Vahli Dikri Yojana

Planning for your child’s future, especially for your daughter, is one of the most important responsibilities as a parent. In India, where financial security can play a pivotal role in ensuring equal opportunities, government initiatives like the Vahli Dikri Yojana aim to empower families and promote the welfare of girl children. This scheme provides financial assistance to families in Gujarat, helping them secure their daughters' education and marriage expenses.

What is the Vahli Dikri Yojana?

The Vahli Dikri Yojana (Dear Daughter Scheme) is a financial assistance programme launched by the Government of Gujarat to promote girl child education and reduce female infant mortality. Under this scheme, eligible families receive financial aid at key stages—when the girl child is enrolled in primary school, secondary school, and at the time of turning 18 years of age.

This initiative aims to encourage families to empower their daughters with education and financial independence. While the scheme supports basic educational needs, parents can further strengthen their financial planning with child education plans offered by life insurers to ensure children can pursue higher education without financial stress.

To benefit from the Vahli Dikri Yojana, families need to meet specific eligibility requirements. Here are the criteria to qualify for the scheme:

• The applicant must be a permanent resident of Gujarat.
• The family’s annual income should not exceed Rs. 2 lakh.
• The scheme is applicable for one of the first two daughters in the family.
• Girls born on or after 02-08-2019 are eligible for this scheme.
• The family must have a valid bank account, as the financial assistance is directly transferred to the beneficiary’s account.

Documents required:

• Domicile certificate of Gujarat
• Aadhaar card of parents and the child
• Birth certificate of the daughter
• Proof of residence (e.g., ration card, electricity bill)
• Income certificate issued by the competent authority
• Bank account details with IFSC code
• Passport size photograph

Parents receive financial assistance at key educational milestones in a girl’s life.

Here are the major highlights:

• Support at school enrolment:

Families get financial aid of Rs. 4,000 when the child enters primary school, which is Class 1. This helps cover basic education expenses like uniforms, books, and admission fees.

• Support at secondary school admission:

A second instalment of Rs. 6,000 is offered when the girl enters secondary school, which is Class 9, helping parents continue their daughter’s education without interruptions.

• Financial assistance at age 18:

When the girl turns 18, the final instalment of Rs. 1 lakh is provided to support higher education or skill development or marriage.

• Encourages girl-child education and empowerment:

The scheme aims to reduce financial stress, encourage school attendance, and promote gender equality.

While this programme supports basic needs, higher education costs often require additional savings. You can explore affordable life insurance-based child education plans that help you build a long-term fund for your daughter’s dreams. Explore plans and get quote!

The application process is simple and involves basic documentation. Here’s how families can apply:

• Step 1: Collect required documents:

Keep documents ready such as birth certificate, residence proof, income certificate, Aadhaar card, bank details, and school admission documents.

• Step 2: Visit nearest government office:

Application forms are available at any of the local government offices such as; District Women and Child Welfare Office, Gram Panchayat, Child Development (ICDS) Office or Anganwadi.

• Step 3: Fill the application form:

Parents or guardians should fill in accurate details about the child and attach supporting documents.

• Step 4: Submit the form:

Submit the completed form along with required documents to the authorities for verification at the same office.

• Step 5: Track approval and receive benefits:

Once verified, financial support will be transferred to the registered bank account in instalments. The applicants will be notified through SMS about their eligibility or ineligibility.

Parents can additionally explore child education life insurance plans to supplement these benefits and create a stable fund for their daughter’s higher education and future security. Explore plans and get quote!

Conclusion

The Vahli Dikri Yojana is a helpful government initiative that supports education and empowerment for girl children in Gujarat. It reduces financial burden on families by providing aid at key stages of a child’s academic journey. To ensure long-term security and build funds for higher education, pairing this scheme with a child education plan from a trusted life insurance provider can be a smart financial step.