Scientific Name of Vitamin E: Types, Functions, Dietary Sources, and Benefits

Scientific Name of Vitamin E: Types, Functions, Dietary Sources, and Benefits

Vitamin E is humanity’s premier lipid-soluble physiological antioxidant, serving as the primary molecular shield that protects polyunsaturated fatty acids in human cell membranes against toxic free radical peroxidation. Encompassing a family of eight distinct natural vitamers, vitamin E is vital for maintaining neuromuscular integrity, supporting endothelial vascular elasticity, and reinforcing adaptive immune function.

Benefits
FAQs
Videos

Check health insurance plans with comprehensive coverage

Health plans from leading insurers | Comprehensive coverage | Offers multiple optional add-ons to enhance coverage

Nutrition Basics for Better Health
 

Nutrition Basics for Better Health

In summary


Vitamin E is an essential fat-soluble nutrient that supports cellular health, protects tissues from oxidative damage and helps maintain normal neurological function. Understanding its forms, benefits, deficiency symptoms and potential interactions with medications can help people make informed decisions about nutrition and supplementation.


  • Eight distinct natural chemical vitamers: The scientific nomenclature of vitamin E encompasses four tocopherols (alpha, beta, gamma, delta) and four tocotrienols, with d-alpha-tocopherol representing the biologically active form maintained in human plasma Source: Ministry of Health and Family Welfare.
  • Potent chain-breaking antioxidant: Vitamin E interrupts the chain reaction of lipid peroxidation in cellular phospholipid bilayers, protecting erythrocytes, vascular endothelium, and neuronal myelin sheaths Source: National Health Authority.
  • Neurological deficiency syndromes: Severe deficiency precipitates spinocerebellar ataxia, loss of vibratory sensation, peripheral neuropathy, and retinal pigmented degeneration.
  • Interaction with anticoagulants: Excessive supplemental intake antagonizes vitamin K-dependent clotting factors, heightening bleeding hazards in individuals taking blood thinners.
  • Preventative security via Bajaj Finance: Securing a comprehensive health insurance policy through Bajaj Finance provides coverage for diagnostic nerve conduction studies, specialist neurology consultations, and inpatient hospitalisation Source: Insurance Regulatory and Development Authority of India.


Maintaining adequate vitamin E levels through a balanced diet and appropriate medical guidance supports overall health. Explore health insurance plans through Bajaj Finance and check premiums to compare available coverage options for your healthcare needs.

What is the scientific name of vitamin E?

In nutritional science and organic chemistry, vitamin E is not a single compound but rather a collective term for eight naturally occurring fat-soluble compounds synthesized exclusively by photosynthetic plants. These eight vitamers are divided into two distinct chemical homologous series:
 

Tocopherols (saturated phytyl tail)
 

Tocopherols possess a chromanol ring attached to a fully saturated 16-carbon phytyl isoprenoid side chain. Depending upon the number and position of methyl groups on the chromanol ring, they are designated as:
 

  • Alpha-tocopherol (5,7,8-trimethyltocol): The most biologically active and clinically significant form in humans.
  • Beta-tocopherol (5,8-dimethyltocol).
  • Gamma-tocopherol (7,8-dimethyltocol): The most abundant form in commercial vegetable oils.
  • Delta-tocopherol (8-methyltocol).
     

Tocotrienols (unsaturated farnesyl tail)
 

Tocotrienols share the same chromanol head as tocopherols but possess an unsaturated isoprenoid side chain containing three double bonds (farnesyl tail). They are similarly classified as alpha-tocotrienol, beta-tocotrienol, gamma-tocotrienol, and delta-tocotrienol. While all forms exhibit antioxidant properties in vitro, human hepatic alpha-tocopherol transfer protein (alpha-TTP) preferentially binds and enriches alpha-tocopherol in blood plasma.
 

Did you know?
 

Vitamin E works synergistically with vitamin C; while alpha-tocopherol neutralises free radicals, ascorbic acid regenerates oxidised tocopherol back into its active form.

Show More
Show Less

Pro tip

Health insurance goes beyond hospitalization—it covers OPD visits, medicines, ambulance charges, preventive checkups, and even alternative treatments, giving you all-around financial security.

