Fixed Deposit for Women

Read on to discover why Bajaj Finance Fixed Deposit is an ideal investment option for women
3 mins
4 April 2024

A secure future is the dream of every woman. To realise it, women of all ages and from all walks of life seek and work towards their financial independence and are investing in their financial goals. Today, there are a plethora of investing possibilities available; some are riskier due to their greater market sensitivity. Fixed Deposits (FDs) continue to be the simplest and safest form of investment when it comes to risk-free and good returns.

Bajaj Finance FD is one of the most suitable fixed deposit schemes for women in India. This interest rate is significantly higher and it offers easy online application and account management options, making it convenient for women to invest in fixed deposits. Let us elaborate and understand why the Bajaj Finance fixed deposit is an ideal investment option:

Fixed Deposit Interest Rates for Women in India 2024

Period Minimum deposit Cumulative At Maturity (% p.a.) Non-Cumulative
12 – 14 months

Rs. 15,000
Up to 7.40% Up to 7.16% Up to 7.20% Up to 7.27% Up to 7.40%
15 – 23 months Up to 7.50% Up to 7.25% Up to 7.30% Up to 7.36% Up to 7.50%
24-35 months Up to 7.80% Up to 7.53% Up to 7.58% Up to 7.65% Up to 7.80%
36 - 60 months Up to 8.10% Up to 7.81% Up to 7.87% Up to 7.94% Up to 8.10%

Reasons Why Bajaj Finance FD is ideal for Women

Higher Interest Rates - Bajaj Finance FD offers a competitive interest rate as per the market standards. Higher interest rates mean better returns on your investments, helping your money grow faster. We also have an option to earn higher rates if an investor wants to invest for special tenures of 18, 22,33, 42 and 44 months.

Flexible Tenure Options - Bajaj Finance FD offers flexible tenure options ranging from 12 to 60 months, making it convenient for women to choose a tenure that suits their investment goals. Whether short-term or long-term, you can find an FD tenure that aligns with your needs. Be it higher studies, a vacation, or a dream car, now a woman can plan for all of these with the help of her FD investment.

Safety and Stability - Bajaj Finance Fixed Deposit holds some of the highest credit ratings from agencies like CRISIL and ICRA, reflecting its creditworthiness and ability to fulfill financial obligations. These ratings provide additional confidence to women about the safety of their deposits.

Senior Citizen benefits - We offer special FD interest rates for senior citizens. If you are a senior citizen (over 60 years of age), you get up to 0.40% p.a. additional FD interest rate. The highest interest rate on a tenure of 42 months is up to 8.85% p.a. for senior citizens.

Online Application and Management - Bajaj Finance FD offers easy online application and management options, making it convenient for women to invest in fixed deposits. We have a complete online journey which saves time since one does not have to travel anywhere to invest. Also, using ‘My Account’ our customer portal, one can track their investments, download and view their FDR, other documents and also raise queries.

Additional Benefits – With a Bajaj Finance Fixed Deposit one can also get additional benefits such as loan against FDs, flexible payout options and premature withdrawal options, making it a comprehensive investment option for women.

In conclusion, fixed deposits are a safe and secure investment option for women who want to grow their savings. Women can take advantage of the higher interest rates offered on fixed deposits for women and choose schemes such as Bajaj Finance FD to grow their savings.

Frequently asked questions

How much FD interest does Bajaj Finance offer?

Bajaj Finance FD offers a profitable rate of interest ranging from 7.53% p.a. to 8.60% p.a. Senior citizens can enjoy an extra 0.40% p.a. interest over the regular rates.

What are the benefits of investing in an FD for women?
  • Get fixed yet high returns
  • A flexible tenure to address your long-term and short-term financial needs
  • Get a loan against your FD
  • A regular flow of income on opting for non-cumulative fixed deposits
  • Start investing with a small deposit amount


As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.