TVS Insurance

Buy insurance policies for TVS bikes online. Check plans, benefits, and coverage details.
TVS insurance
3 mins

TVS motor company is one of the largest and most popular two-wheeler manufacturers in India. The company has a reputation for producing high-quality bikes that are reliable, fuel-efficient, and affordable. If you are a proud owner of a TVS bike, it is essential to protect your prized possession with a comprehensive bike insurance policy.

TVS scooters’ model-wise insurance

Here’s an overview of model-wise insurance plans for TVS scooters.

Jupiter: TVS Jupiter is a zippy scooter that is known for its fuel efficiency and comfortable ride. To insure your Jupiter scooter, you can opt for a comprehensive plan that offers coverage for third-party liability, damage to your scooter and personal accident cover.

Scooty Streak: This scooter is popular among women riders who are looking for an economical option that delivers good performance and mileage. The insurance options available for this model are similar to the Jupiter scooter, offering comprehensive coverage for your vehicle.

Scooty Pep: The TVS Scooty Pep is perfect for city rides, with its lightweight and easy-to-manoeuvre design. When it comes to insuring your Scooty Pep, you can choose from third-party liability insurance or opt for a comprehensive plan that provides wider coverage for your scooter.

TVS bikes’ model-wise insurance

Here’s an overview of model-wise insurance plans for TVS bikes.

Apache: TVS Apache is a popular choice among bike enthusiasts for its superior performance and stylish design. For insuring your Apache bike, you can opt for a comprehensive policy that includes third-party liability cover, own damage cover and personal accident cover.

Star Sport: If you're looking for a stylish and sporty bike that delivers high performance, the TVS Star Sport is a great option. To insure your Star Sport, you can choose from third-party liability insurance or a comprehensive policy that offers wider coverage.

Star City: This TVS bike is perfect for city rides and daily commuting. As with other TVS bikes and scooters, you can opt for third-party liability insurance or a comprehensive policy that covers damage to your bike and personal accident cover.

About TVS

TVS motor company is an Indian multinational two-wheeler manufacturer headquartered in Chennai, Tamil Nadu that has been in the business since 1978. TVS is a popular brand in India and offers a range of bikes across different segments. The company is committed to innovation and has won numerous awards for its products over the years.

TVS bike Insurance is a comprehensive insurance policy that covers your TVS bike against accidental damage, theft, and other unforeseen events. The policy is available for all TVS bike models and offers a wide range of coverage options to choose from.

Read on to know everything about TVS bikes, its prices, and bike insurance in detail.

Best TVS bike models with insurance price

Here’s a quick view of the insurance price for different TVS bike models.

TVS bike model

TVS insurance price

TVS Apache RTR 160

Rs. 1,366

TVS Jupiter

Rs. 714

TVS Ntorq 125

Rs. 714

TVS Scooty Pep Plus

Rs. 714

TVS Radeon

Rs. 714

Note: The insurance premium depends on the engine CC and are subject to change.

Benefits of TVS bike insurance

Having a two-wheeler insurance policy for your TVS two-wheelers can be highly beneficial. Here are the benefits in detail.

Comprehensive coverage

TVS bike insurance provides comprehensive coverage for your vehicle. It covers damages caused to your bike due to natural calamities, theft, accidents caused by other vehicles, fire, and explosions. In case of an accident, it also covers you for third-party damages or injuries. With TVS bike insurance, you can have peace of mind knowing that you have financial security against any unforeseen incidents.

Personal accident coverage

When you opt for TVS bike insurance, you also get personal accident coverage. It covers you, as the policyholder, in case of bodily injuries or accidents while riding your TVS bike. The policy also covers your pillion passenger in case of an accident. This is an added benefit that provides riders and passengers with an additional layer of protection.

Hassle-free cashless claim settlement

TVS bike insurance offers hassle-free cashless claim settlement. This means that if your bike needs repairs after an accident, TVS will take care of the expenses without you having to pay the repair cost upfront. You just need to take your bike to the nearest TVS network garage, and the rest the insurance company will take care.

Renewal reminders

TVS bike insurance sends out timely reminders to ensure that you renew your policy on time. This is important, as a lapsed policy can lead to a lot of problems, including heavy fines and penalties. By renewing your policy on time, you can continue to enjoy the benefits of TVS bike insurance without any interruption.

Inclusions of TVS bike insurance

Here are key inclusions of TVS two-wheeler insurance.

Covers own damages

TVS insurance covers damages caused to your own two-wheeler. It covers the repair cost in case of damages caused due to floods, earthquakes, fire, theft, etc.

Covers third-party liabilities

Third-party bike insurance covers damages caused to a third party by your vehicle. It gives financial coverage in case of accidental damages caused to a third party’s vehicle or property. Also, if the accident causes any injuries to the third party.

Personal accident cover

A comprehensive bike insurance policy also includes personal accident cover for the owner and pillion rider of the TVS bike. You get personal accident cover up to Rs. 15 lakh. You get coverage for accidental injury and disability. It also covers accidental death of the owner or rider of the bike. The nominee receives the sum insured in case of the insured’s death.

Exclusions of TVS bike insurance

Here are some of the key exclusions of TVS two-wheeler insurance.

  • Does not cover any damages caused to the TVS bike due to regular wear and tear, ageing, or rusting.
  • Does not cover consequential damages not directly covered under the policy. For example, if an accident causes an oil leak in the engine, any damage caused by the oil leak will not get covered by insurance.
  • TVS bike insurance does not cover any damages incurred by the TVS bike because of racing or stunts.
  • Does not cover any damages caused due to the rider's negligence, such as riding under the influence of alcohol or drugs.