Functions of vitamin E

Vitamin E performs critical physiological and enzymatic roles throughout the human body:
 

  • Peroxynitrite and free radical neutralization: Scavenges lipid peroxyl radicals in cell membranes, terminating self-propagating oxidative cascades.
  • Neuronal and axonal membrane preservation: Protects long myelinated sensory and motor nerve axons from oxidative degradation, ensuring normal nerve impulse conduction.
  • Immune modulation and t-cell enhancement: Protects membrane lipids of T-lymphocytes, stimulating interleukin-2 production and enhancing cell-mediated immune responses in aging adults.
  • Inhibition of smooth muscle proliferation: Downregulates protein kinase C (PKC) activity, inhibiting excessive vascular smooth muscle proliferation and platelet aggregation.
     

Quick fact:
 

High doses of supplemental alpha-tocopherol (above 1,000 mg daily) can impair blood clotting mechanisms by antagonising vitamin K activity.

What are the types of vitamin E?

Dietary and supplemental vitamin E exists in both natural and synthetic stereoisomer formulations:
 

Natural vitamin E (d-alpha-tocopherol or RRR-alpha-tocopherol)
 

Naturally synthesized by plants, all three chiral stereocentres in the phytyl tail exist in the R configuration (2R, 4'R, 8'R-alpha-tocopherol). This natural stereoisomer fits perfectly into the binding pocket of human hepatic alpha-TTP, making it twice as biologically active as synthetic variants.
 

Synthetic vitamin E (dl-alpha-tocopherol or all-rac-alpha-tocopherol)
 

Synthesized from petrochemical precursors, synthetic vitamin E consists of an equimolar mixture of eight distinct stereoisomers (all-racemic). Because only four of the eight isomers possess the 2R configuration recognised by the human liver, synthetic vitamin E requires approximately 1.5 times the dosage to match natural vitamin E bioactivity.
 

You can explore comprehensive health insurance options and check premiums online through Bajaj Finance.
 

Did you know?
 

Natural vitamin E is labeled on dietary supplement bottles as d-alpha-tocopherol or RRR-alpha-tocopherol, whereas synthetic vitamin E is designated as dl-alpha-tocopherol or all-rac-alpha-tocopherol. Checking product labels ensures consumers select the most bioavailable vitamer.

Show More
Show Less

What are the benefits of vitamin E in our body?

Maintaining optimal vitamin E status provides systemic clinical benefits across multiple organ systems:
 

  • Cardiovascular protection: Inhibits the oxidative modification of circulating low-density lipoprotein (LDL) cholesterol, an essential initiating step in atherosclerotic plaque formation.
  • Dermatological repair and UV defence: Accumulates in the stratum corneum and sebaceous glands, reducing solar ultraviolet-induced erythema, lipid peroxidation, and photoaging.
  • Ocular macula preservation: Works synergistically with vitamin C, zinc, and lutein (as demonstrated in the Age-Related Eye Disease Studies - AREDS) to slow the progression of dry macular degeneration.
  • Cognitive resilience: Protects cerebral polyunsaturated fatty acids from oxidative damage, supporting synaptic plasticity and slowing neurocognitive decline.
     

To understand how private medical insurance shields families against chronic neurodegenerative disorders, review the benefits of health insurance in India.
 

Quick fact:
 

Red blood cells are especially vulnerable to oxidative hemolysis because their membranes are exceptionally rich in polyunsaturated fatty acids and exposed to continuous oxygen tension. Vitamin E deficiency causes fragile red cell membranes, precipitating mild haemolytic anaemia.

Vitamin D: Essential roles in the body

Nutritional physiology highlights a vital biochemical synergy between fat-soluble vitamins, notably vitamin E and vitamin D:
 

  • Mutual intestinal absorption pathways: Both vitamin E and vitamin D are lipophilic micronutrients that depend on dietary triglycerides, bile salt micelle formation, and pancreatic lipase digestion for absorption across the jejunal mucosa. Severe fat malabsorption disorders (celiac disease, Crohn’s disease, chronic pancreatitis, and cystic fibrosis) invariably precipitate simultaneous deficiencies of both vitamin E and vitamin D.
  • Complementary bone and neuromuscular protection: While vitamin D regulates calcium homeostasis, bone mineralization, and proximal muscle strength, vitamin E protects muscle cell membranes and motor neurons against exercise-induced oxidative injury, ensuring coordinated musculoskeletal stability.
  • Coordinated immune homeostasis: Vitamin D activates antimicrobial peptide cathelicidin synthesis in macrophages, while vitamin E maintains T-lymphocyte cell-mediated cytotoxicity, providing balanced, broad-spectrum mucosal and systemic immune protection.

