Aditya Birla Health Insurance

Aditya Birla Health Insurance - Super Top-up (only for Women) at Rs. 2,548

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 10 lakh, premium Rs. 2,548

    Coverage up to Rs. 10 lakh, premium Rs. 2,548

    Get additional coverage against hospitalisation and medical expenses, exclusively for women.

  • Medical and domiciliary cover

    Medical and domiciliary cover

    Covers hospitalisation for up to 527 daycare procedures and treatment taken at home under domiciliary cover.

  • Ambulance expenses

    Ambulance expenses

    Get road ambulance coverage up to Rs. 1,000 per incident in case of emergency.

  • Pre-and post-hospitalisation expenses covered

    Pre-and post-hospitalisation expenses covered

    The policy covers medical expenses incurred up to 30 days before and 60 days after hospitalisation.

  • Room rent coverage

    Room rent coverage

    Get coverage up to 1% of the sum insured for room rent. Get up to Rs. 5,000 for a normal room and up to Rs. 10,000 for ICU. Also, covers internal congenital diseases.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Super Top-up (only for Women) cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 26-45 years
  • Women only

Documents required

No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Super Top-up (only for Women) cover:

Policy details Description
Sum insured (in Rs.) 10 lakh
Premium including GST (in Rs.) 2,548
Policy tenure One year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of Super Top-up (only for Women) cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Daycare procedures Up to 527 daycare procedures
Domiciliary cost Domiciliary hospitalisation costs as defined in the policy
Pre-and post-hospitalisation Covers expenses for 30 days before and 60 days after hospitalisation
Key exclusions Description
Pre-existing diseases Waiting period of 4 years for pre-existing diseases
OPD consultation Any outpatient medical consultations

How to claim

You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of Super Top-up (only for Women) cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at care.healthinsurance@adityabirlacapital.com.

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Super Top-up (only for Women) cover, you need to present the following documents:

    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.

Frequently asked questions

What are deductibles?

A portion of the claim amount that a policyholder pays when making a claim. Suppose your claim amount stands at Rs. 5 lakh and you have a deductible of Rs. 1 lakh. The insurer will pay only Rs. 4 lakh, while you pay Rs. 1 lakh.

What is ‘daycare’ in health insurance?

A medical or surgical procedure that requires less than 24 hours hospitalisation. Daycare procedures like chemotherapy, angiography, or cataract operation etc.

What are the eligibility criteria to buy this policy?

Any existing Bajaj Finance customer can buy the policy. Women between the age of 26 years and 45 years, who hold Indian nationality can buy the policy.

What is domiciliary hospitalisation?

Domiciliary hospitalisation means treatment taken at home. Usually recommended when the policyholder cannot go to the hospital or due to unavailability of hospital bed. Many health insurance policies cover domiciliary treatment.

Is there an initial waiting period for the Super Top-up (only for Women) cover?

The initial waiting period for this policy is 30 days.

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Disclaimer

*T&C Apply. Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited), HDFC Life Insurance Company Limited, Life Insurance Corporation of India (LIC), Bajaj General Insurance Limited(Formerly known as Bajaj Allianz General Insurance Company Limited), SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Company Limited, Star Health & Allied Insurance Company Limited, Care Health Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure & policy wordings carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also distributor of other third party products from Assistance service providers such as CPP Assistance Services Private Limited, Bajaj Finserv Health Limited. etc. All product information such as premium, benefits, exclusions, value added services etc. are authentic and solely based on the information received from the respective Insurance company or the respective Assistance provider company.

Note- While we have made all the efforts and taken utmost care in gathering precise information about the products, features, benefits etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective products sales brochure and policy/membership wordings before concluding sales.