A step-by-step guide to buying TVS bike insurance online

Follow the below steps to buy TVS two-wheeler insurance on Bajaj Finance Insurance Mall.

Step 1: Visit Bajaj Finance Insurance Mall and view the comprehensive two-wheeler insurance plans offered by leading motor insurance companies.

Step 2: Click on 'Get Quote’ to open the online application form.

Step 3: Enter the vehicle type, two-wheeler registration number, mobile number, and residential PIN code. Check the terms and conditions of TVS motor insurance and click on the ‘Get Quote’ button below.

Step 4: Choose the IDV, NCB value, bike insurance add-on covers, and plan type to get a list of relevant policies. You need to update your current policy expiry date here.

Step 5: Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

Step 6: Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on ‘Proceed’ for TVS vehicle insurance.

Step 7: Enter vehicle owner’s name, date of birth, residential address, and contact number. Also, enter vehicle engine and chassis number (as per the RC) and previous policy details.

Step 8: Review your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, credit/debit card to buy the TVS bike insurance policy.

Add-on covers on TVS bike insurance

Here are some of the popular add-on covers you choose from to enhance your TVS insurance:

Zero depreciation cover:

Get complete coverage for the replacement or repair of parts without any deductions of depreciation value from the claim amount.

Engine protection cover:

Get coverage for the bike engine from damages caused due to waterlogging, oil leakages, or other mechanical failures.

Roadside assistance cover:

You get 24x7 roadside assistance under TVS bike insurance in case of a breakdown or emergency with this add-on cover.

No Claim Bonus protection cover:

This add-on cover helps you keep the NCB intact even if you make a claim during the policy period.

Claim process of TVS bike insurance

Here's a guide to the TVS bike insurance claim process:

Intimate your insurer: Contact your insurance company as soon as possible after any damage or accident. Provide all necessary details such as your policy number, your bike's registration number, and extent of the damage.

File a police complaint: In case of theft or major accidents, filing a police complaint is necessary.

Get your bike surveyed: Your insurer will appoint a surveyor to assess the extent of the damage and to ascertain the reason for the loss.

Submit documentation: Once the surveyor has assessed the damage, submit all necessary documentation related to your claim, such as the claim form, copy of the police complaint and your insurance policy.

Claim settlement: Your insurer will verify your claim and settle it as per the terms and conditions of your policy.

Renewal process of TVS bike insurance

You can easily renew the TVS two-wheeler insurance policy online by following these simple steps:

  • Visit the official website of the insurance company or visit the branch office.
  • Enter the policy details and make the payment.
  • On successful payment, the policy will get renewed, and the insurer will issue the new policy document.

With a TVS bike insurance policy, you can ride freely and enjoy your bike's performance without worrying about funds.

What are the additional benefits of TVS bike insurance?

TVS bike insurance offers an array of additional benefits that can serve as a safety net for bike owners. Here are some of the benefits of TVS bike insurance:

  • Most TVS bike insurance plans offer personal accident cover that provides financial assistance in case of disability or death of the policyholder due to an accident.
  • TVS bike insurance also offers additional coverage for electronic and electrical accessories such as fog lights of the vehicle.

Why must you buy TVS bike insurance?

For those who own a TVS bike, purchasing a bike insurance policy is an absolute must. Here are some reasons why you must buy TVS bike insurance:

Legal requirement

Indian law mandates that all bikes must have a valid insurance policy in order to legally drive on the road.

Protection against unforeseen events

An insurance policy provides financial protection in case of an accident, theft, or natural calamity, ensuring that the bike owner doesn't have to bear the full burden of unexpected expenses.

Personal accident cover

Most TVS bike insurance policies provide personal accident cover, which can offer financial support in case of disability or death of the policyholder in an accident.

Affordable premiums

TVS bike insurance policies are available at affordable premiums, making it an easy investment for a bike owner.

Additional benefits

A comprehensive TVS bike insurance policy includes additional benefits like third-party liability cover, zero depreciation cover, and cashless servicing, providing bike owners with added protection and convenience.

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Frequently asked questions

What is TVS insurance?

TVS insurance is a bike insurance policy that provides financial protection to TVS bike owners against accidents, theft, and third-party liabilities. It is specially designed for TVS bike models and offers a range of coverage options to choose from.

How long does it take to renew TVS bike insurance?

Yes, you can renew the TVS two-wheeler insurance online, and the process takes just a few minutes. All you need to do is enter the policy details and make the payment. On successful payment, the policy will get renewed. You will receive the copy of new policy document on your registered email.

Can I buy the TVS bike insurance policy online?

Yes, you can buy TVS two-wheeler insurance policy online by visiting the insurer’s official website or using the app. You can choose from a range of coverage options and add-on covers there.

Can I buy a TVS bike insurance for tenure less than a year?

No. If you have recently bought a TVS bike, then you will have to buy a comprehensive bike insurance for five years. After completing this tenure, you can buy a bike insurance for a tenure of one year. You can then keep renewing the bike insurance annually.

Are there any discounts available on TVS insurance policies?

Yes, TVS insurance policies offer various discounts to policyholders. For instance, if you install anti-theft devices, you can avail a discount on your premium. If you have not made any claims for a long time, you can avail of the No Claim Bonus (NCB) to get a discount on the renewal premium.

How can I file a claim for my TVS vehicle insurance?

To file a claim for your TVS vehicle insurance, you can visit the nearest TVS network garage or contact the customer care number provided by the insurance company. You will need to provide your policy details and a description of the incident that led to the claim. The insurance company will then initiate the claim process and provide you with the necessary assistance. TVS insurance policies also offer hassle-free cashless claim settlement, which means that you will not have to pay anything out of your pocket for the repair of your vehicle. You can also opt for a reimbursement claim if you get your bike repaired at any other garage.

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