What is the dosage of vitamin E?

Daily Recommended Dietary Allowances (RDA) for vitamin E are established by the ICMR-NIN and international nutritional bodies in milligrams of alpha-tocopherol (1 mg alpha-tocopherol = 1.49 International Units of natural d-alpha-tocopherol):
 

  • Infants (0 to 12 months): 4 to 5 mg daily.
  • Children (1 to 8 years): 6 to 7 mg daily.
  • Children (9 to 13 years): 11 mg daily.
  • Adolescents and adults (14+ years): 15 mg (22.4 IU) daily.
  • Lactating mothers: 19 mg (28.4 IU) daily.
     

The Tolerable Upper Intake Level (UL) for adults is set at 1,000 mg (1,500 IU) daily of natural alpha-tocopherol. Dosages exceeding this threshold heighten risks of haemorrhagic complications.

Integrating vitamin E into your diet

Vitamin E is abundant in plant seed oils, nuts, seeds, and leafy greens. Integrating healthy culinary sources into daily meals ensures adequate micronutrient status:
 

  • Wheat germ oil: The most concentrated natural source, providing over 20 mg of alpha-tocopherol per tablespoon (over 130 percent of daily adult RDA).
  • Sunflower seeds and sunflower oil: One ounce (28 grams) of dry roasted sunflower seeds delivers 7.4 mg of vitamin E (nearly 50 percent of daily needs).
  • Almonds and almond oil: A handful of whole almonds (28 grams) provides 6.8 mg of bioavailable alpha-tocopherol.
  • Avocados and green vegetables: Fresh avocados, boiled spinach, and broccoli provide 1.5 to 2.5 mg per serving alongside valuable dietary carotenoids.

How to get vitamin E for the body?

Because vitamin E is strictly fat-soluble, consuming vitamin E-rich foods in the absence of dietary lipids severely restricts absorption. Consuming nuts, seeds, or lightly sautéing vegetables in extra virgin olive oil or cold-pressed sunflower oil ensures micelle formation, increasing intestinal alpha-tocopherol absorption from under 20 percent to over 75 percent.

Risks associated with vitamin E deficiency

Clinical vitamin E deficiency is rare in healthy adults with balanced diets, but develops rapidly in individuals with chronic fat malabsorption syndromes or genetic mutations in the alpha-TTP gene:
 

  • Ataxia with vitamin e deficiency (AVED): A severe autosomal recessive genetic disorder causing progressive spinocerebellar ataxia, clumsy gait, loss of deep tendon reflexes, and impaired vibratory sensation.
  • Peripheral sensory neuropathy: Degeneration of large-calibre myelinated sensory nerve fibers causing progressive numbness, tingling, and proprioceptive sensory loss in the lower extremities.
  • Retinopathy and visual loss: Pigmented retinal degeneration and loss of photoreceptor viability, impairing visual acuity.
  • Impaired immune response: Accelerated decline in delayed-type hypersensitivity and heightened susceptibility to respiratory tract infections.
     

Risks of high-dose overconsumption
 

Mega-dose supplementation (>1,000 mg/day) interferes with vitamin K-dependent prothrombin synthesis, impairing platelet aggregation and significantly heightening the hazard of haemorrhagic stroke, gastrointestinal bleeding, and perioperative surgical haemorrhage.
 

Review the critical illnesses and diseases covered in health insurance to ensure your family policy covers chronic neuromuscular disorders.

