Manipal Cigna Health Insurance - Mediclaim - Comprehensive Permanent Partial Disablement Benefit

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 1 lakh, premium Rs. 119

    Get a sum insured of up to Rs. 1 lakh as disability benefit at just Rs. 119 in case of accidental injury.

  • Permanent partial disability

    Get the sum insured based on policy terms, starting from 50% in case of permanent partial disability caused to the insured due to any accident or event.

  • End-to-end online

    Buy the plan easily online with our 100% digital and paperless process.

  • No documents are required to buy the policy

    When buying Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover. If you meet all the eligibility criteria, you will need a few details to complete your application process.

Eligibility criteria

  •  Exclusively for Bajaj Finance customers
  •  Nationality: Indian 
  •  Age: 18 - 40 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy. 

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Policy details

Here’s a quick look at the policy details of Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover:

Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 119
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Accidental disability Accident resulting in permanent partial disability covered
Nature of disability Percentage of sum insured is payable based on nature of permanent partial disability as specified in the policy terms
Key exclusions Description
Any pre-existing disease No pre-existing medical illness
Adventure sports accident Any accident due to adventure sports

How to claim

You can reach out to the insurer (Manipal Cigna Health Insurance) to claim the benefits of the Mediclaim – Comprehensive Permanent Partial Disablement Benefit cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at servicesupport@manipalcigna.com

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover, you need to present the following documents:
    1. Policy document received at the time of purchase
    2. Discharge summary
    3. Complete billing in case of reimbursement
    For cashless, policy document, cashless card issued by the insurer, if any. The billing details are directly shared with the insurance company by the network hospital and settled before discharge

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in

Frequently asked questions

What is Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover?

Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover is an insurance product from ManipalCigna Health Insurance offered through Bajaj Finance that provides financial support in the unexpected case of an accidental injury resulting in permanent partial disability.

What are the benefits of Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover?

Undergoing an accidental injury or illness can be an expensive ordeal. The Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover provides financial security by providing cover up to the sum insured in case of an accident resulting in permanent partial disability.

What is the cost of Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover?

The Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover comes at a premium of Rs. 119. You can avail of coverage up to Rs. 1 lakh.

What is the claim process for Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover?

You can reach out to the insurer by writing to them at servicesupport@manipalcigna.com or calling on the toll-free number 1800-102-4462.

What is covered under Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover?

Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover provides cover for treatment in case of an accident resulting in permanent partial disability.

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Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Manipal Cigna Health Insurance. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage with ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.