Manipal Cigna Health Insurance - Mediclaim - Comprehensive Permanent Partial Disablement Benefit
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
Coverage up to Rs. 1 lakh, premium Rs. 119
Get a sum insured of up to Rs. 1 lakh as disability benefit at just Rs. 119 in case of accidental injury.
Permanent partial disability
Get the sum insured based on policy terms, starting from 50% in case of permanent partial disability caused to the insured due to any accident or event.
Buy the plan easily online with our 100% digital and paperless process.
No documents are required to buy the policy
When buying Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover. If you meet all the eligibility criteria, you will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 40 years
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Phone number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Here’s a quick look at the policy details of Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover:
|Sum insured (in Rs.)||1 lakh|
|Premium including GST (in Rs.)||119|
|Policy tenure||1 year|
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover:
- Key inclusions
- Key exclusions
|Accidental disability||Accident resulting in permanent partial disability covered|
|Nature of disability||Percentage of sum insured is payable based on nature of permanent partial disability as specified in the policy terms|
|Any pre-existing disease||No pre-existing medical illness|
|Adventure sports accident||Any accident due to adventure sports|
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Manipal Cigna Health Insurance) to claim the benefits of the Mediclaim – Comprehensive Permanent Partial Disablement Benefit cover by email or phone:
Insurer’s email address
Share your policy document and medical reports at email@example.com
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits
Documents required to claim
To claim the benefits of Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing in case of reimbursement
For cashless, policy document, cashless card issued by the insurer, if any. The billing details are directly shared with the insurance company by the network hospital and settled before discharge
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at firstname.lastname@example.org
Frequently asked questions
Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover is an insurance product from ManipalCigna Health Insurance offered through Bajaj Finance that provides financial support in the unexpected case of an accidental injury resulting in permanent partial disability.
Undergoing an accidental injury or illness can be an expensive ordeal. The Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover provides financial security by providing cover up to the sum insured in case of an accident resulting in permanent partial disability.
The Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover comes at a premium of Rs. 119. You can avail of coverage up to Rs. 1 lakh.
You can reach out to the insurer by writing to them at email@example.com or calling on the toll-free number 1800-102-4462.
Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover provides cover for treatment in case of an accident resulting in permanent partial disability.
Coverage that protects against manufacturer's defects past the normal warranty period and for repair after breakdown to return a product to its originally intended use.
Period of time for which policy is in effect.
Money charged for the insurance coverage reflecting the expectation of loss.
A written contract ratifying the legality of an insurance agreement.