Compare types of Health Insurance Plans

Choosing the right vitamin E supplement

When clinical indications warrant vitamin E supplementation, consider these selection guidelines:
 

  • Natural vs synthetic forms: Choose formulations containing d-alpha-tocopherol (natural) rather than dl-alpha-tocopherol (synthetic) for superior biological retention.
  • Mixed tocopherols and tocotrienols: Supplements containing a full spectrum of mixed tocopherols (alpha, beta, gamma, delta) provide balanced antioxidant coverage closer to natural foods.
  • Appropriate physiological dosage: Avoid mega-dose capsules (800 to 1,000 IU) unless explicitly prescribed for severe malabsorption. Moderate daily supplements containing 100 to 200 IU are generally safe for short-term clinical repletion.
  • Take with fat-containing meals: Always consume vitamin E softgels with a meal containing dietary lipids to ensure optimal absorption.
     

You can explore plans on Bajaj Finance to ensure your coverage includes diagnostic evaluations, neurology consultations, and inpatient hospitalisation.
 

Worked Scenario: Inpatient diagnostic workup and neurological rehabilitation in Kochi
 

To observe how comprehensive health insurance functions during a complex neurological crisis linked to micronutrient malabsorption, consider this worked scenario:
 

Sunita Nair, a 46-year-old IT Finance Controller in Kochi, experienced progressive gait unsteadiness, numbness in her feet, and chronic fatigue. A consultant neurologist noted sensory ataxia and subnormal plasma alpha-tocopherol levels (1.8 mg/L, normal >= 5.0 mg/L). Diagnostic investigations confirmed celiac enteropathy causing severe fat-soluble micronutrient malabsorption.
 

Sunita was admitted to an accredited multispeciality network hospital in Kochi for four days of intensive diagnostic evaluations, nerve conduction studies, somatosensory evoked potentials (SSEP), upper endoscopy with duodenal biopsies, and high-dose therapeutic intramuscular alpha-tocopherol and parenteral vitamin D repletion.
 

Fortunately, Sunita held an individual health insurance policy of Rs. 20 lakh with zero room rent sub-limits, procured via Bajaj Finance. Her total hospital invoice came to Rs. 1,60,000, comprising neurology and gastroenterology consultant fees (Rs. 46,000), diagnostic electrophysiology and endoscopic biopsy charges (Rs. 42,000), private single-room nursing (Rs. 36,000), and parenteral therapeutic micronutrient infusions (Rs. 36,000).
 

The hospital TPA desk submitted a cashless pre-authorisation request, which was approved by the insurer within 75 minutes. The insurer settled Rs. 1,48,000 directly via cashless clearance. Sunita paid only Rs. 12,000 out of pocket for personal administrative registration and non-medical amenities. Her peripheral nerve function stabilized, her malabsorption was managed on a gluten-free diet, and her family savings remained completely intact.
 

Explore comprehensive policies and check premium online today to protect your family against chronic neurological conditions.

Show More
Show Less

Comparative matrix: Natural d-alpha-tocopherol vs synthetic dl-alpha-tocopherol

Evaluation parameterNatural vitamin E (d-alpha-tocopherol / RRR)Synthetic vitamin E (dl-alpha-tocopherol / all-rac)Strategic clinical implication
Chemical originPlant-derived (soybean, sunflower, wheat germ)Petroleum-derived chemical synthesisNatural origin versus industrial synthesis
Stereoisomer compositionSingle 2R, 4'R, 8'R stereoisomer (100 percent active)Equimolar mix of 8 stereoisomers (only 50% 2R)Natural vitamer exhibits superior receptor binding
Hepatic retentionHigh affinity for human liver alpha-TTPLower retention; 2S isomers rapidly excretedBlood levels remain elevated twice as long with natural
Bioequivalence ratio1.0 mg = 1.49 International Units (IU)1.0 mg = 1.10 International Units (IU)Requires 50 percent higher dose of synthetic
Best suited forClinical deficiency repletion and neurology careLow-cost general multivitamin fortificationNatural preferred for therapeutic medical repletion

