed Deposit - Sole Proprietor

INTEREST RATES UP TO
7.40% p.a.
Open FD

Step-by-Step: How to Open an FD in Bangalore

Opening a fixed deposit in Bangalore is quick and convenient. Follow these simple steps to start investing and secure your savings.

Choose Investment Amount & Tenure

Decide how much you want to invest and select a tenure that aligns with your financial goals.

Fill Application Form Online

Complete the online application form by entering your personal, contact, and investment details accurately.

Upload KYC Documents

Submit the required KYC documents, such as your PAN card and identity proof, for verification.

Transfer Funds Securely

Make the deposit through a secure online payment method using your preferred bank account.

Receive FD Certificate

Once your application is processed successfully, you will receive your FD certificate as investment confirmation.


Conclusion

Fixed deposits offer Bangaloreans a safe, predictable way to grow their savings and achieve their financial goals. By comparing options, understanding the features, and integrating them into a broader investment plan, you can maximise the benefits of FDs and build a bright financial future in this dynamic city.

Calculate your expected investment returns with the help of our investment calculators

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Frequently asked questions

What are the benefits of investing in a Fixed Deposit in Bangalore?

Investing in a Fixed Deposit (FD) in Bangalore offers guaranteed returns, capital safety, and attractive interest rates. It provides flexibility with multiple tenure options and ensures liquidity through premature withdrawals. FDs are a risk-free investment option, making them ideal for wealth preservation. Additionally, senior citizens can enjoy higher interest rates on their deposits.

What is the minimum amount required to open an FD in Bangalore?

The minimum deposit amount to open a Fixed Deposit in Bangalore varies by financial institution. Generally, banks and NBFCs require a minimum of Rs. 1,000 to Rs. 25,000, depending on the chosen scheme. Bajaj Finance offers flexible deposit options, allowing individuals to start investing with a minimal amount while enjoying competitive interest rates and secure growth.

What is the tenure for a Fixed Deposit in Bangalore?

The tenure for a Fixed Deposit in Bangalore typically ranges from 7 days to 10 years, depending on the financial institution. Bajaj Finance offers flexible tenure options, allowing investors to choose periods from 12 months to 60 months. Longer tenures often yield higher returns, making FDs a secure and profitable investment choice for financial planning.

What are the current FD interest rates for senior citizens in Bangalore?

Senior citizens in Bangalore enjoy higher FD interest rates compared to regular investors. Bajaj Finance offers competitive rates, usually 0.25% to 0.50% higher than standard rates. The exact rates vary based on tenure and deposit amount. Investing in a senior citizen FD ensures stable earnings with risk-free returns. Check the latest rates on our website.

Why should I choose a Bajaj Finance Fixed Deposit over other investments?

A Bajaj Finance FD offers stability, flexibility, and guaranteed returns of up to 7.75% p.a., making it one of the best low-risk investments. Unlike market-linked instruments, it ensures steady growth with no surprises! Check FD Rates.

What are the benefits of investing in a Fixed Deposit in Bangalore?

Investing in a Fixed Deposit (FD) in Bangalore offers guaranteed returns, capital safety, and attractive interest rates. It provides flexibility with multiple tenure options and ensures liquidity through premature withdrawals. FDs are a risk-free investment option, making them ideal for wealth preservation. Additionally, senior citizens can enjoy higher interest rates on their deposits.

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.