ManipalCigna Health Insurance - Mediclaim - Comprehensive Permanent Partial Disablement Benefit
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 1 lakh, premium Rs. 119
Covers disability caused due to an accidental injury. Get coverage up to Rs. 1 lakh at just Rs. 119.
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Permanent partial disability
Get a sum insured based on policy terms. Coverage starts from 50% in case of permanent partial disability caused due to any accident or event.
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Easy online application
Buy the plan easily online with our 100% digital and paperless process.
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No documents required to buy the policy
When buying Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover. If you meet all the eligibility criteria, you will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-65 years
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 119 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Accidental disability | Accident resulting in permanent partial disability covered |
| Nature of disability | Percentage of sum insured is payable based on nature of permanent partial disability as specified in the policy terms |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness |
| Adventure sports accident | Any accident due to adventure sports |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Mediclaim – Comprehensive Permanent Partial Disablement Benefit cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4488 and claim the benefits.
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Documents required to claim
To claim the benefits of Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing in case of reimbursement
For cashless, policy document, cashless card issued by the insurer, if any. Network hospital will directly share the details and settle the bills with the insurance company before discharge. -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Mediclaim - Comprehensive Permanent Partial Disablement Benefit cover by ManipalCigna Health Insurance covers medical expenses arising from accidental injury. The plan offers coverage in case of permanent partial disability caused due to the accident.
Undergoing an accidental injury or illness can be an expensive ordeal. The plan covers you in the event of an accident. Get coverage for permanent partial disability caused due to an accident.
The plan comes at a premium of Rs. 119. You can avail of coverage up to Rs. 1 lakh.
You can send an email to the insurer at servicesupport@manipalcigna.com or call on the toll-free number 1800-102-4462.
The plan covers the treatment cost in case of an accident leading to permanent partial disability.