*Source: National Health Authority and official scheme guidelines.*

Do's and don'ts: Critical decisions for vitamin E intake and health protection

DoWhy it mattersDon’tRisk to avoid
Consume vitamin E foods with healthy dietary fats like olive oil or avocadoEnsures formation of lipid micelles essential for enterocyte brush border absorptionTake vitamin E capsules on a completely empty stomach with black coffeeExcreting valuable lipophilic vitamins unabsorbed in digestive stool
Disclose daily vitamin E supplement usage prior to elective surgical proceduresPrevents unexpected intra-operative or post-operative haemorrhageConsume high-dose vitamin E (>400 IU/day) alongside prescription blood thinnersInducing severe coagulopathy and fatal intracranial haemorrhage
Seek prompt neurological evaluation if experiencing unsteadiness or limb numbnessEnables early diagnosis of sensory ataxia before irreversible axonal degenerationDismiss progressive numbness in feet as ordinary aging or tirednessRisking permanent motor disability and loss of walking balance
Secure a comprehensive health insurance policy with preventive check-up benefitsEnsures annual monitoring of lipid panels, liver enzymes, and neurological markersRely solely on over-the-counter dietary supplements without medical check-upsAllowing silent malabsorption disorders to progress undetected
Choose natural d-alpha-tocopherol when selecting therapeutic dietary supplementsDelivers twice the biological potency and superior hepatic retentionConsume unverified mega-dose synthetic supplements exceeding upper limitsSaturation of antioxidant pathways and accelerated bleeding risks

*Source: National Health Authority and official scheme guidelines.*

Show More
Show Less

Action roadmap for optimizing Vitamin E status and healthcare financing

  • Phase 1: Dietary audit and symptom review (week 1): Review your daily intake of nuts, seeds, and vegetable oils; evaluate symptoms such as tingling in the feet or balance difficulties.
  • Phase 2: Baseline clinical and laboratory screening (weeks 1 to 2): Consult a physician for neurological gait examination and consider a lipid-standardized serum vitamin E assay if malabsorption is suspected.
  • Phase 3: Dietary optimisation and guided supplementation (weeks 2 to 4): Incorporate one ounce of almonds or sunflower seeds daily; take natural d-alpha-tocopherol supplements only under medical supervision.
  • Phase 4: Health insurance coverage verification via Bajaj Finance (month 1): Audit your existing health insurance on Bajaj Finance, ensuring adequate sum insured (minimum Rs. 15 lakh) and inclusion of neurological hospitalisation coverage.
  • Phase 5: Lifelong annual preventive maintenance (ongoing): Schedule annual comprehensive health evaluations and maintain continuous health policy renewals through Bajaj Finance to protect against chronic degenerative illnesses.

Sources and references

Source / reference authorityDocument / research topicRelevant insights and contextPublication month and year
Ministry of Health and Family Welfare (MoHFW)National guidelines on micronutrient supplementation and clinical protocolsStandards on fat-soluble vitamin nutrition, deficiency management, and safety thresholdsOctober 2026
Indian Council of Medical Research (ICMR-NIN)Nutrient requirements and recommended dietary allowances for IndiansStandardised daily RDA values, bioequivalence ratios, and food composition metricsOctober 2026
National Health Authority (NHA)Standard treatment guidelines and diagnostic package tariffsClinical costing benchmarks, electrophysiology package rates, and neurology inpatient tariffsOctober 2026
Insurance Regulatory and Development Authority of India (IRDAI)Master circular on operations and health insurance businessRegulatory mandates on inpatient diagnostic reimbursement, daycare procedures, and cashless SLAsOctober 2026

Data last updated as of October 2026.

Show More
Show Less

Glossary of vitamin E and clinical neurology insurance terms

Technical termDefinition and regulatory context
Alpha-tocopherolThe primary biologically active form of vitamin E in humans, preferentially retained by hepatic alpha-TTP.
TocotrienolsA homologous series of vitamin E vitamers possessing an unsaturated farnesyl side chain with three double bonds.
Lipid peroxidationThe oxidative degradation of cellular membrane polyunsaturated lipids by reactive oxygen free radicals.
AtaxiaNeurological sign characterized by lack of voluntary coordination of muscle movements and unsteady gait.
Peripheral neuropathyDamage to peripheral sensory and motor nerves causing numbness, tingling, and weakness in hands and feet.
Pre-existing disease (PED)Any medical condition, ailment, or injury diagnosed or treated prior to the inception of a health insurance policy.
Daycare procedureA medically necessary treatment requiring hospital admission for less than 24 hours due to modern technology.
Cashless pre-authorisationElectronic approval granted by an insurer confirming coverage and tariffs prior to hospital admission.
Consumables riderAn add-on cover that reimburses non-medical disposable supplies used during surgical or medical hospitalisation.
Restoration benefitA policy feature that automatically reinstates 100 percent of the sum insured pool once exhausted during the policy year.
Show More
Show Less

Conclusion

Vitamin E is an essential lipid-soluble guardian that protects cellular membranes, supports peripheral nerve conduction, and modulates immune vitality throughout the human lifespan. Whether obtained from nourishing culinary nuts and seeds or targeted natural supplements, maintaining optimal micronutrient equilibrium is essential for lifelong vitality.
 

However, managing micronutrient health requires clinical balance, as high-dose overconsumption presents serious bleeding hazards, particularly in patients on cardiovascular medications.
 

By combining balanced nutritional habits with the comprehensive financial protection of a health insurance policy procured through Bajaj Finance, individuals and families ensure immediate access to elite diagnostic and therapeutic medical care, safeguarding their health and household financial stability. Explore health insurance plans and check premiums to help manage unexpected medical expenses and protect your household finances.

Frequently asked questions

Biochemical forms and dietary intake

Deficiency symptoms and health insurance

What is the scientific name of the most active form of vitamin E?

The most biologically active form of vitamin E in humans is alpha-tocopherol (specifically natural RRR-alpha-tocopherol or d-alpha-tocopherol), which is preferentially retained by the liver and maintained in circulating blood plasma.

What foods are highest in vitamin E?

Wheat germ oil is the most concentrated source, followed by sunflower seeds, almonds, hazelnuts, sunflower oil, avocados, and dark green leafy vegetables like spinach and broccoli.

Can vitamin E supplements thin the blood?

Yes. High doses of vitamin E (>400 to 800 IU daily) antagonize vitamin K-dependent clotting factors and inhibit platelet aggregation, acting as a mild blood thinner and increasing bleeding risks, especially when taken with warfarin or aspirin.

What are the main symptoms of vitamin E deficiency?

Primary symptoms include ataxia (unsteady, clumsy gait), peripheral neuropathy (numbness and tingling in the hands and feet), muscle weakness, loss of vibratory and position sense, and impaired vision due to retinal degeneration.

Does health insurance cover diagnostic tests for neurological conditions?

Yes. Inpatient diagnostic admissions and pre-hospitalisation diagnostic evaluations—such as nerve conduction studies (NCS), electromyography (EMG), and specialised blood panels—are covered under comprehensive health policies.

What is Ataxia with Vitamin E Deficiency (AVED)?

AVED is a rare genetic disorder caused by mutations in the alpha-tocopherol transfer protein (alpha-TTP) gene, preventing the liver from secreting vitamin E into the bloodstream, resulting in severe progressive neurological ataxia that is treatable with lifelong high-dose oral vitamin E.

What is the recommended daily dosage of vitamin E for adults?

The recommended daily allowance (RDA) for adults is 15 milligrams (equivalent to 22.4 International Units) of alpha-tocopherol per day, which is easily obtained through a balanced diet containing nuts, seeds, and healthy plant oils.

Can vitamin E help prevent heart disease?

By preventing the oxidation of LDL cholesterol, vitamin E helps inhibit atherosclerotic plaque progression in laboratory studies. However, clinical guidelines advise obtaining vitamin E through whole dietary foods rather than high-dose supplements.

How does cashless hospitalisation work for complex medical diagnoses via Bajaj Finance?

Present your health insurance e-card at any of the 10,000+ empanelled network hospitals. The hospital TPA desk submits a pre-authorisation request, and the insurer settles all admissible inpatient diagnostic and therapeutic bills directly upon discharge.

What is the difference between tocopherols and tocotrienols?

Tocopherols have a fully saturated phytyl side chain, whereas tocotrienols have an unsaturated farnesyl side chain containing three double bonds. Both are natural forms of vitamin E, but alpha-tocopherol is the primary form maintained in human tissues.

Show more Show less

Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited,  Life Insurance Corporation of India (LIC), Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Co. Limited , Star Health & Allied  Insurance Co. Limited, Care Health Insurance Company Limited,  Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services.  Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third-party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finance Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.